Questions?
We have answers.

With so many different home loans that home buyers can pick from, how do you know where to start?Home loans are made with specific uses in mind. It can be easy to get bogged down sorting the options, especially for first-time home buyers and low-income home buyers. Everyone in the mentioned two categories should consider […]

The process of obtaining a loan has changed significantly over the past few decades. Changes brought about by new lenders on the market to access more information thanks to the Internet have led traditional banks to compete with brokerage firms, credit unions, and online banks. But what hasn’t changed are the basics: the steps to […]

Earnest money deposits are an inevitable part of the home-buying process. If you’ve put an offer down on a home and that offer has been accepted, the very next step is writing an earnest money check to the escrow company. Know what earnest money is and how to leverage it to show you’re a serious […]

Those with a keen eye on moving to South Carolina have likely wondered what the cost of living in Charleston might be. Many are drawn by this lovely city’s warm coastal climate, modern entertainment options, amazing sports teams, and its reputation for friendly folks. Whether moving is a result of being transferred by an employer […]

E ver wonder about VA home loans? These special loans are for our superheroes:  veterans and active-duty military members. These loans are like the secret weapon of the housing market, offering sweet perks like a low down payment and skipping the whole mortgage insurance deal. They make it easier for veterans and military personnel to purchase […]

Although home inspections are not always mandatory, they are always an excellent idea. By gaining a clear picture of the home’s structural condition, it is possible to minimize risks and make a fully informed decision before purchasing. However, not everyone is well-versed on why it matters to have a property inspection performed before buying, so […]

Charleston is an excellent place to receive healthcare, whether young or old, healthy or in need of specialized care. The region is well-served by a network of hospitals and medical providers, ensuring access to quality professional care. Hospitals in Charleston Many hospitals service Charleston and the surrounding area for emergency, short-term, and long-term healthcare. Familiarizing […]

Closing costs are a necessary of every home sale, but first-time home buyers may not know what to expect or even realize how they add up in a home purchase. No home buyer wants to be caught off guard owing a few thousand dollars they didn’t anticipate during the final leg of their home-buying journey. Be […]

When you’re in the market to buy a house, not only do you have to figure out what style, budget, and age of house you want, you have to decide if you want a move-in ready home or you’re willing to purchase a fixer-upper. Once you know that, it’s onto figuring out is you need […]

There has been some discussion recently on home prices in relation to mortgage rates. Some believe if there is a rapid rise of mortgage rates, home prices should decrease. Logically it makes the most sense for the price of the house to drop when interest rates are rising, but this is not always the case. […]

  Given the state of the current market, those shopping for homes are equally challenged to find the absolute best interest rates they can. Mortgage rates are creeping up on the 8% mark. Home affordability is already stressed; paying hundreds more monthly isn’t helping.  Naturally, sales activity is down, and so are home loan originations. […]

New home buyers, we know it’s easy to become overwhelmed when you enter the market for the first time. Friends, family, colleagues, and even very distinct acquaintances will share their opinions if you are a first-time home buyer. While most are looking out for your best interest, they are unaware of what is happening in […]