$250,000
492 Olean St , Schenectady, NY 12306
- 4
- beds
- 3
- baths
- 1,684
- sqft
- 1950
- year built
- Status:
- Active
- MLS #:
- 202626999
- County:
- Schenectady
- Listed By:
- Laura Sherman - Miranda Real Estate Group Inc
- Agent Phone:
- (518) 935-3837
- Agent Email:
- LauraShermanRE@gmail.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
An incredible house-hacking opportunity awaits! Live in one unit while letting the other two cover your mortgage; or add a solid multi-unit asset to your portfolio. This charming property functions as three distinct living spaces: a 3-bedroom main floor, a 2-bedroom upper flat, and a private 1-bedroom lower-level apartment. Numerous updates throughout the home: ceilings, insulation, windows, flooring, trimwork, doors, baseboards, electrical outlets, light fixtures, dimmers. Kitchens have newer cabinets, appliances including built in microwaves, countertops and deep sinks, backsplashes. Furnace: new starter ignition and circulator pump.Exterior: painted front/garage doors, insulation, hard-wired lights with sensors. Multiple hose hook-ups with hot water to one. Enjoy a fenced front yard w/ solar lights and a spacious two-car garage complete with 1/2 bath, 2 sinks, and ample overhead storage. Parking for 5. Outdoor gazebo, propane fire pit, electric fireplaces-Unit 1 and Unit 2 has a built-in, and all A/C units to convey. Excluded: large wardrobe in Upper Unit. Located in a flexible B-2 zoning district and convenient to shopping, dining, and commuter routes. Located in the Mohonasen School district. Seller willing to offer concessions/credit at close for exterior paint. *BOM due to buyer financing issue.
Highlights
- Residential Income
- Duplex
- Built in 1950
- 0.07 Acre Lot
- 2 Car Garage
- 51 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 3
-
- Year Built
- 1950
-
- Architectural Style
- Traditional
-
- Construction Materials
- Wood Siding, Cedar
-
- Foundation
- Block
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Garage
-
- Living Area
- 1684.0
-
- Interior Features
- High Speed Internet, Built-in Features
-
- Flooring
- Tile, Vinyl
-
- Security Features
- Smoke Detector(s), Fire Escape
-
- Cooling
- Window Unit(s)
-
- Heating
- Natural Gas, Baseboard, Hot Water, Fireplace Insert
-
- Basement
- Finished, Interior Entry, Exterior Entry, Apartment
-
- Acres
- 0.07
-
- Utilities
- Cable Available, Sewer Connected
-
- Water
- None
-
- County
- Schenectady
-
- City
- Schenectady
-
- Zip Code
- 12306
-
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Estimated Value
$235,411
Estimated Sales Price Range:
$188,328 - $282,493
Source: Constellation Data Labs
Price History
| 11/02/2026 | Price Changed | $250,000 |
| Source: Global MLS #202626999 | ||
| 09/25/2026 | Listed | $265,000 |
| Source: Global MLS #202626999 | ||
| 11/02/2026 | Price Changed | $250,000 |
| Source: NY State MLS #12002846 | ||
| 09/25/2026 | Listed | $265,000 |
| Source: NY State MLS #12002846 | ||
| 12/09/2022 | Sold | $125,000 |
| Source: Global MLS #202227443 | ||
| 10/11/2022 | Price Changed | $115,000 |
| Source: Global MLS #202227443 | ||
| 09/27/2022 | Listed | $125,000 |
| Source: Global MLS #202227443 | ||
Source: MLS Data
Deed History
| 12/14/2022 | Warranty Deed | $125,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 12/14/2022 | Conventional | $87,500 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Schenectady
There are currently 346 properties available in Schenectady, with 6 under contract to close soon. Properties in the city have an average sale price of $239,365 and typically spend 129 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 492 Olean St?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 492 Olean St.
They know residential incomes in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 492 Olean St?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $250,000. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Schenectady, and can even get you in to see the property quickly.
How do I get a virtual tour of 492 Olean St?
Yes! A virtual tour is available for 492 Olean St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 492 Olean St?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 492 Olean St at around $1,708. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 492 Olean St?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Schenectady County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 492 Olean St?
In most cases, yes. Whether 492 Olean St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Schenectady's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 492 Olean St?
We can handle that for you. Our preferred local agent specializes in residential incomes in Schenectady and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $250,000 with 1,684 sqft of space—that comes out to approximately $148 per square foot.
How long has this property been on the market?
492 Olean St was listed on September 25, 2026, which means it's been on the market for 51 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1950, making it approximately 76 years old.
What is the lot size of this property?
492 Olean St sits on a 0.07-acre lot, which is 3,049 square feet.
What are the property taxes for 492 Olean St?
The most recent public record shows annual property taxes for 492 Olean St were approximately $3,422. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 492 Olean St still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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