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YEAR ROUND MAIN CHANNEL VIEW, a rare 3-car garage, and over 2,400 square feet—all in one of Osage Beach's most sought-after neighborhoods for under $475K! This 3 bed, 3 bath home in Summit Point offers a combination that's becoming increasingly difficult to find. Vaulted ceilings and walls of windows fill the home with natural light while showcasing the incredible lake views from the spacious living area and oversized deck. The main-level primary suite features an updated bath, walk-in closet, and private office/den (den not serviced by HVAC), while the lower-level patio is already wired and ready for your future hot tub. Numerous updates have already been completed including flooring, roof, HVAC, windows, sliders, blinds, and more, allowing the next owner to simply move in and enjoy. Residents love Summit Point for its low HOA dues, community pool, lighted tennis and pickleball courts, basketball court, playground, and firepit area. Golf-cart-friendly access to Dierbergs Markets, Ace Hardware, shopping, dining, and everyday conveniences makes this one of Osage Beach's premier neighborhoods. Long term rentals allowed! Under contract w/ 72 hr kickout.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1985
  • 0.34 Acre Lot
  • $700/yr HOA
  • 3 Car Garage
  • 119 days on Market

Open House

  • November 15, 2026
    1:00pm - 4:00pm

This open house information was last updated on 11/10/2026 03:28PM

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    1985
  • Architectural Style
    Raised Ranch
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    3.0
  • Parking Features
    Driveway, Attached, Garage, Concrete
  • Living Area
    2424.0
  • Interior Features
    High Speed Internet, Ceiling Fan(s), Walk-In Closet(s), Vaulted Ceiling(s), Wet Bar
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Cooktop
  • Flooring
    Vinyl
  • Patio And Porch
    Covered, Patio, Deck
  • Pool Features
    Community
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air, Electric
  • Basement
    Finished, Full, Walk-Out Access

  • Acres
    0.34
  • Lot Features
    Sloped, Views, Gentle Sloping
  • Utilities
    Cable Available
  • Water
    Public

  • Area
    D
  • County
    Camden
  • City
    Osage Beach
  • Neighborhood
    Summit Point Estates
  • Zip Code
    65065

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Frequently Asked Questions

How do I schedule a tour of 1244 Summit Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1244 Summit Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1244 Summit Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $460,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Osage Beach, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How do I get a virtual tour of 1244 Summit Cir?

Yes! A virtual tour is available for 1244 Summit Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 1244 Summit Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1244 Summit Cir at around $2,710. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1244 Summit Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Camden County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1244 Summit Cir?

In most cases, yes. Whether 1244 Summit Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Osage Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1244 Summit Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Osage Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $460,000 with 2,424 sqft of space—that comes out to approximately $190 per square foot.

How long has this property been on the market?

1244 Summit Cir was listed on July 15, 2026, which means it's been on the market for 119 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1985, making it approximately 41 years old.

What is the lot size of this property?

1244 Summit Cir sits on a 0.34-acre lot, which is 14,810 square feet.

What are the property taxes for 1244 Summit Cir?

The most recent public record shows annual property taxes for 1244 Summit Cir were approximately $1,103. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $700 paid annually.

Is 1244 Summit Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part courtesy of the Broker Reciprocity/IDX Programs of the Multiple Listing Services of Lake of the Ozarks Board of REALTORS® Inc. and Bagnell Dam Association of REALTORS®. Real estate listings held by brokerage firms other than ReeceNichols Real Estate are governed by MLS Rules and Regulations and detailed information about them includes the name of the listing companies. The information being provided is for consumers' personal, non-commercial use and will not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. Information deemed reliable but not guaranteed. Copyright © 2026 Lake of The Ozarks BOR and Bagnell Dam AOR. All Rights Reserved.