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Unforgettable views, privacy and space.... This 5-bedroom, 3.5-bath home on 5 acres delivers it ALL! Custom built home in 2018, offers engineered hardwood floors, a 21' vaulted living room w/ stone gas fireplace & an impressive kitchen featuring granite counters, SS appliances, built-in double ovens, walk-in pantry and access to your covered deck space overlooking the Osage River with stunning views! Main-level living features a stunning primary suite that includes a large walk-in tile shower (3 heads), soaker tub & walk-in closet. Downstairs is built for entertaining with a wet bar, full-size fridge, family room, epoxy floors, gym/flex space, a bonus room & abundant storage. Outside features hardy-board siding, newly installed composite decking with cable railing, a firepit overlooking the bluff and abundant wildlife. 3-car attached garage plus a newly built 30x40 shop with two 12' lean-tos provide an ideal set up and great storage. Smart-home features, Star-link internet, security cameras, irrigation and seclusion. Home located in School of the Osage district and less than 10min. from Osage Beach & Eldon. This is THE ONE you've got to see!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2018
  • 5.1 Acre Lot
  • $200/yr HOA
  • Waterfront
  • 3 Car Garage
  • 76 days on Market

  • Bedrooms
    5
  • Bathrooms
    3 full · 1 half
  • Year Built
    2018
  • Stories
    2.0
  • Architectural Style
    Two Story
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    3.0
  • Parking Features
    Gravel, Driveway, Attached, Garage, Concrete
  • Living Area
    4163.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Vaulted Ceiling(s), Pantry, Wet Bar
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Disposal, Cooktop, Water Softener Owned, Down Draft
  • Flooring
    Hardwood, Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Storage
  • Patio And Porch
    Covered, Patio, Deck
  • Security Features
    Security System
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Heat Pump
  • Basement
    Crawl Space, Finished

  • Acres
    5.1
  • Lot Features
    Sloped, Level, Waterfront, Open Lot, Views, Bluff
  • Water Front Features
    River Front
  • Water Front
    Yes
  • Water
    Private, Well

  • Area
    N
  • County
    Miller
  • City
    Eldon
  • Neighborhood
    Bluffs
  • Zip Code
    65026

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Frequently Asked Questions

How do I schedule a tour of 22 Bluff Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 22 Bluff Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 22 Bluff Dr?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 3 bath, listed for $950,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Eldon, and can even get you in to see the property quickly.

How do I get a virtual tour of 22 Bluff Dr?

Yes! A virtual tour is available for 22 Bluff Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 22 Bluff Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 22 Bluff Dr at around $5,498. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 22 Bluff Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Miller County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 22 Bluff Dr?

In most cases, yes. Whether 22 Bluff Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Eldon's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 22 Bluff Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Eldon and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $950,000 with 4,163 sqft of space—that comes out to approximately $228 per square foot.

How long has this property been on the market?

22 Bluff Dr was listed on August 21, 2026, which means it's been on the market for 76 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2018, making it approximately 8 years old.

What is the lot size of this property?

22 Bluff Dr sits on a 5.1-acre lot, which is 222,156 square feet.

What are the property taxes for 22 Bluff Dr?

The most recent public record shows annual property taxes for 22 Bluff Dr were approximately $4,168. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $200 paid annually.

Is 22 Bluff Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part courtesy of the Broker Reciprocity/IDX Programs of the Multiple Listing Services of Lake of the Ozarks Board of REALTORS® Inc. and Bagnell Dam Association of REALTORS®. Real estate listings held by brokerage firms other than ReeceNichols Real Estate are governed by MLS Rules and Regulations and detailed information about them includes the name of the listing companies. The information being provided is for consumers' personal, non-commercial use and will not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. Information deemed reliable but not guaranteed. Copyright © 2026 Lake of The Ozarks BOR and Bagnell Dam AOR. All Rights Reserved.