$361,900
7642 Bent Tree Loop , Saint Cloud, FL 34773
- 3
- beds
- 2
- baths
- 1,780
- sqft
- 2026
- year built
- Status:
- Active
- MLS #:
- O6418564
- Neighborhood:
- HARMONY CENTRAL PH 2
- County:
- Osceola
- Listed By:
- Jannette Rodriguez - ADAMS HOMES REALTY, INC
- Agent Phone:
- (407) 690-1717
- Agent Email:
- jannette.rodriguez@adamshomes.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
7642 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $361,900. 3 bedrooms, 2 full baths, 1,780 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $50,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,905.39/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $361,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.
Highlights
- Residential
- Single Family Residence
- New Construction
- Built in 2026
- 0.14 Acre Lot
- $904/yr HOA
- 2 Car Garage
- 141 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 2026
-
- Construction Materials
- Stucco, Block
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Attached
-
- Living Area
- 1780.0
-
- Interior Features
- Walk-In Closet(s), High Ceilings, Open Floorplan, Crown Molding, Stone Counters
-
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range
-
- Flooring
- Tile, Carpet
-
- Furnished
- Unfurnished
-
- Cooling
- Central Air
-
- Heating
- Electric
-
- Acres
- 0.14
-
- Utilities
- Cable Available, Electricity Connected, Water Connected
-
- Water
- Public
-
- Area
- 34773 - St Cloud (Harmony)
-
- County
- Osceola
-
- City
- Saint Cloud
-
- Neighborhood
- HARMONY CENTRAL PH 2
-
- Zip Code
- 34773
-
- High School
- Harmony High
-
- Middle School
- Harmony Middle
-
- Elementary School
- Harmony Community School (K-5)
-
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Price History
| 10/16/2026 | Price Changed | $361,900 |
| Source: Stellar MLS #O6418564 | ||
| 06/20/2026 | Listed | $411,900 |
| Source: Stellar MLS #O6418564 | ||
Source: MLS Data
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There are currently 1669 properties available in Saint Cloud, with 94 under contract to close soon. Properties in the city have an average sale price of $461,608 and typically spend 113 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 7642 Bent Tree Loop?
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How do I get more information about 7642 Bent Tree Loop?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $361,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.
How do I get a virtual tour of 7642 Bent Tree Loop?
Yes! A virtual tour is available for 7642 Bent Tree Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 7642 Bent Tree Loop?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 7642 Bent Tree Loop at around $2,032. This includes estimated property taxes and insurance.
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How do I get pre-approved to buy 7642 Bent Tree Loop?
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Can I negotiate the asking price for 7642 Bent Tree Loop?
In most cases, yes. Whether 7642 Bent Tree Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 7642 Bent Tree Loop?
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What is the price per square foot for this home?
This home is listed at $361,900 with 1,780 sqft of space—that comes out to approximately $203 per square foot.
How long has this property been on the market?
7642 Bent Tree Loop was listed on June 20, 2026, which means it's been on the market for 141 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2026, making it approximately 0 years old.
What is the lot size of this property?
7642 Bent Tree Loop sits on a 0.14-acre lot, which is 6,098 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Harmony Community School (K-5)
- Middle: Harmony Middle
- High: Harmony High
Want to see how these schools compare? Check out our Osceola County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 7642 Bent Tree Loop?
The most recent public record shows annual property taxes for 7642 Bent Tree Loop were approximately $831. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $904 paid annually.
Is 7642 Bent Tree Loop still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.
Last Updated: November 08, 2026 at 06:47AM | Source: Stellar MLS | MLS#: O6418564
