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Let's make a DEAL! Don't miss this incredible opportunity to own a spacious home in the highly sought-after Overlook neighborhood priced WELL below market value! Offering 4 bedrooms, 3 full bathrooms, and an abundance of living space, this home is designed to accommodate today's busy lifestyle. Whether you're entertaining guests, working from home, or simply enjoying time with family, there's room for everyone. The private backyard provides the perfect setting for outdoor entertaining, summer cookouts, children at play, or pets to roam. Inside, you'll appreciate the versatile floor plan and comfortable living areas that offer endless possibilities to fit your needs. Ideally located just minutes from shopping, dining, schools, and major interstates, you'll enjoy the convenience of everyday amenities while living in an established neighborhood. Homes in Overlook are in high demand, and this one offers the space, location, and great value buyers have been waiting for. Schedule your showing today before this exceptional opportunity is gone!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2011
  • 0.28 Acre Lot
  • $150/yr HOA
  • 1 Car Garage
  • 111 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    2011
  • Stories
    1.0
  • Architectural Style
    Split Foyer
  • Foundation
    Block, Brick/Mortar
  • Garage Spaces
    1.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Garage Faces Front, Basement
  • Living Area
    2137.0
  • Interior Features
    Eat-in Kitchen, Vaulted Ceiling(s), Master Downstairs
  • Appliances
    Dishwasher, Electric Range
  • Flooring
    Laminate, Carpet
  • Patio And Porch
    Deck, Porch, Front Porch
  • Cooling
    Central Air
  • Heating
    Heat Pump
  • Basement
    Finished, Interior Entry

  • Acres
    0.28
  • Lot Features
    Secluded, Landscaped
  • Utilities
    Cable Available
  • Water
    Public

  • County
    Augusta
  • City
    Stuarts Draft
  • Neighborhood
    OVERLOOK
  • Zip Code
    24477
  • High School
    Stuarts Draft
  • Middle School
    Stuarts Draft
  • Elementary School
    Guy K. Stump

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Frequently Asked Questions

How do I schedule a tour of 85 Lofty Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 85 Lofty Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 85 Lofty Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $325,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Stuarts Draft, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 85 Lofty Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 85 Lofty Cir at around $1,904. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 85 Lofty Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Augusta County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 85 Lofty Cir?

In most cases, yes. Whether 85 Lofty Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Stuarts Draft's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 85 Lofty Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Stuarts Draft and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $325,000 with 2,137 sqft of space—that comes out to approximately $152 per square foot.

How long has this property been on the market?

85 Lofty Cir was listed on July 18, 2026, which means it's been on the market for 111 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2011, making it approximately 15 years old.

What is the lot size of this property?

85 Lofty Cir sits on a 0.28-acre lot, which is 12,197 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Guy K. Stump
  • Middle: Stuarts Draft
  • High: Stuarts Draft

Want to see how these schools compare? Check out our Augusta County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 85 Lofty Cir?

The most recent public record shows annual property taxes for 85 Lofty Cir were approximately $1,704. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $150 paid annually.

Is 85 Lofty Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this site comes in part from the Broker Reciprocity/IDX program of Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS® does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Information deemed reliable but not guaranteed. Copyright © 2026 Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. All Rights Reserved.