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Welcome home to this inviting 3-bedroom, 2.5-bath Colonial tucked into a peaceful wooded setting in the sought-after Lake Monticello community. Enjoy morning coffee on the covered front porch or unwind in the private backyard, where a meandering stream and abundant wildlife create a quiet natural retreat. Inside, this move-in ready home is well maintained with major improvements already completed—including a NEW ROOF, NEW WATER HEATER, new dishwasher and range. High-speed Firefly Fiber Internet makes working from home or streaming a breeze. Classic cottage/farmhouse charm, comfortable living spaces, and a beautiful natural setting come together in a home that's easy to love. Enjoy all that Lake Monticello has to offer, including boating, beaches, golf, tennis, parks, dining, and more—all just 20 minutes from Charlottesville. A wonderful opportunity to enjoy the Lake Monticello lifestyle with big-ticket updates already taken care of!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2003
  • 0.34 Acre Lot
  • $1,459/yr HOA
  • 141 days on Market

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    2003
  • Stories
    2.0
  • Living Area
    1456.0
  • Interior Features
    High Speed Internet, Entrance Foyer
  • Appliances
    Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer, Disposal
  • Flooring
    Hardwood, Laminate, Carpet
  • Exterior Features
    Dock
  • Patio And Porch
    Deck, Porch, Front Porch
  • Pool Features
    Association
  • Cooling
    Central Air
  • Heating
    Electric, Heat Pump
  • Basement
    Concrete

  • Acres
    0.34
  • View
    Trees/Woods
  • Utilities
    Cable Available
  • Water
    Public

  • County
    Fluvanna
  • City
    Palmyra
  • Neighborhood
    LAKE MONTICELLO
  • Zip Code
    22963
  • High School
    Fluvanna
  • Middle School
    Fluvanna
  • Elementary School
    Central (Fluvanna)

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Frequently Asked Questions

How do I schedule a tour of 17 Windy Way?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 17 Windy Way.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 17 Windy Way?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $328,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Palmyra, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 17 Windy Way?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 17 Windy Way at around $2,038. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 17 Windy Way?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Fluvanna County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 17 Windy Way?

In most cases, yes. Whether 17 Windy Way is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Palmyra's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 17 Windy Way?

We can handle that for you. Our preferred local agent specializes in residentials in Palmyra and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $328,000 with 1,456 sqft of space—that comes out to approximately $225 per square foot.

How long has this property been on the market?

17 Windy Way was listed on June 25, 2026, which means it's been on the market for 141 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2003, making it approximately 23 years old.

What is the lot size of this property?

17 Windy Way sits on a 0.34-acre lot, which is 14,810 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Central (Fluvanna)
  • Middle: Fluvanna
  • High: Fluvanna

Want to see how these schools compare? Check out our Fluvanna County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 17 Windy Way?

The most recent public record shows annual property taxes for 17 Windy Way were approximately $2,056. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,459 paid annually.

This covers access to community features including: Playground, Clubhouse, Pool, Water, Tennis Court(s), Beach Rights, Boat Dock, Golf Course.

Is 17 Windy Way still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this site comes in part from the Broker Reciprocity/IDX program of Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS® does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Information deemed reliable but not guaranteed. Copyright © 2026 Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. All Rights Reserved.