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Spacious 4-bedroom, 2-full-bath family home with potential for an in-law suite, ideal for growing families and multi-generational households. Inside, the open-concept floor plan is perfectly tailored for daily comfort and entertaining, showcasing a dramatic great room with slate floors and a stunning bluestone fireplace, a well-appointed kitchen with a center island, a formal dining room with beautiful oak flooring, and a heated 2-car attached garage with workshop space. The second floor is anchored by an impressive primary suite complete with a private balcony and an expansive en-suite bath. Throughout the entire home, the inviting layout offers a warm atmosphere with plenty of room for family and guests to gather. The spectacular four-season atrium is the centerpiece of the property. Surrounded by floor-to-ceiling windows, it includes a heated indoor swim spa and hot tub, offering a private year-round oasis for relaxation, exercise, and hosting. Outside, the meticulously designed arboretum features rare specimen trees, vibrant perennials, seasonal blooms, unique weeping and pine varieties, classic stone walls, stone patios, a covered grapevine canopy walkway, two tranquil ponds, and a magnificent two-story gazebo. This remarkable estate balances country seclusion with exceptional accessibility, located minutes from I-88 in the Cobleskill-Richmondville School District. Enjoy a straightforward drive to the Capital Region or a scenic trip of less than three hours from NYC. It is the ultimate setting for a full-time family residence or a weekend escape designed to host generations to come.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1997
  • 1.9 Acre Lot
  • 2 Car Garage
  • 119 days on Market

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    1997
  • Architectural Style
    Contemporary
  • Construction Materials
    Vinyl Siding
  • Foundation
    Concrete Perimeter
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Garage Door Opener, Garage, Off Street, Workshop in Garage, Heated Garage
  • Living Area
    4496.0
  • Interior Features
    High Speed Internet, Walk-In Closet(s), Vaulted Ceiling(s), Kitchen Island, Built-in Features
  • Appliances
    Dishwasher, Refrigerator, Cooktop, Electric Oven
  • Flooring
    Hardwood, Carpet, Ceramic Tile
  • Exterior Features
    Private Yard, Garden
  • Patio And Porch
    Covered, Patio, Front Porch
  • Pool Features
    In Ground, Indoor, Infinity
  • Security Features
    Carbon Monoxide Detector(s)
  • Cooling
    None
  • Heating
    Baseboard, Propane, Radiant Floor
  • Basement
    Unfinished

  • Acres
    1.9
  • Lot Features
    Secluded, Private, Garden, Landscaped
  • View
    Mountain(s), Pond, Creek/Stream
  • Utilities
    Cable Available, Cable Connected
  • Water
    Private, Well

  • Area
    Cobleskill
  • County
    Schoharie
  • City
    Cobleskill
  • Zip Code
    12043

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Frequently Asked Questions

How do I schedule a tour of 5214 State Route 145?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 5214 State Route 145.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 5214 State Route 145?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $439,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Cobleskill, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 5214 State Route 145?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 5214 State Route 145 at around $3,063. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 5214 State Route 145?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Schoharie County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 5214 State Route 145?

In most cases, yes. Whether 5214 State Route 145 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cobleskill's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 5214 State Route 145?

We can handle that for you. Our preferred local agent specializes in residentials in Cobleskill and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $439,900 with 4,496 sqft of space—that comes out to approximately $98 per square foot.

How long has this property been on the market?

5214 State Route 145 was listed on July 14, 2026, which means it's been on the market for 119 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1997, making it approximately 29 years old.

What is the lot size of this property?

5214 State Route 145 sits on a 1.9-acre lot, which is 82,764 square feet.

What are the property taxes for 5214 State Route 145?

The most recent public record shows annual property taxes for 5214 State Route 145 were approximately $6,710. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 5214 State Route 145 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Hudson Valley Catskills Region Multiple List Service (Ulster County Board of REALTORS). All rights reserved.

Last Updated: November 09, 2026 at 08:15PM | Source: Hudson Valley Catskills Region Multiple List Service (Ulster County Board of REALTORS) | MLS#: 20263948