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Welcome to 108 Villa Circle, a charming two-story townhome nestled in the desirable Sycamore Square community of Palmyra! Offering 3 bedrooms, 2.5 bathrooms, and 1,400 square feet of comfortable living space, this home combines convenience and functionality. Step inside to discover an inviting layout featuring recessed lighting, ceiling fans, and a combination of vinyl and carpet flooring. The kitchen offers a center island, ample space for everyday living, and appliances that convey, including the washer and dryer. A convenient half bath completes the main level. Upstairs, you'll find three bedrooms, including a primary suite featuring a walk-in closet and private en-suite bathroom. Enjoy the added convenience of central heating and cooling, fiber internet availability, and public water and sewer. Sycamore Square offers community amenities including a clubhouse, fitness center, swimming pool, playground, and picnic area. Whether you're relaxing at home or enjoying the neighborhood amenities, this townhome offers a wonderful opportunity to enjoy comfortable, low-maintenance living in Fluvanna County!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2009
  • 0.05 Acre Lot
  • $290/qtr HOA
  • Newly Listed

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    2009
  • Stories
    2.0
  • Architectural Style
    Traditional, Colonial
  • Construction Materials
    Vinyl Siding
  • Foundation
    Slab
  • Living Area
    1400.0
  • Interior Features
    Walk-In Closet(s)
  • Appliances
    Dishwasher, Microwave, Refrigerator, Induction Cooktop
  • Flooring
    Vinyl, Carpet
  • Patio And Porch
    Porch, Front Porch
  • Cooling
    Central Air, Heat Pump
  • Heating
    Electric, Heat Pump

  • Acres
    0.05
  • Water
    Public

  • County
    Fluvanna
  • City
    Palmyra
  • Neighborhood
    SYCAMORE SQUARE
  • Zip Code
    22963
  • High School
    Fluvanna
  • Middle School
    Fluvanna
  • Elementary School
    West Central Primary

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Frequently Asked Questions

How do I schedule a tour of 108 Villa Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 108 Villa Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 108 Villa Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $269,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Palmyra, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 108 Villa Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 108 Villa Cir at around $1,685. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 108 Villa Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Fluvanna County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 108 Villa Cir?

In most cases, yes. Whether 108 Villa Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Palmyra's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 108 Villa Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Palmyra and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $269,000 with 1,400 sqft of space—that comes out to approximately $192 per square foot.

How long has this property been on the market?

108 Villa Cir was listed on November 13, 2026, which means it's been on the market for 0 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2009, making it approximately 17 years old.

What is the lot size of this property?

108 Villa Cir sits on a 0.05-acre lot, which is 2,178 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: West Central Primary
  • Middle: Fluvanna
  • High: Fluvanna

Want to see how these schools compare? Check out our Fluvanna County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 108 Villa Cir?

The most recent public record shows annual property taxes for 108 Villa Cir were approximately $1,848. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $290 paid quarterly.

This covers access to community features including: Picnic Area, Playground, Clubhouse, Fitness Center, Trail(s).

Is 108 Villa Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this site comes in part from the Broker Reciprocity/IDX program of Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS® does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Information deemed reliable but not guaranteed. Copyright © 2026 Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. All Rights Reserved.