Questions?
We have answers.

Your family pet is a cherished part of your household. That’s why it’s so important to make your pets feel just as comfortable – from head down to paws, or claws – as you and the kids during the stress of a home move. More American families own pets, up to 67% of households, or […]

Millenials Buying Homes and Reshaping the Home Buying Process – Here’s How The 2021 real estate market landscape is being called “The Rise of the Millennials,” according to Realtor.com’s “2021 Housing Forecast.” And, with good cause. Millennials have made a strong move up from dominating as entry-level home buyers to buyers with children who need […]

How to Spot a Rental Scammer and Make Sure a Rental Property is Legit We all rely on the Internet for our home and rental searches. But, not all listings are what they seem. In fact, a survey done by Apartment List reported that 43% of online apartment shoppers came across a fake listing. Some […]

Several steps are involved in selling your home before you post the For Sale sign in your front yard. You want a potential buyer to love the home as much as you did – and get the price you’re asking for it, too. The journey requires time, research, and endless patience, but the closing is […]

Conforming Loan Limit Increase If you’re planning on buying a home, you’ll probably be relieved to find out that the conforming loan limit will be increasing in step with rising home values! This limit represents the amount that Fannie Mae and Freddie Mac can guarantee. Thus, the increase in the limit is positive for buyers […]

Alzheimer’s and dementia are the foremost cause of disabilities later in life. One in 10 Americans over the age of 65 has Alzheimer’s. Worldwide, nearly 50 million people have dementia, with an estimated increase of 10 million new cases every year. Alzheimer’s disease is the most common form of dementia. Roughly 60-70% of all cases of […]

The home buying process is a complex journey that demands your time, effort, and attention. It’s a significant investment, possibly the largest one you’ll make. So, where do you begin? In this article, we’ve simplified the process into nine basic steps, from start to finish. Our aim is to provide you with a comprehensive guide […]

It’s vital for you and your family to feel protected at your home. More than two million burglaries are committed in the United States each year. Taking a chance on your peace of mind is not worth it. Home security systems add a layer of protection for your loved ones and belongings. What’s the best […]

Your 401k provides income after you retire and peace of mind for your future. But that is not the only way your 401k can benefit you. A 401k can be used to purchase a home. There are two ways to leverage those funds to make a home purchase. Learn about the ways to buy a […]

Safety at home should be a priority for you and your family. In 2023, 78% of preventable injuries causing death happened at home. That’s not to alarm you, but to bring awareness there are hazards you may not have thought of in your dwelling. Our homes are our happy places, but they do pose some […]

Before you make the major investment of buying a home, learn as much as you possibly can to avoid future headaches. We’ve compiled a list of a few of our top first-time home buyer tips to make the process go smoothly. You should have an easier time as a first-time home buyer purchasing a home […]

How Much House Can I Afford? It’s easy to get caught up in looking at beautiful listings online and binging episodes of House Hunters. But before you get too deep into a home fantasy, answer one crucial question: how much house can you afford? There isn’t one answer, but if you look at some of […]

  When buying a house, it’s easy to feel every step in the process is filled with completely foreign terms. Two acronyms you’ll hear thrown around about your mortgage are private mortgage insurance (PMI) and mortgage insurance premium (MIP). Some people confuse the two or think they’re the same thing, but that isn’t the case. […]

A Guide to Seller Concessions The final stages of buying a home can be financially daunting. Closing fees range from 2% to 5% of your home’s price. On a 2023 median-priced home of $387,600, that’s between $7,752 and $19,380–on top of what you’re already laying out for a down payment and moving. However, there’s a […]

Compiling all the documents you need is one of the most stressful aspects of applying for a mortgage. The sheer amount of time this takes can really drag out the loan application process. But you can be prepared by gathering the most important documents you’ll need together now to make the mortgage application process easier. […]

The internet is packed with helpful tools for making important financial decisions, such as mortgage payments. Mortgage calculators are a prime example. You’ve probably seen many of these online. You may want to use this kind of calculator to estimate your monthly payments, decide if an adjustable-rate mortgage is right for you, or determine if […]

Because government-insured loans are typically easier to qualify for and offer more flexibility to the borrower, they are incredibly desirable. One such loan is a USDA loan, which is backed by the United States Department of Agriculture. Here’s what you know about USDA loans, including who does and doesn’t qualify. What is a USDA Loan? […]

When it comes time to apply for a mortgage, you’ll have a lot of options to choose from. Your specific financial situation will decide some things for you, but you’ll still have some choices to make. The most common home loan today is the conventional mortgage. Likely you’ve looked at its loan product even if […]

If you want to become a homeowner someday, start monitoring your credit. The credit score weighs heavily in determining if you’ll be approved for a home loan, what type of home loan you can get, and the interest your loan will accrue. You’ll need to check out your credit report to find your credit score. […]

If you’re interested in getting a government-insured loan, FHA loans are probably your best bet. As you’ll learn in this breakdown, the Federal Housing Administration’s program is one of the more popular loan options. The FHA loan helps first-time home buyers through generous terms, but also low-income buyers and other qualifying persons. How FHA Loans […]

Do you know the advantages of government-backed home loans? When you’re looking for a mortgage, whether or not the loan is government-backed or government-insured matters to your loan terms, mortgage rates, and how your loan is handled. Although conventional mortgages are more popular than government-backed ones, these home loans can be the right choice for […]

One factor that buyers can sometimes overlook is transportation around the home. It’s easy to be wooed by top-tier amenities and gorgeous kitchen details. But with Americans spending hours on the road each year, how you get to work, the grocery store, or your kids’ sports impacts your quality of life. When researching properties, don’t […]

If you qualify for a VA loan, you probably have questions about the VA funding fee. Borrowers pay this fee to help reduce the loan’s cost for US taxpayers, who are footing the bill for your loan. Learn more about why the program uses this fee, how much it costs, and its impact on your […]

Sustainable materials and technologies reduce the carbon footprint of new homes and lead to more energy-efficient homes. When integrated into new home construction, purposefully adding in upgrades from sustainable building materials increases return on investment and improves the quality of life. If you’re a homeowner who will soon be working with a contractor to build […]