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Great opportunity to own a two-family property with two 2-bedroom, 1-bath units. One unit is currently vacant and ready for an owner occupant or new tenant, while the second unit is occupied and provides existing rental income. Listing photos are of the vacant unit only; the occupied unit is not pictured. The vacant unit offers a bright, open feel with fresh neutral walls, newer-style flooring, a spacious living area, kitchen with existing appliances, full bathroom, and laundry area. Both units feature their own entrances and covered front porches. Whether you're looking to live in one unit while generating rental income from the other or add a two-family property to your investment portfolio, 430 Loder offers flexibility and opportunity.

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    1900
  • Architectural Style
    Duplex
  • Construction Materials
    Aluminum Siding
  • Parking Features
    None
  • Living Area
    2126.0
  • Appliances
    Gas Water Heater
  • Flooring
    Vinyl
  • Cooling
    None
  • Heating
    Forced Air
  • Basement
    Partial

  • Lot Features
    Level
  • Utilities
    Cable Available
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 430 Loder St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 430 Loder St.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 430 Loder St?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $140,000. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Waverly, and can even get you in to see the property quickly.

How do I get a virtual tour of 430 Loder St?

Yes! A virtual tour is available for 430 Loder St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 430 Loder St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 430 Loder St at around $1,124. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 430 Loder St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Tioga County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 430 Loder St?

In most cases, yes. Whether 430 Loder St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Waverly's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 430 Loder St?

We can handle that for you. Our preferred local agent specializes in residential incomes in Waverly and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $140,000 with 2,126 sqft of space—that comes out to approximately $66 per square foot.

How long has this property been on the market?

430 Loder St was listed on September 28, 2026, which means it's been on the market for 44 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1900, making it approximately 126 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Lincoln Street

Want to see how these schools compare? Check out our Tioga County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 430 Loder St?

The most recent public record shows annual property taxes for 430 Loder St were approximately $3,932. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 430 Loder St still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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Listing information provided in part by the Greater Binghamton Association of REALTORS®, Inc. MLS for personal, non-commercial use by viewers of this site and may not be reproduced or redistributed. All information is deemed reliable but not guaranteed. Copyright ©2026 Greater Binghamton Association of REALTORS®, Inc. MLS. All rights reserved.