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Welcome to the heart of Federal Hill, where historic character meets vibrant city living! This charming home offers inviting wood-burning fireplaces, a private yard perfect for entertaining, relaxing, or enjoying summer evenings, and an unbeatable location with Baltimore's historic district right outside your door. Enjoy easy access to popular restaurants, Cross Street Market, lively nightlife, local shops, and the excitement of Baltimore's sports scene, including M&T Bank Stadium, home of the Ravens, and Oriole Park at Camden Yards, home of the Orioles. Beyond its desirable location, this home offers valuable improvements and added peace of mind. In 2022, the previous roof deck was removed, associated remediation was completed, and blueprints were prepared for a potential new rooftop deck, offering an exciting opportunity for future outdoor living, subject to required approvals. The basement and crawl space have been fully encapsulated, complemented by an industrial dehumidifier for moisture management. Plumbing improvements include replacement of the incoming water line with copper piping and installation of automatic emergency pressurization valves. The water heater dates to 2003, and the property comes with a one year home warranty for additional buyer confidence. Even better, the existing mortgage may be assumable, subject to lender approval and buyer qualification, presenting a potential financing opportunity. Whether you're drawn to historic architecture, the convenience of city living, outdoor entertaining, or the opportunity to make this home your own, 103 E Cross Street delivers a unique combination of character, location, and thoughtful improvements. Live steps from the energy of Federal Hill while enjoying a place to call your own. Schedule your private showing today!

Highlights

  • Residential
  • Townhouse
  • Built in 1875
  • 0.03 Acre Lot
  • 11 days on Market

Open House

  • November 20, 2026
    5:00pm - 7:00pm
  • November 21, 2026
    11:00am - 1:00pm
  • November 22, 2026
    11:00am - 1:00pm

This open house information was last updated on 11/05/2026 12:08AM

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    1875
  • Architectural Style
    Traditional, Federal
  • Construction Materials
    Brick
  • Foundation
    Slab, Other
  • Parking Features
    On Street, Permit Required
  • Living Area
    1601.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Recessed Lighting, Crown Molding, Beamed Ceilings
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Gas Range, Gas Oven, Freezer, Gas Water Heater, Stainless Steel Appliance(s), Ice Maker, Water Heater, Exhaust Fan
  • Flooring
    Wood
  • Exterior Features
    Other, Balcony
  • Patio And Porch
    Patio, Deck, Enclosed
  • Pool Features
    None
  • Security Features
    Security System
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Forced Air, Natural Gas, Exhaust Fan

  • Acres
    0.03
  • Lot Features
    Private
  • View
    Panoramic
  • Utilities
    Cable Available
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 103 E Cross St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 103 E Cross St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 103 E Cross St?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $375,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Baltimore, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 103 E Cross St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 103 E Cross St at around $2,134. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 103 E Cross St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Baltimore County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 103 E Cross St?

In most cases, yes. Whether 103 E Cross St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Baltimore's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 103 E Cross St?

We can handle that for you. Our preferred local agent specializes in residentials in Baltimore and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $375,000 with 1,601 sqft of space—that comes out to approximately $234 per square foot.

How long has this property been on the market?

103 E Cross St was listed on October 29, 2026, which means it's been on the market for 11 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1875, making it approximately 151 years old.

What is the lot size of this property?

103 E Cross St sits on a 0.03-acre lot, which is 1,307 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: FEDERAL HILL PREPARATORY SCHOOL
  • Middle: THOMAS JOHNSON
  • High: BALTIMORE SCHOOL FOR THE ARTS

Want to see how these schools compare? Check out our Baltimore County School Guide to see ratings, reviews, and more for the schools in the area.

Is 103 E Cross St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 09, 2026 at 12:41AM | Source: Bright | MLS#: MDBA2236794