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** Virtually Staged ** Nearly New with Premium Pond-View Residence in Sought-After St. Cloud Community — No CDD Fees Experience the ideal balance of contemporary luxury and peaceful living in this exceptional four-year-old home. Virtually new yet offered at a significant advantage over current new-construction pricing, this residence is situated in one of St. Cloud’s most desirable neighborhoods and features striking premium pond views that foster a sense of calm and privacy. An inviting open-concept floor plan seamlessly connects the gathering room, dining area, and gourmet kitchen, creating an expansive atmosphere well suited to both entertaining and everyday living. The kitchen is appointed with a substantial center island, stainless-steel appliances, elegant granite countertops, and generous workspace for culinary pursuits. Recent updates ensure move-in readiness, including brand-new carpeting in all bedrooms and fresh interior paint throughout. Durable tile flooring extends through the foyer, great room, kitchen, and wet areas, combining practicality with timeless appeal. The thoughtfully designed layout provides four spacious bedrooms and two full bathrooms. The private primary suite, positioned at the rear of the home, overlooks the tranquil pond and includes an en-suite bath with dual-sink vanity, walk-in closet, and luxurious shower. Three additional bedrooms near the foyer offer flexibility for family, guests, or a home office. Outdoor living is enhanced by a covered lanai, ideal for enjoying morning coffee or evening gatherings while taking in the picturesque pond vistas. Structural upgrades, including the lanai, complement the refined finishes of the Canvas Signature Collection – Overture, characterized by its modern aesthetic of crisp whites and deep grays. This rare opportunity to acquire a nearly new home in a prime St. Cloud location places you near parks, lakes, and the many amenities of Central Florida—without the burden of CDD fees. Contact us today to schedule your private tour—your dream home with pond-view tranquility awaits!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2022
  • 0.14 Acre Lot
  • $315/qtr HOA
  • Waterfront
  • 2 Car Garage
  • 87 days on Market

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    2022
  • Stories
    1.0
  • Construction Materials
    Stucco, Block
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1845.0
  • Interior Features
    Open Floorplan
  • Appliances
    Dishwasher, Microwave, Refrigerator, Range
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.14
  • Lot Features
    Waterfront
  • Water Front Features
    Pond
  • Water Front
    Yes
  • View
    Water, Pond
  • Utilities
    Cable Available
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 486 Pine Tree Bridge Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 486 Pine Tree Bridge Trl.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 486 Pine Tree Bridge Trl?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $354,990. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.

How do I get a virtual tour of 486 Pine Tree Bridge Trl?

Yes! A virtual tour is available for 486 Pine Tree Bridge Trl. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 486 Pine Tree Bridge Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 486 Pine Tree Bridge Trl at around $2,020. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 486 Pine Tree Bridge Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 486 Pine Tree Bridge Trl?

In most cases, yes. Whether 486 Pine Tree Bridge Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 486 Pine Tree Bridge Trl?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $354,990 with 1,845 sqft of space—that comes out to approximately $192 per square foot.

How long has this property been on the market?

486 Pine Tree Bridge Trl was listed on August 14, 2026, which means it's been on the market for 87 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2022, making it approximately 4 years old.

What is the lot size of this property?

486 Pine Tree Bridge Trl sits on a 0.14-acre lot, which is 6,098 square feet.

What are the property taxes for 486 Pine Tree Bridge Trl?

The most recent public record shows annual property taxes for 486 Pine Tree Bridge Trl were approximately $4. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $315 paid quarterly.

This covers access to community features including: Clubhouse.

Is 486 Pine Tree Bridge Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 09, 2026 at 04:57AM | Source: Stellar MLS | MLS#: S5155612