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7630 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $362,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage, granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $50,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    2026
  • Construction Materials
    Stucco, Block
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1820.0
  • Interior Features
    Open Floorplan
  • Appliances
    Dishwasher, Electric Water Heater, Microwave, Range, Disposal
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Private Yard, Private Entrance
  • Patio And Porch
    Covered, Rear Porch
  • Cooling
    Central Air
  • Heating
    Electric

  • Acres
    0.14
  • Utilities
    Cable Available, Cable Connected, Electricity Connected, Water Connected
  • Water
    Public

  • Area
    34773 - St Cloud (Harmony)
  • County
    Osceola
  • City
    Saint Cloud
  • Neighborhood
    HARMONY CENTRAL
  • Zip Code
    34773
  • High School
    Harmony High
  • Middle School
    Harmony Middle
  • Elementary School
    Harmony Community School (K-5)

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Frequently Asked Questions

How do I schedule a tour of 7630 Bent Tree Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 7630 Bent Tree Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 7630 Bent Tree Loop?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $362,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.

How do I get a virtual tour of 7630 Bent Tree Loop?

Yes! A virtual tour is available for 7630 Bent Tree Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 7630 Bent Tree Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 7630 Bent Tree Loop at around $2,037. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 7630 Bent Tree Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 7630 Bent Tree Loop?

In most cases, yes. Whether 7630 Bent Tree Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 7630 Bent Tree Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $362,900 with 1,820 sqft of space—that comes out to approximately $199 per square foot.

How long has this property been on the market?

7630 Bent Tree Loop was listed on June 07, 2026, which means it's been on the market for 154 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

7630 Bent Tree Loop sits on a 0.14-acre lot, which is 6,098 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Harmony Community School (K-5)
  • Middle: Harmony Middle
  • High: Harmony High

Want to see how these schools compare? Check out our Osceola County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 7630 Bent Tree Loop?

The most recent public record shows annual property taxes for 7630 Bent Tree Loop were approximately $831. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $908 paid annually.

Is 7630 Bent Tree Loop still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 08, 2026 at 06:47AM | Source: Stellar MLS | MLS#: O6414513