- 4
- beds
- 3
- baths
- 3,577
- sqft
- 1965
- year built
- Status:
- Price Change
- MLS #:
- 10823884
- Neighborhood:
- None
- County:
- Stephens
- Listed By:
- Kellie Austin - Hammock Realty North Georgia
- Office Phone:
- (706) 963-0269
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
Your HOME is waiting! 4-sided BRICK RANCH with a FULL finished basement, CREEK, large lot, and an incredible amount of living and storage space in Toccoa, Georgia!** This spacious 4 BED, 3 BATH home offers the flexibility buyers are looking for, with the primary suite MASTER on MAIN level and additional finished living space in the basement. Upper LAUNDRY ROOM & large PANTRY off Kitchen. The main level features a **formal living room, formal dining room with hardwood floors, and a spacious family room with a fireplace, SCREENED PORCH, **New LVP flooring throughout** The finished basement expands the living space considerably with a massive family/rec room, 2nd kitchen, 2nd laundry, an additional bedroom, and a 2nd wood-burning wood stove to keep you toasty on a cold winter day. 2nd exterior entrance allows Terrace Level to be separate in-law suite or rented apartment. Outside, the property sits on a large lot with a creek along the back, offering privacy, natural beauty, and the peaceful setting that makes Northeast Georgia so desirable. A double garage at the kitchen level has a large workroom and lots of storage, so you can PARK and store your extra stuff, without choosing between the two! An extra storage shed offers even more storage space for tools, equipment, or outdoor gear. Located in Toccoa (outside city limits), Georgia, this home puts you close to the beauty and recreation of the Northeast Georgia mountains. Enjoy easy access to Lake Hartwell for boating, fishing, swimming, and recreation, as well as nearby mountain destinations, waterfalls, hiking, and outdoor activities. The Soque River and surrounding Northeast Georgia waterways are known for excellent trout fishing, making this an appealing location for anglers and outdoor enthusiasts. Toccoa is also steeped in **military history**, with **Currahee Mountain** and the historic **Camp Toccoa** nearby. Currahee Mountain is famously associated with the World War II-era U.S. Army paratroopers who trained at Camp Toccoa, giving the community a distinctive connection to American military history. For commuters and travelers, Toccoa offers the charm of a smaller Northeast Georgia community while remaining conveniently positioned between **Atlanta and Greenville, South Carolina**, with **Atlanta Hartsfield-Jackson International Airport approximately a little over an hour away**, depending on traffic. If you're searching for a **brick ranch home in Toccoa GA with a finished basement, creek, large lot, primary bedroom on the main level, new LVP flooring, fireplaces, garage, storage building, and convenient access to Lake Hartwell and the North Georgia mountains**, this property deserves a closer look.
Highlights
- Residential
- Single Family Residence
- Built in 1965
- 1.6 Acre Lot
- 2 Car Garage
- 91 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 3
-
- Year Built
- 1965
-
- Architectural Style
- Ranch, Traditional, Brick 4 Side
-
- Construction Materials
- Brick
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached, Garage, Kitchen Level
-
- Living Area
- 3577.0
-
- Interior Features
- High Speed Internet, Pantry, In-Law Floorplan, Master Downstairs, Entrance Foyer
-
- Appliances
- Dishwasher, Microwave, Cooktop, Oven
-
- Flooring
- Hardwood, Tile, Vinyl
-
- Patio And Porch
- Patio, Deck, Porch, Screened
-
- Cooling
- Central Air, Electric, Heat Pump
-
- Heating
- Electric, Heat Pump, Central, Wood Stove, Wood
-
- Basement
- Finished, Full, Daylight, Interior Entry, Exterior Entry
-
- Acres
- 1.6
-
- Lot Features
- Open Lot, Private
-
- Utilities
- Cable Available, Electricity Available, Water Available, Phone Available
-
- Water
- Public
-
- County
- Stephens
-
- City
- Toccoa
-
- Neighborhood
- None
-
- Zip Code
- 30577
-
- High School
- Stephens
-
- Middle School
- Stephens
-
- Elementary School
- Liberty
-
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Estimated Value
$364,646
Estimated Sales Price Range:
$299,009 - $430,282
Source: Constellation Data Labs
Price History
| 11/09/2026 | Price Changed | $325,000 |
| Source: Georgia MLS #10823884 | ||
| 08/11/2026 | Listed | $319,000 |
| Source: Georgia MLS #10823884 | ||
| 05/07/2021 | Sold | $240,000 |
| Source: Georgia MLS #8964151 | ||
| 04/20/2021 | Listed | $224,900 |
| Source: Georgia MLS #8964151 | ||
Source: MLS Data
Deed History
| 05/06/2021 | Warranty Deed | $240,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 01/10/2013 | Conventional | $88,300 |
| 05/16/2008 | Conventional | $16,000 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Toccoa
There are currently 80 properties available in Toccoa, with 3 under contract to close soon. Properties in the city have an average sale price of $278,264 and typically spend 94 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 128 Scott Cir?
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They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 128 Scott Cir?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $325,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Toccoa, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 128 Scott Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 128 Scott Cir at around $2,202. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 128 Scott Cir?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Stephens County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 128 Scott Cir?
In most cases, yes. Whether 128 Scott Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Toccoa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 128 Scott Cir?
We can handle that for you. Our preferred local agent specializes in residentials in Toccoa and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $325,000 with 3,577 sqft of space—that comes out to approximately $91 per square foot.
How long has this property been on the market?
128 Scott Cir was listed on August 11, 2026, which means it's been on the market for 91 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1965, making it approximately 61 years old.
What is the lot size of this property?
128 Scott Cir sits on a 1.6-acre lot, which is 69,696 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Liberty
- Middle: Stephens
- High: Stephens
Want to see how these schools compare? Check out our Stephens County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 128 Scott Cir?
The most recent public record shows annual property taxes for 128 Scott Cir were approximately $4,231. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 128 Scott Cir still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Georgia MLS. All rights reserved.
Last Updated: November 10, 2026 at 01:18AM | Source: Georgia MLS | MLS#: 10823884
