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Otsego County New York Real Estate and Property Listings for Sale

Real Estate For Sale In
Otsego County, NY

Explore the best of Otsego County, NY with ez Home Search. We have 552 listings, including charming houses, sleek condos, and expansive land, all waiting for you. Each property features in-depth details, beautiful photos, and virtual tours to give you a true sense of what could be your next home. Get easy-to-use tools, to find the value of your home, understand mortgage options, and make finding and financing your dream property a breeze. Sign up for a free account to receive real-time updates on new listings tailored to your preferences. Discover more real estate and properties for sale in NY and start your journey to homeownership with us.
552 Available Listings

Browse our selection of 552 properties for sale in Otsego County. Our curated catalog features the latest listings, and our website provides you with all the resources you need to make an informed purchase decision. You will find high-quality property photos, detailed listing descriptions, 3D tours, maps, and relevant community information.

As you delve into the detailed listings, you can save your favorite properties for sale in Otsego County, review their latest estimated valuation, and use our mortgage calculator to project monthly mortgage payments, taxes, fees, and insurance. Have a question about a property or the area? Simply ask a question, and our vetted local partner will get back to you.

For personalized financing options and info, complete our contact form to speak with a lender about your financing options, get pre-qualified for a mortgage, or get more information about what is possible.

But why stop at virtual browsing? Schedule an in-person or video-chat tour with a local agent to see your potential new property in Otsego County firsthand. Contact a professional real estate agent for further details, inquire about a property's availability, or express your interest in making an offer.

Properties For Sale in Otsego County: Market Trends

In Otsego County, the real estate market currently features 300 properties for sale. Additionally, 37 properties are under contract and poised to close soon. The recent sales data shows that property sales in Otsego County have an average sale price of $194,051 and an average cost per square foot of $108. On average, properties in Otsego County typically spend about 173 days on the market before being sold.

The real estate market in Otsego County presents a wide array of pricing options, ranging from the most budget-friendly property for sale in Otsego County priced at $44,250 to the highest-valued residence listed for $1,560,000. This variety caters to buyers with different financial situations and preferences, ensuring everyone can find a property that meets their needs.

Otsego County Market Snapshot
Active Listings 552
Pending Sales 37
Average Sale Price $194,051
Average Price Per Sq. Ft. $108
Days on the Market 173
Last year's property sales 578
Months of supply 0.11

Real Estate For Sale in Otsego County: Summary/Overview

Find your dream property in the heart of Otsego County. ez Home Search updates listings every minute to give you a wide array of properties across Otsego County, spanning 13 distinct zip codes.

Prospective buyers in the Otsego County real estate market have various options to suit their various preferences, from construction date and square footage to lot size, design, and the number of stories. Properties in Otsego County vary widely in construction date, ranging from as early as 1800 to as recent as 2022, with the majority constructed in 1900. Property sizes also vary considerably, from compact units starting at 672 Sq Ft to spacious estates reaching up to 7,959 Sq Ft.

Lot sizes in Otsego County cater to a broad spectrum of preferences, from manageable plots of 0.07779999867081643 acres that are perfect for those seeking a low-maintenance lifestyle to large estates spanning up to 169.94499450683583 acres, ideal for extensive outdoor activities and ambitious landscaping projects.

The architectural styles and structural designs in Otsego County are equally varied, with 0 being the predominant style across 55 listings. In terms of structure, most properties are 2.0 story properties featured in 552 properties for sale.

For those considering the financial aspects of homeownership, the range of Homeowners' Association (HOA) fees in Otsego County varies from $253.9 to $894.0, with 32 properties exempt from these fees. This comprehensive range ensures that prospective buyers like yourself can find a property for sale that fits their lifestyle and budget in Otsego County.

Properties in Nearby Zip Codes

Frequently Asked Questions

How many properties are for sale in Otsego County?

There are 552 properties for sale in Otsego County. More active properties usually means better selection and a little more time to compare before you offer.

What is the median list price of properties in Otsego County?

The median list price is $279,450. Median is a clearer "typical" price than average because extreme outliers—like a few luxury estates at the top or a few short sales/fixers at steep discounts—don't pull it up or down as much.

What is the average list price of properties in Otsego County?

The average list price is $342,271. Compare average vs. median to read the market's "tilt": when average is higher than median, upper-end properties are likely lifting the market; when average is lower than median, more lower-priced or discounted properties may be in the mix. A big gap in either direction usually means the current inventory is skewed.

What is the median price per square foot for properties in Otsego County?

Properties list at a median $151 per sq ft in Otsego County. Price-per-foot helps you compare value across neighborhoods and renovations; newer or recently updated properties often sit above the median.

How long do properties typically stay on the market in Otsego County?

The median days on market (DOM) is 124 days. Shorter DOM signals stronger demand—expect quicker tours and faster decisions when DOM is low; longer DOM often means you can compare more and negotiate.

What is the housing months of supply for properties in Otsego County?

Months of supply (MOS) is 6.5. MOS estimates how long it would take to sell all current listings at the recent sales pace if no new properties were listed. As a rule of thumb, 3–6 MOS is balanced; below 3 tends to favor sellers (move fast, expect competition), while above 6 can give buyers more leverage and time.

How many properties sold in the last 12 months in Otsego County?

578 properties sold over the last 12 months. Viewed together with MOS, this gives you a clear read on demand versus supply and helps your ez Home Search partner agent guide you to the best options and strategy.

How many new property listings came on the market in the last 7 and 30 days in Otsego County?

10 new listings in the past 7 days and 66 in the past 30 days. Frequent new listings mean fresh choices appear often; slower weeks suggest acting quickly when the right property appears.

How many property listings had a price reduction in the last 30 days in Otsego County?

56 listings reduced price in the last 30 days. Price cuts can signal sellers aligning to demand—use them to spot improving values or timing for offers.

Is it more or less expensive to live in Otsego County compared with the U.S. average?

Living in Otsego County indexes at 260 versus a U.S. baseline of 100 = 100. Above 100 means higher-than-average costs; below 100 means lower—handy context for your monthly budget.

What is the median property size for properties for sale in Otsego County?

The median interior size is 1,845 sq ft. This tells you the "typical" amount of living space you'll see at common price points, which helps you set expectations for rooms and layout before touring.

What is the median lot size for properties for sale in Otsego County?

The median lot size is 0.88 acres. Closer-in neighborhoods usually have smaller lots; farther out you'll often find more land—compare lot size alongside price-per-foot to balance yard space and interior space.

How many one-story vs. two-story properties are for sale in Otsego County?

About 38% one-story, 58% two-story, and 5% three-plus-story properties are active. Single-story properties are often in tighter supply and attract buyers who want fewer stairs, which can lead to quicker sales and firmer pricing when demand is strong.

What is the median year built for properties for sale in Otsego County?

The median year built among active properties is 1930. Newer properties typically offer modern systems and energy efficiency; older properties may offer larger lots and classic details, though some may need updates—factor both into your budget and timeline.

Which neighborhoods currently have the most properties for sale in Otsego County?

You'll find the most active properties for sale in the Angel Heights, Barlow Place, Cottage Colony Site, Hartwick Patent, Otego Patent communities. Starting your search there usually gives you more options in a single tour.

What is the typical monthly HOA for properties for sale in Otsego County?

The median HOA is $58 per month (where applicable). HOA dues affect your monthly affordability and loan qualification—use our mortgage calculator to see the full picture.

What share of properties for sale in Otsego County are houses, condos, and townhomes?

Right now in Otsego County, for-sale inventory breaks down to about 100% houses, 0% condos, and 0% townhomes.

How much do you need to make to afford a property in Otsego County?

The median property price in Otsego County is $279,450. With a 20% down payment ($55,890) and a 30-year fixed at 7.0%, the estimated principal-and-interest (P&I) payment is $1,487/month (plus property taxes, homeowners insurance, HOA dues, PMI if required, and utilities). Based on the 28/36 guideline for housing costs—where total housing expenses should be about 28% to 36% of your gross income—you'd want a household income of roughly $63,743 to $49,578 per year. Use our pre-approval form to know exactly what you qualify for and to be able to make a stronger offer.

How are the schools near properties for sale in Otsego County?

Many properties in Otsego County are served by well-rated public and private schools; check each listing's school panel for boundary notes and current ratings, then compare nearby options as you narrow neighborhoods.

HOA Monthly Fees of Properties for Sale
$0 32
Less than $100 3
$101 - $500 1
$501 - $1,000 0
Over $1,000 0
Properties For Sale in Otsego County: Basic Features

Discover the essential features of properties for sale in Otsego County with our detailed listings. Whatever your preferences in size or style, each property offers a range of foundational amenities to enhance your living experience.

Properties For Sale in Otsego County: Interior Features
Properties with Fireplaces in Otsego County
Homes with 1 fireplace 119
Homes with 2 fireplaces 17
Homes with 3+ fireplaces 11
Homes with no fireplaces 0
Properties For Sale in Otsego County: Exterior Features
Popular Roof Types in Otsego County
Metal 89
Wood 2
Concrete 0
Tiles 1
Slate Roofing 2
Asphalt Shingle 124
Composite Material 0
Membrane Roofing 13
Shingles 105
Waterfront Properties in Otsego County
Patio and Porch Features of Properties for Sale in Otsego County
Garage Spaces of Properties for Sale in Otsego County
Properties For Sale in Otsego County: Listing Overview
Otsego County Properties Listing Overview
Active Properties Listings in Otsego County 552
Properties Listings Under Contract in Otsego County 37
Price-Reduced Properties Listings in Otsego County 42
Recently Sold Properties in Otsego County 578

Real Estate For Sale in Otsego County: Demographic Data

Family Composition in Otsego County
Families with children 13.98%
Families without children 35.02%
Gender in Otsego County
Male 48.34%
Female 51.66%
Population by Age in Otsego County
Under 18 14.79%
18-64 63.19%
65 and over 22.03%
Marital Status by Gender in Otsego County
Never Married Male 44.15% / Female 38.25%
Now Married Male 43.65% / Female 41.72%
Divorced Male 9.26% / Female 9.61%
Widowed Male 2.94% / Female 10.42%
Occupied VS. Vacant Units in Otsego County
Occupied 22933
Vacant 6585
Ownership of Occupied Units in Otsego County
Owner Occupied 17219
Renter Occupied 5714
Population by Education Level in Otsego County
No Degree 40.41%
Some High School 7.56%
High School 32.9%
Some College 15.71%
Associates 10.93%
Bachelors 17.15%
Post-grad 28.61%
Population of Veterans in Otsego County
Veterans 6.76%
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Otsego County