$345,000
- 3
- beds
- 3
- baths
- 2,285
- sqft
- 1999
- year built
- 3
- beds
- 3
- baths
- 2,285
- sqft
- 1999
- year built
- Status:
- Active Under Contract
- MLS #:
- 26068935
- Neighborhood:
- Turtle Creek #5
- County:
- Saint Charles
- Listed By:
- Jennifer Sauter - Keller Williams Realty St. Louis
- Agent Phone:
- (314) 368-7870
- Agent Email:
- jensauter71@gmail.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
**923 Midpoint Dr, O'Fallon, MO** Solid bones, smart layout, and room to make it yours. This home has been loved for over 20 years and is ready for its next chapter. The big-ticket items are done. The cosmetic updates are waiting for you. **Peace of mind where it counts** Roof is just 2 years old. HVAC dates to 2018. Sump pump and pit are in place, and the yard has an irrigation system. These are the expensive items buyers worry about, and they're already handled. **Kitchen with room to gather** The eat-in kitchen is large enough for a hearth room setup, so you can put the table, the sofa, or both wherever suits you. Wood cabinetry, a center island with granite counters, a walk-in corner pantry, double electric ovens with convection, and an electric cooktop make it a workable space for everyday meals or entertaining. A walkout to the large deck makes it easy to move the party outside. **Living spaces** The see-through gas fireplace connects the main living areas and adds warmth to both sides. Wood floors run through the entry foyer and down the hallway to the bedrooms. Window coverings stay throughout, so one less thing to buy on move-in day. **Primary suite** The en suite includes a soaking tub, separate shower, double sinks, and an adult-height vanity. The large walk-in closet adds to the retreat feel. **Everyday function** The main-floor laundry and mud room sits right off the 2-car garage, a convenient drop zone for backpacks, shoes, and groceries. **Walkout basement with real potential** The 8' ceilings, a large slider, and two sets of big windows bring in natural light, making this a walkout lower level ready to be finished. A full bath with shower, toilet, and vanity is already in place, which saves significant time and expense when you build out the space. Rec room, guest suite, home office, gym: your call. Turtle Creek living This is an established, amenity-rich neighborhood. Residents enjoy the community pool, tennis courts, pickleball, clubhouse, and neighborhood events throughout the year. The Falls Golf Course winds through the community. Fort Zumwalt West High School is right on Turtle Creek Drive, and the neighborhood feeds into the Fort Zumwalt school district. Highway 70 is minutes away for an easy commute and quick access to shopping and dining. **The opportunity** Every room is ready for fresh paint, updated flooring, and modern finishes. If you have a vision and want to build equity through improvements, this is the one. Buy it right, update it your way, and end up with a home that fits you perfectly in a location that works. Schedule your showing today and see the potential for yourself.
-
- Bedrooms
- 3
-
- Bathrooms
- 3
-
- Year Built
- 1999
-
- Architectural Style
- Ranch
-
- Construction Materials
- Vinyl Siding, Concrete, Brick Veneer
-
- Foundation
- Concrete Perimeter
-
- Garage Spaces
- 2.0
-
- Living Area
- 2285.0
-
- Flooring
- Hardwood, Carpet, Linoleum
-
- Cooling
- Central Air
-
- Heating
- Forced Air
-
- Acres
- 0.29
-
- Lot Features
- Corner Lot, Back Yard
-
- Utilities
- Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected
-
- Water
- Public
-
- Area
- 407 - Fort Zumwalt West
-
- County
- Saint Charles
-
- City
- O Fallon
-
- Neighborhood
- Turtle Creek #5
-
- Zip Code
- 63366
-
- High School
- Ft. Zumwalt West High
-
- Middle School
- Ft. Zumwalt West Middle
-
- Elementary School
- Rock Creek Elem.
-
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Price History
| 10/24/2026 | Listed | $345,000 |
| Source: MARIS MLS #26068935 | ||
Source: MLS Data
Deed History
| 05/19/2023 | Beneficiary Deed (Buyer ID = "BE") | $0 |
| 08/25/1999 | Corporation Deed | $194,206 |
Source: Public records via Constellation Data Labs
Mortgage History
| 10/03/2012 | FHA | $271,726 |
| 04/30/2009 | FHA | $285,468 |
| 05/15/2008 | FHA | $285,468 |
| 05/17/2007 | Unknown | $57,747 |
| 09/14/2006 | Unknown | $20,000 |
| 06/30/2006 | Unknown | $180,545 |
| 08/03/2005 | Credit Line (Revolving) / HELOC | $150,000 |
Source: Public records via Constellation Data Labs
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 923 Midpoint Dr?
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How do I get more information about 923 Midpoint Dr?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $345,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in O Fallon, and can even get you in to see the property quickly.
How do I get a virtual tour of 923 Midpoint Dr?
Yes! A virtual tour is available for 923 Midpoint Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 923 Midpoint Dr?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 923 Midpoint Dr at around $2,350. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 923 Midpoint Dr?
In most cases, yes. Whether 923 Midpoint Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in O Fallon's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 923 Midpoint Dr?
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What is the price per square foot for this home?
This home is listed at $345,000 with 2,285 sqft of space—that comes out to approximately $151 per square foot.
How long has this property been on the market?
923 Midpoint Dr was listed on October 24, 2026, which means it's been on the market for 17 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1999, making it approximately 27 years old.
What is the lot size of this property?
923 Midpoint Dr sits on a 0.29-acre lot, which is 12,632 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Rock Creek Elem.
- Middle: Ft. Zumwalt West Middle
- High: Ft. Zumwalt West High
Want to see how these schools compare? Check out our Saint Charles County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 923 Midpoint Dr?
The most recent public record shows annual property taxes for 923 Midpoint Dr were approximately $4,643. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $470 paid annually.
This covers access to community features including: Playground, Tennis Court(s), Basketball Court.
Is 923 Midpoint Dr still available for sale?
This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.
Source: ez Home Search, MLS Data
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Based on information submitted to the MLS GRID as of November 10, 2026 at 09:25PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Source: MARIS MLS | MLS#: 26068935