$309,900
520 Brown Bear Way , Saint Cloud, FL 34772
- 3
- beds
- 2
- baths
- 1,264
- sqft
- 2006
- year built
- Status:
- Active
- MLS #:
- O6455671
- Neighborhood:
- SOUTHERN PINES UNIT 2
- County:
- Osceola
- Listed By:
- Mark D'Italia - PROPERTY LOGIC RE
- Agent Phone:
- (321) 303-8219
- Agent Email:
- markditalia@gmail.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
VR tour available. Seller offering up to $13,170 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 3-bedroom, 2-bath home in St. Cloud's established Southern Pines community with the big-ticket items already handled: Roof (2019), HVAC (2021), just serviced, and Water Heater (2021). A just-completed refresh adds fresh interior paint, a new front entry door, new LED lighting and fixtures, a new thermostat, and refreshed landscaping with fresh mulch. The kitchen features white shaker cabinets, granite countertops, and a stainless range, dishwasher and microwave. Both baths offer shaker vanities with granite tops, with a garden tub and separate tiled shower in the primary bath. The single-story split floor plan offers 1,264 SqFt with vaulted ceilings, laminate plank flooring and tile, and a primary suite with a walk-in closet. An inside laundry room and an attached 2-car garage round out the home. Out back, a sliding glass door opens to an open patio and a fenced yard with a pond view past the back fence. $550 annual HOA and no CDD. Conveniently located in St. Cloud near shopping, dining and schools, with an easy commute to Florida's Turnpike. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.
Highlights
- Residential
- Single Family Residence
- Built in 2006
- 0.13 Acre Lot
- $550/yr HOA
- 2 Car Garage
- 9 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 2006
-
- Construction Materials
- Stucco, Block
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached
-
- Living Area
- 1264.0
-
- Interior Features
- Walk-In Closet(s), Vaulted Ceiling(s), Stone Counters
-
- Appliances
- Dishwasher, Microwave, Range, Disposal
-
- Flooring
- Laminate, Tile
-
- Furnished
- Unfurnished
-
- Patio And Porch
- Patio, Front Porch
-
- Cooling
- Central Air
-
- Heating
- Central
-
- Acres
- 0.13
-
- Lot Features
- Landscaped, Paved
-
- View
- Water, Pond
-
- Utilities
- Cable Available, Electricity Connected
-
- Water
- Public
-
- Area
- 34772 - St Cloud (Narcoossee Road)
-
- County
- Osceola
-
- City
- Saint Cloud
-
- Neighborhood
- SOUTHERN PINES UNIT 2
-
- Zip Code
- 34772
-
- High School
- St. Cloud High School
-
- Middle School
- St. Cloud Middle (6-8)
-
- Elementary School
- Michigan Avenue Elem (K 5)
-
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Estimated Value
$301,603
Estimated Sales Price Range:
$277,474 - $325,731
Source: Constellation Data Labs
Price History
| 11/05/2026 | Listed | $309,900 |
| Source: Stellar MLS #O6455671 | ||
Source: MLS Data
Deed History
| 08/23/2021 | Warranty Deed | $272,200 |
| 07/13/2021 | Warranty Deed | $242,300 |
| 12/19/2006 | Special Warranty Deed | $199,900 |
Source: Public records via Constellation Data Labs
Mortgage History
| 12/19/2006 | Unknown | $159,900 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Saint Cloud
There are currently 1677 properties available in Saint Cloud, with 94 under contract to close soon. Properties in the city have an average sale price of $461,608 and typically spend 113 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 16 zip codes in Osceola County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 520 Brown Bear Way?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 520 Brown Bear Way.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 520 Brown Bear Way?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $309,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.
How do I get a virtual tour of 520 Brown Bear Way?
Yes! A virtual tour is available for 520 Brown Bear Way. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 520 Brown Bear Way?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 520 Brown Bear Way at around $2,124. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 520 Brown Bear Way?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 520 Brown Bear Way?
In most cases, yes. Whether 520 Brown Bear Way is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 520 Brown Bear Way?
We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $309,900 with 1,264 sqft of space—that comes out to approximately $245 per square foot.
How long has this property been on the market?
520 Brown Bear Way was listed on November 05, 2026, which means it's been on the market for 9 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2006, making it approximately 20 years old.
What is the lot size of this property?
520 Brown Bear Way sits on a 0.13-acre lot, which is 5,663 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Michigan Avenue Elem (K 5)
- Middle: St. Cloud Middle (6-8)
- High: St. Cloud High School
Want to see how these schools compare? Check out our Osceola County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 520 Brown Bear Way?
The most recent public record shows annual property taxes for 520 Brown Bear Way were approximately $4,320. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $550 paid annually.
Is 520 Brown Bear Way still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.
Last Updated: November 14, 2026 at 04:27PM | Source: Stellar MLS | MLS#: O6455671
