Real Estate For Sale In
Otsego, MN
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172
Available Listings
Browse our selection of 172 properties for sale in Otsego, MN. Our curated catalog features the latest listings, and our website provides you with all the resources you need to make an informed purchase decision. You will find high-quality property photos, detailed listing descriptions, 3D tours, maps, and relevant community information.
As you delve into the detailed listings, you can save your favorite properties for sale in Otsego, MN, review their latest estimated valuation, and use our mortgage calculator to project monthly mortgage payments, taxes, fees, and insurance. Have a question about a property or the area? Simply ask a question, and our vetted local partner will get back to you.
For personalized financing options and info, complete our contact form to speak with a lender about your financing options, get pre-qualified for a mortgage, or get more information about what is possible.
But why stop at virtual browsing? Schedule an in-person or video-chat tour with a local agent to see your potential new property in Otsego, MN firsthand. Contact a professional real estate agent for further details, inquire about a property's availability, or express your interest in making an offer.
Properties For Sale in Otsego, MN: Market Trends
In Otsego, MN, the real estate market currently features 137 properties for sale. Additionally, 9 properties are under contract and poised to close soon. The recent sales data shows that property sales in Otsego, MN have an average sale price of $367,779 and an average cost per square foot of $160. On average, properties in Otsego, MN typically spend about 77 days on the market before being sold.
The real estate market in Otsego, MN presents a wide array of pricing options, ranging from the most budget-friendly property for sale in Otsego, MN priced at $203,551 to the highest-valued residence listed for $792,597. This variety caters to buyers with different financial situations and preferences, ensuring everyone can find a property that meets their needs.
Otsego, MN Market Snapshot
Active Listings
172
Pending Sales
9
Average Sale Price
$367,779
Average Price Per Sq. Ft.
$160
Days on the Market
77
Last year's property sales
336
Months of supply
0.28
Real Estate For Sale in Otsego, MN: Summary/Overview
Find your dream property in the heart of Otsego, MN. ez Home Search updates listings every minute to give you a wide array of properties across Wright County, spanning 6 distinct zip codes.
Prospective buyers in the Otsego, MN real estate market have various options to suit their various preferences, from construction date and square footage to lot size, design, and the number of stories. Properties in Otsego, MN vary widely in construction date, ranging from as early as 1960 to as recent as 2026, with the majority constructed in 2026. Property sizes also vary considerably, from compact units starting at 1,213 Sq Ft to spacious estates reaching up to 4,815 Sq Ft.
Lot sizes in Otsego, MN cater to a broad spectrum of preferences, from manageable plots of 0.019500000402331352 acres that are perfect for those seeking a low-maintenance lifestyle to large estates spanning up to 2.825499951839447 acres, ideal for extensive outdoor activities and ambitious landscaping projects.
The architectural styles and structural designs in Otsego, MN are equally varied, with being the predominant style across 0 listings. In terms of structure, most properties are 2.0 story properties featured in 172 properties for sale.
For those considering the financial aspects of homeownership, the range of Homeowners' Association (HOA) fees in Otsego, MN varies from $46.0 to $478.0000000000001, with 112 properties exempt from these fees. This comprehensive range ensures that prospective buyers like yourself can find a property for sale that fits their lifestyle and budget in Otsego, MN.
Frequently Asked Questions
How many properties are for sale in Otsego, MN?
There are 172 properties for sale in Otsego, MN. More active properties usually means better selection and a little more time to compare before you offer.
What is the median list price of properties in Otsego, MN?
The median list price is $475,000. Median is a clearer "typical" price than average because extreme outliers—like a few luxury estates at the top or a few short sales/fixers at steep discounts—don't pull it up or down as much.
What is the average list price of properties in Otsego, MN?
The average list price is $481,347. Compare average vs. median to read the market's "tilt": when average is higher than median, upper-end properties are likely lifting the market; when average is lower than median, more lower-priced or discounted properties may be in the mix. A big gap in either direction usually means the current inventory is skewed.
What is the median price per square foot for properties in Otsego, MN?
Properties list at a median $194 per sq ft in Otsego, MN. Price-per-foot helps you compare value across neighborhoods and renovations; newer or recently updated properties often sit above the median.
How long do properties typically stay on the market in Otsego, MN?
The median days on market (DOM) is 61 days. Shorter DOM signals stronger demand—expect quicker tours and faster decisions when DOM is low; longer DOM often means you can compare more and negotiate.
What is the housing months of supply for properties in Otsego, MN?
Months of supply (MOS) is 3.4. MOS estimates how long it would take to sell all current listings at the recent sales pace if no new properties were listed. As a rule of thumb, 3–6 MOS is balanced; below 3 tends to favor sellers (move fast, expect competition), while above 6 can give buyers more leverage and time.
How many properties sold in the last 12 months in Otsego, MN?
336 properties sold over the last 12 months. Viewed together with MOS, this gives you a clear read on demand versus supply and helps your ez Home Search partner agent guide you to the best options and strategy.
How many new property listings came on the market in the last 7 and 30 days in Otsego, MN?
25 new listings in the past 7 days and 68 in the past 30 days. Frequent new listings mean fresh choices appear often; slower weeks suggest acting quickly when the right property appears.
How many property listings had a price reduction in the last 30 days in Otsego, MN?
0 listings reduced price in the last 30 days. Price cuts can signal sellers aligning to demand—use them to spot improving values or timing for offers.
Is it more or less expensive to live in Otsego, MN compared with the U.S. average?
Living in Otsego, MN indexes at 240 versus a U.S. baseline of 100 = 100. Above 100 means higher-than-average costs; below 100 means lower—handy context for your monthly budget.
What is the median property size for properties for sale in Otsego, MN?
The median interior size is 2,402 sq ft. This tells you the "typical" amount of living space you'll see at common price points, which helps you set expectations for rooms and layout before touring.
What is the median lot size for properties for sale in Otsego, MN?
The median lot size is 0.24 acres. Closer-in neighborhoods usually have smaller lots; farther out you'll often find more land—compare lot size alongside price-per-foot to balance yard space and interior space.
How many one-story vs. two-story properties are for sale in Otsego, MN?
About 30% one-story, 70% two-story, and 0% three-plus-story properties are active. Single-story properties are often in tighter supply and attract buyers who want fewer stairs, which can lead to quicker sales and firmer pricing when demand is strong.
What is the median year built for properties for sale in Otsego, MN?
The median year built among active properties is 2023. Newer properties typically offer modern systems and energy efficiency; older properties may offer larger lots and classic details, though some may need updates—factor both into your budget and timeline.
Which neighborhoods currently have the most properties for sale in Otsego, MN?
You'll find the most active properties for sale in the Prairie Pointe, Anna's Acres, Northwater, Castella Meadows, Ashwood communities. Starting your search there usually gives you more options in a single tour.
What is the typical monthly HOA for properties for sale in Otsego, MN?
The median HOA is $172 per month (where applicable). HOA dues affect your monthly affordability and loan qualification—use our mortgage calculator to see the full picture.
How much do you need to make to afford a property in Otsego, MN?
The median property price in Otsego, MN is $475,000. With a 20% down payment ($95,000) and a 30-year fixed at 7.0%, the estimated principal-and-interest (P&I) payment is $2,528/month (plus property taxes, homeowners insurance, HOA dues, PMI if required, and utilities). Based on the 28/36 guideline for housing costs—where total housing expenses should be about 28% to 36% of your gross income—you'd want a household income of roughly $108,349 to $84,271 per year. Use our pre-approval form to know exactly what you qualify for and to be able to make a stronger offer.
How are the schools near properties for sale in Otsego, MN?
Many properties in Otsego, MN are served by well-rated public and private schools; check each listing's school panel for boundary notes and current ratings, then compare nearby options as you narrow neighborhoods.
HOA Monthly Fees of Properties for Sale
Construction Dates of Properties for Sale
Square Footage of Properties for Sale
Lot Sizes of Properties for Sale
Number of Stories of Properties for Sale
HOA Monthly Fees of Properties for Sale
Properties For Sale in Otsego, MN: Basic Features
Discover the essential features of properties for sale in Otsego, MN with our detailed listings. Whatever your preferences in size or style, each property offers a range of foundational amenities to enhance your living experience.
Utilities
Sewer
Public
154
Private
6
Basement
ADA Accessible
Yes
9
No
163
Properties For Sale in Otsego, MN: Interior Features
Bedroom Count of Properties for Sale in Otsego, MN
Bathroom Count of Properties for Sale in Otsego, MN
Properties with Fireplaces in Otsego, MN
Homes with 1 fireplace
122
Homes with 2 fireplaces
8
Homes with 3+ fireplaces
0
Homes with no fireplaces
0
Popular Flooring in Otsego, MN
Popular Security Features in Otsego, MN
Properties For Sale in Otsego, MN: Exterior Features
Properties with a pool in Otsego, MN
Popular Roof Types in Otsego, MN
Metal
0
Wood
0
Concrete
0
Tiles
0
Slate Roofing
0
Asphalt Shingle
93
Composite Material
0
Membrane Roofing
0
Shingles
43
Popular Community Features in Otsego, MN
Waterfront Properties in Otsego, MN
Patio and Porch Features of Properties for Sale in Otsego, MN
Garage Spaces of Properties for Sale in Otsego, MN
Properties For Sale in Otsego, MN: Listing Overview
Otsego, MN Properties Listing Overview
Active Properties Listings in Otsego, MN
172
Properties Listings Under Contract in Otsego, MN
9
Price-Reduced Properties Listings in Otsego, MN
0
Recently Sold Properties in Otsego, MN
336
Real Estate For Sale in Otsego, MN: Demographic Data
Family Composition in Otsego, MN
Families with children
35.34%
Families without children
31.09%
Gender in Otsego, MN
Male
51.9%
Female
48.1%
Population by Age in Otsego, MN
Under 18
27.43%
18-64
60.03%
65 and over
12.549999999999999%
Marital Status by Gender in Otsego, MN
Never Married
Male 30.76% / Female 18.94%
Now Married
Male 61.76% / Female 62.93%
Divorced
Male 5.9% / Female 10.62%
Widowed
Male 1.58% / Female 7.5%
Occupied VS. Vacant Units in Otsego, MN
Occupied
7374
Vacant
348
Ownership of Occupied Units in Otsego, MN
Owner Occupied
6614
Renter Occupied
759
Population by Education Level in Otsego, MN
No Degree
28.72%
Some High School
2.3%
High School
20.16%
Some College
19.72%
Associates
14.26%
Bachelors
30.07%
Post-grad
24.98%
Population of Veterans in Otsego, MN
Veterans
5.57%
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