$389,900
- 3
- beds
- 2 full · 1 half
- baths
- 2,376
- sqft
- 1980
- year built
- 3
- beds
- 2 full · 1 half
- baths
- 2,376
- sqft
- 1980
- year built
- Status:
- Active
- MLS #:
- 4159753
- Neighborhood:
- The Breakers
- County:
- Madison
- Listed By:
- Debra A Thomas - Century 21 David Stevens
- Agent Phone:
- (601) 941-7361
- Agent Email:
- debbieeasomthomas1@gmail.com
Sponsoring Broker: Edward Donovan, Continental Real Estate Group, Inc
Experience the best of waterfront living in this exceptional three level condominium featuring water views on both sides. The condo fees include the internet, pool and its maintenance, a boat slip. your roof and a gated entrance and leasehold fee. They also maintain the exterior siding. Designed for entertaining and enjoying all the amenities the Reservoir has to offer. This includes boating, skiing, fishing, sail boating, and much more! There are many local restaurants and plenty of shopping. This home offers an open, inviting atmosphere with gorgeous wood floors. The kitchen has all stainless appliances which includes a stainless refrigerator and attractive granite counter tops. The kitchen overlooks the gathering area with a fireplace and again the gorgeous views. A half bath is on the second level for your guest as is the main gathering room, a mere five steps away and has walls of shelving for your books and collectibles. A private boat slip makes getting out on the water effortless, while the enclosed garage provides secure parking and additional convenience. There is also community pool and club house for your use. With multiple levels of living space, there is plenty of room to relax and entertain guest and take in the stunning surroundings. The primary bedroom features a fireplace and ensuite bath. The bath has two vanities, an under counter refrigerator, a walk-in shower and a jetted tub! All overlooking the water. the guest bath is just beside the other two bedrooms. These are on the top level. the condo fees are 580 per month but includes so many items. Seller will pay closing cost which could include a buy down rate with an acceptable offer
Highlights
- Residential
- Condominium
- Built in 1980
- 0.02 Acre Lot
- $580/mo HOA
- Waterfront
- 2 Car Garage
- 83 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2 full · 1 half
-
- Year Built
- 1980
-
- Stories
- 3.0
-
- Architectural Style
- Traditional, Other
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached, Garage Door Opener, Garage, RV Access/Parking, Concrete
-
- Interior Features
- High Speed Internet, Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Pantry, Storage, Granite Counters, Breakfast Bar, Double Vanity, Recessed Lighting, High Ceilings, Entrance Foyer, His and Hers Closets, Soaking Tub
-
- Appliances
- Dishwasher, Electric Range, Microwave, Refrigerator, Disposal, Stainless Steel Appliance(s), Trash Compactor
-
- Flooring
- Hardwood, Carpet, Ceramic Tile, Marble
-
- Exterior Features
- Balcony
-
- Security Features
- Gated Community, Security Gate
-
- Cooling
- Ceiling Fan(s), Central Air, Electric, Dual, Exhaust Fan
-
- Heating
- Fireplace(s), Natural Gas, Central
-
- Acres
- 0.02
-
- Lot Features
- Level, Waterfront
-
- Water Front Features
- Lake
-
- Water Front
- Yes
-
- Utilities
- Cable Available, Natural Gas Available, Natural Gas Connected, Electricity Connected, Water Connected
-
- Water
- Public
-
- County
- Madison
-
- City
- Ridgeland
-
- Neighborhood
- The Breakers
-
- Zip Code
- 39157
-
- High School
- Ridgeland
-
- Middle School
- Olde Towne
-
- Elementary School
- Ann Smith
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $389900
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$467,290
Estimated Sales Price Range:
$443,925 - $490,654
Source: Constellation Data Labs
Price History
| 10/28/2026 | Price Changed | $389,900 |
| Source: MLS United #4159753 | ||
| 08/19/2026 | Listed | $399,900 |
| Source: MLS United #4159753 | ||
| 01/21/2026 | Off Market | — |
| Source: MLS United #4136867 | ||
Source: MLS Data
Deed History
| 02/26/2024 | Warranty Deed | $0 |
| 09/30/2008 | Warranty Deed | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 01/15/2026 | Commercial | $214,690 |
| 02/26/2024 | Credit Line (Revolving) / HELOC | $332,600 |
| 08/03/2020 | Coventional | $270,000 |
| 11/08/2017 | Coventional | $277,000 |
| 09/12/2014 | Credit Line (Revolving) / HELOC | $20,000 |
| 02/17/2011 | Coventional | $354,150 |
| 09/30/2008 | Unknown | $367,200 |
| 02/07/2007 | Credit Line (Revolving) / HELOC | $90,000 |
| 05/31/2005 | Coventional | $228,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Ridgeland
There are currently 133 properties available in Ridgeland, with 3 under contract to close soon. Properties in the city have an average sale price of $480,683 and typically spend 0 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 6 zip codes in Madison County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 81 Breakers Ln?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 81 Breakers Ln.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 81 Breakers Ln?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $389,900. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Ridgeland, and can even get you in to see the property quickly.
How do I get a virtual tour of 81 Breakers Ln?
Yes! A virtual tour is available for 81 Breakers Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 81 Breakers Ln?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 81 Breakers Ln at around $2,391. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 81 Breakers Ln?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Madison County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 81 Breakers Ln?
In most cases, yes. Whether 81 Breakers Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ridgeland's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 81 Breakers Ln?
We can handle that for you. Our preferred local agent specializes in residentials in Ridgeland and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $389,900 with 2,376 sqft of space—that comes out to approximately $164 per square foot.
How long has this property been on the market?
81 Breakers Ln was listed on August 19, 2026, which means it's been on the market for 83 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1980, making it approximately 46 years old.
What is the lot size of this property?
81 Breakers Ln sits on a 0.02-acre lot, which is 871 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Ann Smith
- Middle: Olde Towne
- High: Ridgeland
Want to see how these schools compare? Check out our Madison County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 81 Breakers Ln?
The most recent public record shows annual property taxes for 81 Breakers Ln were approximately $2,072. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $580 paid monthly.
Is 81 Breakers Ln still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Ridgeland, MS
Open Houses Near Ridgeland, MS
Land for Sale Near Ridgeland, MS
Townhomes for Sale Near Ridgeland, MS
Waterfront Homes for Sale Near Ridgeland, MS
Waterfront Condos for Sale Near Ridgeland, MS
Homes with Pools for Sale Near Ridgeland, MS
Gated Community Homes for Sale Near Ridgeland, MS
Homes with No Hoa for Sale Near Ridgeland, MS
Homes in Adult Communities for Sale Near Ridgeland, MS
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS United. All rights reserved.
Last Updated: November 10, 2026 at 09:25PM | Source: MLS United | MLS#: 4159753