$398,000
3960 Guernsey Bnd , Saint Cloud, FL 34772
- 4
- beds
- 2
- baths
- 1,950
- sqft
- 2021
- year built
- Status:
- Active
- MLS #:
- S5142708
- Neighborhood:
- OLD HICKORY 50S
- County:
- Osceola
- Listed By:
- Alejandro Rodriguez - AROD PARTNERS REALTY
- Agent Phone:
- (407) 627-7621
- Agent Email:
- alejandro@arodpartnersrealty.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Come to a property where design, comfort, and future value come together in one of Central Florida’s strongest growth markets. This beautifully maintained residence features 4 spacious bedrooms, ideal for families, multigenerational living, or creating the perfect home office environment for today’s professional lifestyle. The heart of the home is a modern open-concept kitchen with elegant quartz countertops, abundant cabinetry, and seamless flow into the living and dining areas — perfect for entertaining, hosting, and everyday enjoyment. Wake up and unwind with a peaceful water view, providing privacy, natural light, and that premium touch buyers are searching for. Additional highlights buyers will love: Open layout with excellent natural light, Generous primary suite functional spaces for gatherings, Move-in ready condition, Located in a high-demand residential corridor Positioned in St. Cloud, you benefit from proximity to Lake Nona, Orlando’s employment expansion, medical and technology growth, while enjoying a quieter residential environment. This is where families upgrade their quality of life and investors secure tomorrow’s appreciation. Smart buyers follow growth. Great buyers arrive early. Schedule your private tour today.
Highlights
- Residential
- Single Family Residence
- Built in 2021
- 0.17 Acre Lot
- $98/mo HOA
- 2 Car Garage
- 269 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 2
-
- Year Built
- 2021
-
- Construction Materials
- Stucco, Block
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Attached, Garage Door Opener
-
- Living Area
- 1950.0
-
- Interior Features
- Walk-In Closet(s), Open Floorplan
-
- Appliances
- Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Disposal
-
- Flooring
- Carpet, Ceramic Tile
-
- Furnished
- Unfurnished
-
- Patio And Porch
- Covered, Porch
-
- Cooling
- Central Air
-
- Heating
- Central, Active Solar, Solar
-
- Acres
- 0.17
-
- Lot Features
- Paved
-
- View
- Trees/Woods
-
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
-
- Water
- Public
-
- Area
- 34772 - St Cloud (Narcoossee Road)
-
- County
- Osceola
-
- City
- Saint Cloud
-
- Neighborhood
- OLD HICKORY 50S
-
- Zip Code
- 34772
-
- High School
- Harmony High
-
- Middle School
- St. Cloud Middle (6-8)
-
- Elementary School
- Hickory Tree Elem
-
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Company NMLS #: 3446
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Estimated Value
$391,894
Estimated Sales Price Range:
$380,137 - $403,650
Source: Constellation Data Labs
Price History
| 11/03/2026 | Sold | $2,500 |
| Source: Stellar MLS #S5159572 | ||
| 10/15/2026 | Listed | $2,500 |
| Source: Stellar MLS #S5159572 | ||
| 07/31/2026 | Price Changed | $398,000 |
| Source: Stellar MLS #S5142708 | ||
| 02/11/2026 | Listed | $415,000 |
| Source: Stellar MLS #S5142708 | ||
Source: MLS Data
Deed History
| 05/24/2021 | Special Warranty Deed | $307,900 |
Source: Public records via Constellation Data Labs
Mortgage History
| 05/09/2025 | FHA | $15,705 |
| 05/24/2021 | FHA | $302,322 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Saint Cloud
There are currently 1681 properties available in Saint Cloud, with 94 under contract to close soon. Properties in the city have an average sale price of $461,608 and typically spend 113 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 15 zip codes in Osceola County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 3960 Guernsey Bnd?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3960 Guernsey Bnd.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3960 Guernsey Bnd?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $398,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.
How do I get a virtual tour of 3960 Guernsey Bnd?
Yes! A virtual tour is available for 3960 Guernsey Bnd. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 3960 Guernsey Bnd?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 3960 Guernsey Bnd at around $2,700. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 3960 Guernsey Bnd?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3960 Guernsey Bnd?
In most cases, yes. Whether 3960 Guernsey Bnd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3960 Guernsey Bnd?
We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $398,000 with 1,950 sqft of space—that comes out to approximately $204 per square foot.
How long has this property been on the market?
3960 Guernsey Bnd was listed on February 11, 2026, which means it's been on the market for 269 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2021, making it approximately 5 years old.
What is the lot size of this property?
3960 Guernsey Bnd sits on a 0.17-acre lot, which is 7,405 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Hickory Tree Elem
- Middle: St. Cloud Middle (6-8)
- High: Harmony High
Want to see how these schools compare? Check out our Osceola County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 3960 Guernsey Bnd?
The most recent public record shows annual property taxes for 3960 Guernsey Bnd were approximately $6,500. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $98 paid monthly.
This covers access to community features including: Playground, Pool, Park.
Is 3960 Guernsey Bnd still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.
Last Updated: November 07, 2026 at 07:57AM | Source: Stellar MLS | MLS#: S5142708
