$345,000
- 2
- beds
- 2 full · 1 half
- baths
- 1,759
- sqft
- 1984
- year built
- 2
- beds
- 2 full · 1 half
- baths
- 1,759
- sqft
- 1984
- year built
- Status:
- Active
- MLS #:
- 4155884
- Neighborhood:
- The Breakers
- County:
- Madison
- Listed By:
- Julie McNeely - Julie McNeely Properties
- Agent Phone:
- (601) 856-5020
- Agent Email:
- jmcneely32@bellsouth.net
Sponsoring Broker: Edward Donovan, Continental Real Estate Group, Inc
Waterfront!! This one is situated on a corner lot providing more open space and more beautiful views on the big water side overlooking the Ross Barnette Reservoir. This is a gem with a little TLC it can be yours! Great location and easy access to all the major areas. This 2 bedroom has 2 master suites upstairs with 2 full baths and a half bath downstairs. This one has character and charm with the brick fireplace in living with built-ins and wet bar. So much potential to make this your very own showplace on the water. End your day with your own piece of oasis!! Includes boat slip with property as part of your HOA fee. The Breakers amenities include Cspire internet, trash pickup, all exterior maintenance to the condo, land scape maintenance, pest control, pool and clubhouse. Don't miss out. Schedule your showing today!
Highlights
- Residential
- Condominium
- Built in 1984
- 0.15 Acre Lot
- $525/mo HOA
- Waterfront
- 2 Car Garage
- 118 days on Market
-
- Bedrooms
- 2
-
- Bathrooms
- 2 full · 1 half
-
- Year Built
- 1984
-
- Stories
- 3.0
-
- Construction Materials
- Wood Siding, Brick, Masonite
-
- Foundation
- See Remarks
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached, Garage Door Opener, Garage, Enclosed
-
- Interior Features
- Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Double Vanity, Entrance Foyer
-
- Appliances
- Dishwasher, Microwave, Disposal, Stainless Steel Appliance(s), Trash Compactor
-
- Flooring
- Carpet, Ceramic Tile
-
- Exterior Features
- Balcony, Rain Gutters
-
- Patio And Porch
- Deck
-
- Security Features
- Gated Community
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Natural Gas
-
- Acres
- 0.15
-
- Lot Features
- Waterfront, Cul-De-Sac, Corner Lot
-
- Water Front Features
- Lake
-
- Water Front
- Yes
-
- Utilities
- Cable Available, Natural Gas Available, Cable Connected, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected
-
- Water
- Public
-
- County
- Madison
-
- City
- Ridgeland
-
- Neighborhood
- The Breakers
-
- Zip Code
- 39157
-
- High School
- Ridgeland
-
- Middle School
- Olde Towne
-
- Elementary School
- Ann Smith
-
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Estimated Value
$456,188
Estimated Sales Price Range:
$323,893 - $588,482
Source: Constellation Data Labs
Price History
| 08/25/2026 | Price Changed | $345,000 |
| Source: MLS United #4155884 | ||
| 07/14/2026 | Listed | $375,000 |
| Source: MLS United #4155884 | ||
Source: MLS Data
Mortgage History
| 07/06/2023 | Coventional | $195,000 |
| 11/10/2022 | Credit Line (Revolving) / HELOC | $100,000 |
| 02/14/2007 | Unknown | $54,000 |
Source: Public records via Constellation Data Labs
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Similar Listings
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There are currently 135 properties available in Ridgeland, with 3 under contract to close soon. Properties in the city have an average sale price of $480,683 and typically spend 0 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 40 Breakers Ln?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 40 Breakers Ln.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 40 Breakers Ln?
Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $345,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Ridgeland, and can even get you in to see the property quickly.
How do I get a virtual tour of 40 Breakers Ln?
Yes! A virtual tour is available for 40 Breakers Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 40 Breakers Ln?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 40 Breakers Ln at around $2,110. This includes estimated property taxes and insurance.
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How do I get pre-approved to buy 40 Breakers Ln?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Madison County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 40 Breakers Ln?
In most cases, yes. Whether 40 Breakers Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ridgeland's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 40 Breakers Ln?
We can handle that for you. Our preferred local agent specializes in residentials in Ridgeland and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $345,000 with 1,759 sqft of space—that comes out to approximately $196 per square foot.
How long has this property been on the market?
40 Breakers Ln was listed on July 14, 2026, which means it's been on the market for 118 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1984, making it approximately 42 years old.
What is the lot size of this property?
40 Breakers Ln sits on a 0.15-acre lot, which is 6,534 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Ann Smith
- Middle: Olde Towne
- High: Ridgeland
Want to see how these schools compare? Check out our Madison County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 40 Breakers Ln?
The most recent public record shows annual property taxes for 40 Breakers Ln were approximately $1,755. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $525 paid monthly.
Is 40 Breakers Ln still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS United. All rights reserved.
Last Updated: November 09, 2026 at 06:02PM | Source: MLS United | MLS#: 4155884