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Beautifully updated and framed by mature trees, this spacious three-level split delivers inviting curb appeal, comfortable living, and a convenient River Falls location. A welcoming covered front porch with new concrete sets the tone, while the refreshed entryway makes a memorable first impression. Updates throughout the bedrooms, living room, lower level, and main bathroom bring a fresh, cohesive feel, with flexible spaces to gather, unwind, or entertain. Recent improvements include a new roof in 2022, new gutters, and fresh paint, while the heated garage adds everyday comfort through Wisconsin winters. Outside, the beautiful lot and established trees create a setting you’ll love coming home to. Enjoy a quiet neighborhood near downtown, golf, the university, and convenient highway access. Space, thoughtful updates, and a beautiful setting—this home deserves a spot on your must-see list! (Agent to verify all measurements)

  • Bedrooms
    3
  • Bathrooms
    1
  • Year Built
    1983
  • Foundation
    Block
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1950.0
  • Interior Features
    Walk-In Closet(s), Vaulted Ceiling(s), Kitchen Island
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Range, Disposal, Gas Water Heater, Exhaust Fan
  • Patio And Porch
    Patio, Deck, Porch, Front Porch
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air, Natural Gas
  • Basement
    Finished, Daylight

  • Acres
    0.27
  • Water
    Public

  • County
    St. Croix
  • City
    River Falls
  • Neighborhood
    Collins Add
  • Zip Code
    54022

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Frequently Asked Questions

How do I schedule a tour of 643 Pine Rdg #TERRACE?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 643 Pine Rdg #TERRACE.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 643 Pine Rdg #TERRACE?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $399,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in River Falls, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 643 Pine Rdg #TERRACE?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 643 Pine Rdg #TERRACE at around $2,773. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 643 Pine Rdg #TERRACE?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in St. Croix County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 643 Pine Rdg #TERRACE?

In most cases, yes. Whether 643 Pine Rdg #TERRACE is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in River Falls's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 643 Pine Rdg #TERRACE?

We can handle that for you. Our preferred local agent specializes in residentials in River Falls and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $399,000 with 1,950 sqft of space—that comes out to approximately $205 per square foot.

How long has this property been on the market?

643 Pine Rdg #TERRACE was listed on October 23, 2026, which means it's been on the market for 21 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1983, making it approximately 43 years old.

What is the lot size of this property?

643 Pine Rdg #TERRACE sits on a 0.27-acre lot, which is 11,761 square feet.

What are the property taxes for 643 Pine Rdg #TERRACE?

The most recent public record shows annual property taxes for 643 Pine Rdg #TERRACE were approximately $6,023. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 643 Pine Rdg #TERRACE still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 13, 2026 at 10:47AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 13, 2026 at 10:47AM | Source: NorthstarMLS | MLS#: 7164418

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