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Located in Schenectady's historic Stockade District, 145 Front Street is a well-positioned 5-unit investment property featuring four studio apartments and one 1-bedroom unit. This income-producing asset offers an attractive expense structure, with owning paying the heat & hot water and tenants responsible for their own electric & cooking gas. Situated outside of a flood zone, the property provides added peace of mind and potential insurance savings. Just minutes from downtown Schenectady, Rivers Casino, Mohawk Harbor, restaurants, and major employers, this property benefits from strong rental demand in one of the Capital Region's most unique and desirable neighborhoods. A great addition to any investment portfolio.

Highlights

  • Residential Income
  • Multi Family
  • Built in 1912
  • 0.1 Acre Lot
  • 145 days on Market

  • Year Built
    1912
  • Architectural Style
    Apartment 4 Plus Unit
  • Construction Materials
    Wood Siding
  • Foundation
    Slab
  • Living Area
    2844.0
  • Exterior Features
    None
  • Cooling
    None, Window Unit(s)
  • Heating
    Natural Gas, Hot Water
  • Basement
    Unfinished

  • Acres
    0.1
  • Utilities
    Sewer Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 145 Front St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 145 Front St.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 145 Front St?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $550,000. We can talk through recent upgrades, potential seller motivation, how this multi family compares to others in Schenectady, and can even get you in to see the property quickly.

How do I get a virtual tour of 145 Front St?

Yes! A virtual tour is available for 145 Front St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 145 Front St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 145 Front St at around $3,501. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 145 Front St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Schenectady County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 145 Front St?

In most cases, yes. Whether 145 Front St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Schenectady's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 145 Front St?

We can handle that for you. Our preferred local agent specializes in residential incomes in Schenectady and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $550,000 with 2,844 sqft of space—that comes out to approximately $193 per square foot.

How long has this property been on the market?

145 Front St was listed on June 19, 2026, which means it's been on the market for 145 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1912, making it approximately 114 years old.

What is the lot size of this property?

145 Front St sits on a 0.1-acre lot, which is 4,356 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • High: Schenectady

Want to see how these schools compare? Check out our Schenectady County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 145 Front St?

The most recent public record shows annual property taxes for 145 Front St were approximately $4,448. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 145 Front St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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