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Brand new ranch-style home offering the perfect blend of modern comfort and peaceful country living. This thoughtfully crafted 3-bedroom, 2-bath home features an open-concept floor plan designed for easy living and effortless entertaining, with spacious living areas ideal for gathering with family and friends. Restrictive covenants help preserve the neighborhood's charm and long-term value-without the burden of HOA dues. Enjoy the quiet setting while still benefiting from convenient access to the Toccoa Bypass, making daily commutes simple and efficient. For added peace of mind, the builder includes a 2-10 Home Warranty, providing valuable protection for your investment. Builder renderings, floor plans, and elevations are for illustrative purposes only and may not reflect the final construction; builder reserves the right to modify plans, specifications, materials, and features at their discretion. Home is currently under construction with an approximate completion date of July 1, 2026.

Highlights

  • Residential
  • Single Family Residence
  • New Construction
  • Built in 2026
  • 1.0 Acre Lot
  • 6 Car Garage
  • 259 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2026
  • Architectural Style
    Craftsman
  • Construction Materials
    Other
  • Foundation
    Slab
  • Garage Spaces
    6.0
  • Parking Features
    Garage Door Opener, Garage, Kitchen Level
  • Living Area
    1516.0
  • Interior Features
    High Speed Internet, Walk-In Closet(s), Pantry, Kitchen Island, Double Vanity, High Ceilings, Soaking Tub
  • Appliances
    Dishwasher, Microwave
  • Flooring
    Carpet, Other
  • Exterior Features
    Other
  • Security Features
    Smoke Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Electric, Heat Pump, Central
  • Basement
    None

  • Acres
    1.0
  • Lot Features
    Level, Open Lot
  • Utilities
    Cable Available, Electricity Available, Water Available
  • Water
    Public

  • County
    Stephens
  • City
    Toccoa
  • Neighborhood
    Belmont Place
  • Zip Code
    30577
  • High School
    Stephens
  • Middle School
    Stephens
  • Elementary School
    Big A

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Frequently Asked Questions

How do I schedule a tour of 653 Racetrack Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 653 Racetrack Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 653 Racetrack Rd?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $334,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Toccoa, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 653 Racetrack Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 653 Racetrack Rd at around $1,906. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 653 Racetrack Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Stephens County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 653 Racetrack Rd?

In most cases, yes. Whether 653 Racetrack Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Toccoa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 653 Racetrack Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Toccoa and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $334,900 with 1,516 sqft of space—that comes out to approximately $221 per square foot.

How long has this property been on the market?

653 Racetrack Rd was listed on February 23, 2026, which means it's been on the market for 259 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

653 Racetrack Rd sits on a 1.0-acre lot, which is 43,560 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Big A
  • Middle: Stephens
  • High: Stephens

Want to see how these schools compare? Check out our Stephens County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 653 Racetrack Rd?

The most recent public record shows annual property taxes for 653 Racetrack Rd were approximately $1. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 653 Racetrack Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Georgia MLS. All rights reserved.

Last Updated: November 09, 2026 at 07:08AM | Source: Georgia MLS | MLS#: 10696773