$314,999
- 2
- beds
- 1 full · 1 half
- baths
- 1,360
- sqft
- 1875
- year built
- 2
- beds
- 1 full · 1 half
- baths
- 1,360
- sqft
- 1875
- year built
- Status:
- ACTIVE-BRIGHT
- MLS #:
- MDBA2222854
- Neighborhood:
- FEDERAL HILL HISTORIC DISTRICT
- County:
- Baltimore
- Listed By:
- Jason Hall - Cummings & Co. Realtors
- Agent Phone:
- (443) 255-2528
- Agent Email:
- jayhallagent@gmail.com
Sponsoring Broker: Jennifer Staats, ez Home Search, Inc.
Welcome to 405 E. Cross St, a beautifully renovated 2-bedroom, 1.5-bath Federal Hill rowhome offering modern updates, flexible living space, and an unbeatable location! NEW SYSTEMS, NEW PLUMBLING, NEW FLOORING. All these updates were made within the last two years. $2000 credit towards a 2-1 buydown!!!! Just three blocks from Federal Hill Park and the Inner Harbor, this move-in-ready home puts Cross Street Market, restaurants, shopping, nightlife, and everything Federal Hill has to offer right outside your door. Inside, enjoy an updated kitchen with modern appliances, renovated bathrooms, brand-new main-level flooring, and a versatile loft—perfect for a home office, guest space, or additional lounge. Updated plumbing, electrical, HVAC, and a newer roof provide added peace of mind. The showstopper? An expansive rooftop deck with sweeping city views, perfect for entertaining, morning coffee, or unwinding after a long day. Renovated. Rooftop views. Prime Federal Hill location. Come see why 405 E. Cross St should be your next Baltimore home
Highlights
- Residential
- Townhouse
- Built in 1875
- 127 days on Market
-
- Bedrooms
- 2
-
- Bathrooms
- 1 full · 1 half
-
- Year Built
- 1875
-
- Architectural Style
- Federal
-
- Construction Materials
- Brick
-
- Foundation
- Other
-
- Parking Features
- On Street
-
- Living Area
- 1360.0
-
- Interior Features
- Ceiling Fan(s)
-
- Pool Features
- None
-
- Cooling
- Ceiling Fan(s), Central Air, Gas
-
- Heating
- Forced Air, Electric
-
- Water
- Public
-
- County
- Baltimore
-
- City
- Baltimore
-
- Neighborhood
- FEDERAL HILL HISTORIC DISTRICT
-
- Zip Code
- 21230
-
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Price History
| 07/09/2026 | Listed | $314,999 |
| Source: Bright #MDBA2222854 | ||
| 05/13/2025 | Sold | $315,000 |
| Source: Bright #MDBA2158142 | ||
| 03/05/2025 | Listed | $325,000 |
| Source: Bright #MDBA2158142 | ||
| 10/16/2024 | Off Market | — |
| Source: Bright #MDBA2143282 | ||
Source: MLS Data
Deed History
| 06/09/2021 | Deed | $187,500 |
| 05/11/2017 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 04/13/2017 | Deed | $240,000 |
| 04/08/2010 | Deed | $230,000 |
| 11/18/2003 | Deed | $185,000 |
| 05/30/2003 | Deed | $149,000 |
| 07/27/2001 | Deed | $27,870 |
| 01/12/2000 | Deed | $54,900 |
Source: Public records via Constellation Data Labs
Mortgage History
| 06/09/2021 | New Conventional | $150,000 |
| 04/13/2017 | New Conventional | $162,000 |
| 11/29/2012 | Stand Alone Second | $203,000 |
| 07/14/2009 | Purchase Money Mortgage | $207,000 |
Source: Public records via Constellation Data Labs
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There are currently 6125 properties available in Baltimore, with 526 under contract to close soon. Properties in the city have an average sale price of $235,157 and typically spend 87 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 405 East Cross?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 405 East Cross.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 405 East Cross?
Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $314,999. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Baltimore, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 405 East Cross?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 405 East Cross at around $2,378. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 405 East Cross?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Baltimore County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 405 East Cross?
In most cases, yes. Whether 405 East Cross is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Baltimore's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 405 East Cross?
We can handle that for you. Our preferred local agent specializes in residentials in Baltimore and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $314,999 with 1,360 sqft of space—that comes out to approximately $232 per square foot.
How long has this property been on the market?
405 East Cross was listed on July 09, 2026, which means it's been on the market for 127 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1875, making it approximately 151 years old.
What are the property taxes for 405 East Cross?
The most recent public record shows annual property taxes for 405 East Cross were approximately $7,024. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 405 East Cross still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.
Last Updated: November 13, 2026 at 06:44AM | Source: Bright | MLS#: MDBA2222854
