$599,000
165 Spence Rd , Union Hall, VA 24176
- 3
- beds
- 2
- baths
- 1,560
- sqft
- 2023
- year built
- Status:
- Active
- MLS #:
- 930411
- Listed By:
- EDNA JAMIESON WOOD - WAINWRIGHT & CO., REALTORS®- LAKE
- Agent Email:
- ednalovessml@gmail.com
SMITH MOUNTAIN LAKE WATERFRONT AT AN AFFORDABLE PRICE -- WITH A BRAND-NEW COVERED DOCK & EXCELLENT WATER DEPTH! Rare opportunity to own an affordable Smith Mountain Lake waterfront home in Union Hall, VA! Built in 2023 and offering nearly level access to the water, this pristine lake home features wide-water views, deep water and an exceptionally easy walk to the shoreline. This 2023 double-wide manufactured home offers 3 bedrooms, 2 baths and approx. 1,560 sq. ft. of easy ONE-LEVEL LIVING. The bright, open floor plan features vaulted ceilings, LVP flooring, a spacious kitchen with large island, and comfortable living and dining areas. But the real standout is outside! Enjoy approximately 100' of Smith Mountain Lake shoreline, a BRAND-NEW covered single-slip dock with floater and storage, and an exceptionally EASY, GENTLE WALK TO THE WATER -- NO LONG STAIRCASE TO CLIMB. Even with Smith Mountain Lake currently below full pond, there is approximately 6'+ of water at the dock and approximately 11'+ at full pond. Enjoy lake views from the side deck and a peaceful setting that's ready to enjoy immediately. NO HOA! Convenient to Westlake and Rocky Mount by land and near channel marker B-25 by water, approximately 10-15 minutes by boat to Magnum Point Marina & Restaurant. Whether you're looking for a full-time residence, a Union Hall waterfront home or an affordable Smith Mountain Lake getaway, this is a rare opportunity to get HOME + WATERFRONT + NEW DOCK + GREAT WATER DEPTH without the typical SML waterfront price tag. Zoned A-1. Short-term rental use may be possible through a Franklin County Special Use Permit; buyer to verify all requirements. Home was built in 2023, placed on the property in 2025 and dock completed in 2026!
Highlights
- Residential
- Manufactured Home
- Built in 2023
- 0.89 Acre Lot
- Waterfront
- 90 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 2023
-
- Architectural Style
- Ranch
-
- Construction Materials
- Vinyl Siding
-
- Living Area
- 1560.0
-
- Interior Features
- Ceiling Fan(s), Walk-In Closet(s)
-
- Appliances
- Dryer, Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer, Range Hood
-
- Flooring
- Vinyl, Carpet
-
- Exterior Features
- Garden
-
- Patio And Porch
- Deck, Porch, Other, Front Porch
-
- Cooling
- Ceiling Fan(s), Heat Pump
-
- Heating
- Electric, Heat Pump
-
- Basement
- Crawl Space
-
- Acres
- 0.89
-
- Lot Features
- Waterfront, Views, Gentle Sloping
-
- Water Front
- Yes
-
- View
- Lake
-
- Utilities
- Cable Available
-
- Water
- Private, Well
-
- Area
- 0490 - SML Franklin County
-
- County
- Franklin
-
- City
- Union Hall
-
- Neighborhood
- N/A
-
- Zip Code
- 24176
-
- High School
- Franklin County
-
- Middle School
- Ben Franklin Middle
-
- Elementary School
- Glade Hill
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $599000
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Price History
| 08/14/2026 | Listed | $599,000 |
| Source: Roanoke Valley Association of REALTORS #930411 | ||
Source: MLS Data
Deed History
| 11/26/2024 | Deed | $152,000 |
| 06/12/2020 | Deed | $70,000 |
| 07/16/2013 | Gift Deed | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 06/12/2020 | Credit Line (Revolving) / HELOC | $63,000 |
| 12/21/2010 | Conventional | $142,000 |
| 04/16/2008 | Conventional | $232,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Union Hall
There are currently 65 properties available in Union Hall, with 0 under contract to close soon. Properties in the city have an average sale price of $1,045,620 and typically spend 114 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 4 zip codes in Franklin County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 165 Spence Rd?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 165 Spence Rd.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 165 Spence Rd?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $599,000. We can talk through recent upgrades, potential seller motivation, how this manufactured home compares to others in Union Hall, and can even get you in to see the property quickly.
How do I get a virtual tour of 165 Spence Rd?
Yes! A virtual tour is available for 165 Spence Rd. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 165 Spence Rd?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 165 Spence Rd at around $3,530. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 165 Spence Rd?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Franklin County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 165 Spence Rd?
In most cases, yes. Whether 165 Spence Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Union Hall's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 165 Spence Rd?
We can handle that for you. Our preferred local agent specializes in residentials in Union Hall and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $599,000 with 1,560 sqft of space—that comes out to approximately $384 per square foot.
How long has this property been on the market?
165 Spence Rd was listed on August 14, 2026, which means it's been on the market for 90 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2023, making it approximately 3 years old.
What is the lot size of this property?
165 Spence Rd sits on a 0.89-acre lot, which is 38,768 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Glade Hill
- Middle: Ben Franklin Middle
- High: Franklin County
Want to see how these schools compare? Check out our Franklin County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 165 Spence Rd?
The most recent public record shows annual property taxes for 165 Spence Rd were approximately $1,452. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 165 Spence Rd still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Union Hall, VA
Open Houses Near Union Hall, VA
Land for Sale Near Union Hall, VA
Townhomes for Sale Near Union Hall, VA
Waterfront Homes for Sale Near Union Hall, VA
Waterfront Condos for Sale Near Union Hall, VA
Homes with Pools for Sale Near Union Hall, VA
Gated Community Homes for Sale Near Union Hall, VA
Homes with No Hoa for Sale Near Union Hall, VA
Homes in Adult Communities for Sale Near Union Hall, VA
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, noncommercial benefit. The unauthorized retrieval or use of this listing data is prohibited. All information is deemed reliable but not guaranteed, and should be independently verified. Copyright © 2026 Multiple Listing Service of The Roanoke Valley. All rights reserved.