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Priced Below The Recent Sale Appraisal! One Owner Custom Built Ranch Home Offers So Much For Your $$$$$. Exterior Offers Partial Brick Front, Cedar Siding, Covered Front Porch (4 x 31), Full View Front Storm Door, Mature Landscaping, 29 x 11 Patio, 12 x 11 Cedar Shed, 24 x 11 Cedar Deck, 3 Car Tandem Garage 26 Wide & 40 Deep, New Roof 2024 Plus The Home Offers 2 x 6 Exterior Wall Construction. Interior Offers 3 Bedrooms & 3 Full Baths, Stained Wood Work Package, Vaulted & Beamed Ceiling, Anderson Wood Windows Throughout Home, Bay Windows, Skylights, Open Spindle Stairway, Ceiling Fans With Light Kits, 2 Wood Burning Fireplaces Both With Brick Surround & Raised Hearths, Custom Kitchen Offers Center Island With Cook Top, Double Oven, Micro Wave, Pantry & Tile Back Splash, Main Floor Laundry Room Plus A 2nd Laundry Area In The Storage Room Area Downstairs, Can Lights, Built In Book Shelves, Crown Molding, New Furnace and A-Coil 2026, Newer Hot Water Heater, Master Suite With Walk-In Closet & Luxury Master Bath With Double Sinks, Soaking Tub & Separate Shower. Great Location With EZ Access To Schools, Shopping & Highways. Property Is Being Sold As Is And Seller To Make No Repairs

Highlights

  • Residential
  • Single Family Residence
  • Built in 1991
  • 0.34 Acre Lot
  • 3 Car Garage
  • 2 days on Market

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    1991
  • Architectural Style
    Traditional
  • Construction Materials
    Cedar, Brick Veneer
  • Foundation
    Concrete Perimeter
  • Garage Spaces
    3.0
  • Parking Features
    Driveway, Oversized, Garage Door Opener, Tandem, On Street, Off Street, Garage Faces Rear
  • Living Area
    2691.0
  • Interior Features
    High Speed Internet, Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Vaulted Ceiling(s), Pantry, Kitchen Island, Double Vanity, Open Floorplan, Bookcases, Entrance Foyer, Crown Molding, Beamed Ceilings, Soaking Tub
  • Appliances
    Dishwasher, Microwave, Disposal, Plumbed For Ice Maker, Double Oven, Gas Water Heater, Exhaust Fan, Electric Cooktop, Down Draft, Built-In Electric Oven
  • Flooring
    Hardwood, Vinyl, Carpet, Combination
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air, Exhaust Fan
  • Basement
    Walk-Out Access, Partially Finished, Bath/Stubbed, Storage Space, Exterior Entry

  • Acres
    0.34
  • Lot Features
    Cul-De-Sac, Landscaped, Few Trees, Front Yard
  • Utilities
    Cable Available, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public

  • Area
    408 - Fort Zumwalt North
  • County
    Saint Charles
  • City
    O Fallon
  • Neighborhood
    Coronation Estate
  • Zip Code
    63366
  • High School
    Ft. Zumwalt North High
  • Middle School
    Ft. Zumwalt North Middle
  • Elementary School
    J.L. Mudd/Forest Park

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Frequently Asked Questions

How do I schedule a tour of 728 Loretta Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 728 Loretta Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 728 Loretta Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $415,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in O Fallon, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 728 Loretta Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 728 Loretta Dr at around $2,628. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 728 Loretta Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Charles County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 728 Loretta Dr?

In most cases, yes. Whether 728 Loretta Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in O Fallon's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 728 Loretta Dr?

We can handle that for you. Our preferred local agent specializes in residentials in O Fallon and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $415,900 with 2,691 sqft of space—that comes out to approximately $155 per square foot.

How long has this property been on the market?

728 Loretta Dr was listed on November 05, 2026, which means it's been on the market for 2 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1991, making it approximately 35 years old.

What is the lot size of this property?

728 Loretta Dr sits on a 0.34-acre lot, which is 14,810 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: J.L. Mudd/Forest Park
  • Middle: Ft. Zumwalt North Middle
  • High: Ft. Zumwalt North High

Want to see how these schools compare? Check out our Saint Charles County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 728 Loretta Dr?

The most recent public record shows annual property taxes for 728 Loretta Dr were approximately $4,472. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 728 Loretta Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Based on information submitted to the MLS GRID as of November 07, 2026 at 06:37PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Source: MARIS MLS | MLS#: 26069960