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WINFIELD SCHOOL DISTRICT: Brand new construction by Dave Hobba Builder, The Heartwood II is a stunning two-story home designed for modern living. The open-concept main level elegantly unites the kitchen, dining, and living spaces for entertaining and family time, while a versatile office/flex room and a convenient half bath sit just off the main hub, easily accessible from the kitchen and garage entry. Upstairs, the owner’s suite offers a private retreat with a spacious walk-in closet and a separate toilet closet for added privacy. Three additional bedrooms, a conveniently located upper-level laundry, and abundant storage complete the thoughtful layout. Residents will enjoy exceptional community amenities, including a half basketball court, dog park, picnic shelters with grills, walking trail, and catch-and-release fishing at eight picturesque fountain lakes, plus much more. This plan blends style and practicality, making it an ideal choice for today’s lifestyle.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2026
  • $480/yr HOA
  • Waterfront
  • 2 Car Garage
  • 138 days on Market

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    2026
  • Stories
    2.0
  • Architectural Style
    Two Story
  • Construction Materials
    Vinyl Siding, Stone
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage
  • Living Area
    2141.0
  • Appliances
    Dishwasher, Microwave, Refrigerator, Disposal, Gas Range
  • Flooring
    Other
  • Patio And Porch
    Porch
  • Security Features
    Smoke Detector(s)
  • Cooling
    Central Air
  • Heating
    Forced Air
  • Basement
    None

  • Lot Features
    Waterfront
  • Water Front
    Yes
  • View
    Lake
  • Water
    Public

  • Area
    Winfield
  • County
    Putnam
  • City
    Fraziers Bottom
  • Neighborhood
    Alexanders Place
  • Zip Code
    25082
  • High School
    Winfield
  • Middle School
    Winfield
  • Elementary School
    Winfield

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Frequently Asked Questions

How do I schedule a tour of 105 Ruffner Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 105 Ruffner Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 105 Ruffner Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $479,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Fraziers Bottom, and can even get you in to see the property quickly.

How do I get a virtual tour of 105 Ruffner Cir?

Yes! A virtual tour is available for 105 Ruffner Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 105 Ruffner Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 105 Ruffner Cir at around $2,961. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 105 Ruffner Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Putnam County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 105 Ruffner Cir?

In most cases, yes. Whether 105 Ruffner Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Fraziers Bottom's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 105 Ruffner Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Fraziers Bottom and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $479,000 with 2,141 sqft of space—that comes out to approximately $224 per square foot.

How long has this property been on the market?

105 Ruffner Cir was listed on June 28, 2026, which means it's been on the market for 138 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Winfield
  • Middle: Winfield
  • High: Winfield

Want to see how these schools compare? Check out our Putnam County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 105 Ruffner Cir?

The most recent public record shows annual property taxes for 105 Ruffner Cir were approximately $2,827. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $480 paid annually.

Is 105 Ruffner Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Kanawha Valley Board of REALTORS. All rights reserved.

Last Updated: November 13, 2026 at 12:35PM | Source: Kanawha Valley Board of REALTORS | MLS#: 284230