Georgia

Homes in Georgia were selling for slightly more in May 2023 than in May 2022 with a median sales price of $375,000. That still leaves wiggle room to find bargains in the Peach State, as not every market has rising home prices. So where are home prices dropping?  Where are Georgia house prices falling? The […]

8 Best Small Towns in Georgia Are you considering making the leap to small-town life in Georgia? Small-town living delivers some incredible options for those looking to buy real estate, from historic antebellum mansions to opportunities to custom-build a dream home. Plus, you’ll gain benefits like close-knit communities where people greet you by name and […]

Is Georgia A Good State to Retire? Are you planning to move to a more affordable (and perhaps warmer) state for your retirement years? You may not need to if you already live in the Peach State. Georgia may not have topped Bankrate’s list of the best states to retire in 2022, but it came […]

March 2023 Monthly National Real Estate Report: Home Sales Down After months of higher mortgage rates and housing affordability challenges, the data from the first quarter of 2023 are unsurprising. The National Association of Realtors reports existing home sales fell 2.4% nationwide. The news hits with a reminder that real estate markets have been a […]

Fannie Mae Pushes Out Its Recession Predictions Predictions of the economy’s slowdown may have been exaggerated or, at the very least, premature. That’s Fannie Mae’s recent conclusion, which pushes out the timing for when it believes a recession is due and also saw the government-backed mortgage lender cutting its mortgage origination forecast for 2023 by […]

These Lenders Made the Most Mortgages in 2022 The top lenders in America in 2022 featured some familiar names in the world of mortgages. One notable change for 2022 was more traditional depositories (bank organizations that can accept deposits) cracked into the top 10. This reflects a greater confidence in working with banks for mortgage […]

Existing Home Sales Take a Positive Turn After a year of slumping home sales, market experts are seeing some positive signs that suggest a turnaround may be headed our way. This could be good news for home sellers and real estate investors waiting to enter the market. The activity could also spur local economies and […]

Baby Boomers Surpass Millennials in Buying Homes A typical home buyer story is simple: a couple wants to raise a family, and renting isn’t cutting it. With that in mind, you might speculate that millennials would be snatching up the most homes. But that’s not the case. According to recent National Association of Realtors (NAR) […]

Be Aware: Homeowners Insurance Is On the Rise The average premium for homeowners insurance rose 12% from 2021 to 2022, with an average annual increase of $134. That’s a stark jump for one year. In fact, the jump was so significant that it’s worth taking a minute and asking why insurance is rising. Is it […]

The Best US Markets for First-time Home Buyers People are looking for homes again; in some markets, it’s a great time to be a home buyer for the first time. Take Austin, Texas. Texas’s capital is becoming a buyer boomtown. People from the East and West Coasts are getting sick of high real estate prices […]

Cash Sales Are Up— What That Means for the Housing Market It’s common knowledge the all-cash offer makes the real estate transaction process easier both for the buyer and the seller. Knowing the buyer doesn’t need to work with a lender, which has a long underwriting process and no guarantee of financing approval, incentivizes the […]

HELOC Rates Dropped — Should You Take Out a Home Equity Line of Credit? The Federal Reserve raised interest rates throughout 2022, leading to higher rates everywhere, including mortgage rates. That might have some investors and homeowners scared to take out more loans. But a recent dip in Home Equity Line of Credit (HELOC) rates […]

These Metro Areas Had 2022’s Highest Home Price Gains Are high rates on mortgage loans going to cause a bubble to burst in housing prices? Not if you go by the late 2022 numbers. The year-end data shows home prices are still on the rise despite interest rates being near-double what they were a year […]

Alabama Vs Georgia: Which Is The Better State? Deciding where to raise your family, spend your retirement, or launch your career is a tough choice. Each state has pros and cons that must be weighed carefully. In the last few years, the Southern states have reported serious migration. In fact, Georgia was a top state […]

Home Prices Are Going Up–And What That Means For You High interest rates. Questions about housing inventory. Inflation potentially pointing to even higher interest rates. Read the headlines, and you’d expect the average mortgage cost to increase throughout 2023. If mortgages are more difficult to afford, you’d think market activity would slow, inventory would rise, […]

Is Georgia A Good State To Buy A Home? Are you considering buying a home in Georgia? The Peach State is quite an attractive option because of the many lifestyle advantages it offers potential homeowners. Its low cost of living, warm climate, and job market growth all play into why Georgia is one of the […]

5 of the Least Expensive States to Live In 2023 Want to increase your savings and have more money left over at the end of the month? While hard work and sound financial planning count for a lot, they don’t always stack up to the importance of cost of living (COL). Earning a living income […]

Top Places to Retire in 2023 More people are approaching retirement, and that’s not an overstatement. Baby boomers—people born in the post-war era from 1946-1964—are ready to kick their feet up and start relaxing. They’re starting to retire at increasing rates, with all reaching retirement age by 2031. The only question is: where will they […]

Where the Mortgage Industry Is Heading in 2023 Rising interest rates in 2022 have spooked many home buyers. It wasn’t easy seeing inflation run rampant throughout the year, driving up the cost of everything from gasoline to the interest rates on new mortgages. But trends at the end of 2022 could hint at what real […]

Top National Real Estate Trends to Watch in 2023 The real estate market has had quite an up-and-down ride over the past few years, with supply plummeting, demand skyrocketing, and home prices and annual percentage rates (APRs) adjusting accordingly. Projections for real estate trends in the country for 2023 certainly aren’t black and white, but […]

New Construction Is Down For 2023 The recent downturn in housing starts and building permits is a cause for concern for home buyers. Over the long term, the shortage of new housing construction means fewer options in terms of housing choices and can lead to higher prices due to limited overall supply. After a highly […]

What Housing Markets Will Boom In 2023 Housing sales activity cooled during 2022 thanks to rising mortgage rates and inflation. However, what’s happening is more of a correction as sales activity approaches near pre-pandemic levels in many markets. And, not every market is poised for a dramatic slowdown in 2023. Experts predict that housing markets […]

What Are the Cheapest States To Live In? Plenty states offer great value without sacrificing strong job markets, education opportunities, or beautiful scenery. If you’re solely concerned about which states have the absolute best cost of living, you’re in luck. We’ve scoured multiple independent lists on housing affordability, cost of living, median incomes, and affluence […]

Tennessee vs. Georgia: Which State is Better? When it comes to finding the perfect place to live in the southern United States, it can be tough to choose between Tennessee and Georgia. Both states offer a beautiful climate, friendly people, and plenty of outdoor recreation options. Pair it with an affordable cost of living and […]