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**BIG REDUCTION! NOW PRICED AT $299,000!** Here is your opportunity to own waterfront property on the Ross Barnett Reservoir at a price that allows you to make it your own. **This is a FIXER-UPPER and is priced accordingly.** Bring your ideas, your contractor, and your personal style and transform this condo into the waterfront home of your dreams. Rather than paying a premium for someone else's renovations and design choices, put your investment into the finishes, colors, fixtures, and improvements YOU want. And what a setting to start with! Imagine morning coffee overlooking the water as the sun rises across the Ross Barnett Reservoir, then ending the day with beautiful sunsets reflecting across the "Big Water." The location, views, and waterfront lifestyle are already here. The new owner simply has the opportunity to bring the interior up to its full potential. Located in a secure, gated community, this condo offers the kind of amenities that make Reservoir living so enjoyable. You'll have access to the **community pool, clubhouse, and your own boat slip**, putting the water just steps away. The HOA also makes ownership easier by providing **exterior maintenance, lawn maintenance, trash pickup, and pest control**. **C Spire high-speed wireless fiber internet is included in the monthly HOA dues**, adding another valuable benefit. Whether you're looking for a full-time waterfront home, weekend getaway, or a renovation project where you can create something truly your own, this property offers tremendous potential. **The price has been reduced to $299,000 to reflect the updating and improvements needed.** If you've been waiting for an affordable opportunity to get on the Ross Barnett Reservoir and create a waterfront home around your own tastes and vision, this could be the one. **Come see the possibilities!**

Highlights

  • Residential
  • Condominium
  • Built in 1983
  • 0.2 Acre Lot
  • $525/mo HOA
  • Waterfront
  • 2 Car Garage
  • 213 days on Market

  • Bedrooms
    2
  • Bathrooms
    2 full · 1 half
  • Year Built
    1983
  • Stories
    3.0
  • Architectural Style
    Contemporary
  • Construction Materials
    HardiPlank Type, Masonite
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Paved, Garage Door Opener, Garage
  • Interior Features
    High Speed Internet, Eat-in Kitchen, Walk-In Closet(s), Pantry, Wet Bar, Storage, Entrance Foyer
  • Appliances
    Dishwasher, Electric Range, Microwave, Refrigerator, Disposal, Oven, Wine Cooler, Gas Water Heater
  • Flooring
    Wood, Marble
  • Exterior Features
    Rain Gutters, Boat Slip
  • Patio And Porch
    Deck, Awning(s)
  • Pool Features
    Gunite, In Ground, Private
  • Security Features
    Smoke Detector(s), Gated Community
  • Cooling
    Ceiling Fan(s), Central Air, Gas
  • Heating
    Fireplace(s), Natural Gas, Central
  • Basement
    Crawl Space

  • Acres
    0.2
  • Lot Features
    Waterfront, Zero Lot Line
  • Water Front Features
    Waterfront
  • Water Front
    Yes
  • Utilities
    Cable Available, Electricity Available, Natural Gas Available, Natural Gas Connected, Electricity Connected, Underground Utilities
  • Water
    Public

  • County
    Madison
  • City
    Ridgeland
  • Neighborhood
    The Breakers
  • Zip Code
    39157
  • High School
    Ridgeland
  • Middle School
    Olde Towne
  • Elementary School
    Ann Smith

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Frequently Asked Questions

How do I schedule a tour of 61 Breakers Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 61 Breakers Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 61 Breakers Ln?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $299,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Ridgeland, and can even get you in to see the property quickly.

How do I get a virtual tour of 61 Breakers Ln?

Yes! A virtual tour is available for 61 Breakers Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 61 Breakers Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 61 Breakers Ln at around $1,871. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 61 Breakers Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Madison County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 61 Breakers Ln?

In most cases, yes. Whether 61 Breakers Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ridgeland's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 61 Breakers Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Ridgeland and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $299,000 with 1,638 sqft of space—that comes out to approximately $183 per square foot.

How long has this property been on the market?

61 Breakers Ln was listed on April 07, 2026, which means it's been on the market for 213 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1983, making it approximately 43 years old.

What is the lot size of this property?

61 Breakers Ln sits on a 0.2-acre lot, which is 8,712 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Ann Smith
  • Middle: Olde Towne
  • High: Ridgeland

Want to see how these schools compare? Check out our Madison County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 61 Breakers Ln?

The most recent public record shows annual property taxes for 61 Breakers Ln were approximately $3,000. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $525 paid monthly.

Is 61 Breakers Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS United. All rights reserved.

Last Updated: November 06, 2026 at 08:56AM | Source: MLS United | MLS#: 4145138