$650,000
- 4
- beds
- 2 full · 1 half
- baths
- 2,886
- sqft
- 2003
- year built
- 4
- beds
- 2 full · 1 half
- baths
- 2,886
- sqft
- 2003
- year built
- Status:
- Active
- MLS #:
- 683820
- Neighborhood:
- LAKE MONTICELLO
- County:
- Fluvanna
- Listed By:
- ANNE L. LOHR - HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE
- Agent Phone:
- (434) 987-2740
- Agent Email:
- alohr456@gmail.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Enjoy the water views in this spacious 4 bedroom/2.5 bath colonial home. Home features a lovely gourment kitchen with stainless steel appliances and opens up to a spacious family room with fireplace and eat-in breakfast area. First floor also has a separate dining room and living room which could also be used as an office space. Upstairs consist of four bedrooms with a spacious master suite with cathedral ceilings that attaches to a spacious master bath with ceramic floors, jetted tub, double vanities and stand up shower. Upstairs area also has additional three bedrooms with a full shared bathroom, separate laundry room with cabinets, and plenty of storage space. The home was constructed with many custom features including arched doorways, hardwood flooring, and crown molding. Fenced in area in the rear of the home for your animals, garden, and safely enclosed play area. When it's time to relax take advantage of Lake Monticello's various beaches, golf course, pool, tennis courts and other amenties that the commity offers. Home is being sold "As Is", home inspection for informational purposes only - seller will do no repairs.
Highlights
- Residential
- Single Family Residence
- Built in 2003
- 0.4 Acre Lot
- $1,425/yr HOA
- 2 Car Garage
- 3 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 2 full · 1 half
-
- Year Built
- 2003
-
- Stories
- 2.0
-
- Architectural Style
- Colonial
-
- Construction Materials
- Vinyl Siding
-
- Foundation
- Block
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached, Asphalt, Garage, Off Street, Garage Faces Front
-
- Living Area
- 2886.0
-
- Interior Features
- Eat-in Kitchen, Vaulted Ceiling(s), Breakfast Bar, Double Vanity, Recessed Lighting, Entrance Foyer
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Convection Oven, Electric Cooktop
-
- Flooring
- Hardwood, Carpet, Ceramic Tile
-
- Patio And Porch
- Deck, Porch, Front Porch
-
- Pool Features
- None
-
- Security Features
- Security Guard, Gated Community
-
- Cooling
- Central Air
-
- Heating
- Heat Pump, Propane
-
- Basement
- Crawl Space
-
- Acres
- 0.4
-
- Lot Features
- Level, Cleared, Open Lot, Garden
-
- View
- Water
-
- Utilities
- Cable Available, Propane
-
- Water
- Public
-
- County
- Fluvanna
-
- City
- Palmyra
-
- Neighborhood
- LAKE MONTICELLO
-
- Zip Code
- 22963
-
- High School
- Fluvanna
-
- Middle School
- Fluvanna
-
- Elementary School
- Central (Fluvanna)
-
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Estimated Value
$473,124
Estimated Sales Price Range:
$440,005 - $506,242
Source: Constellation Data Labs
Price History
| 11/06/2026 | Listed | $650,000 |
| Source: Charlottesville Area Association of REALTORS #683820 | ||
| 06/05/2026 | Off Market | — |
| Source: Charlottesville Area Association of REALTORS #678066 | ||
| 06/05/2026 | Off Market | — |
| Source: Bright #678066 | ||
| 05/17/2014 | Off Market | — |
| Source: Charlottesville Area Association of REALTORS #521323 | ||
Source: MLS Data
Mortgage History
| 06/17/2016 | VA | $290,000 |
| 10/27/2010 | Coventional | $247,525 |
| 11/13/2006 | Credit Line (Revolving) / HELOC | $25,000 |
| 11/13/2006 | Coventional | $253,500 |
Source: Public records via Constellation Data Labs
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There are currently 8 properties available in Palmyra, with 0 under contract to close soon. Properties in the city have an average sale price of $1,653,000 and typically spend 123 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 778 Jefferson Dr?
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How do I get more information about 778 Jefferson Dr?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $650,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Palmyra, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 778 Jefferson Dr?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 778 Jefferson Dr at around $3,976. This includes estimated property taxes and insurance.
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How do I get pre-approved to buy 778 Jefferson Dr?
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Can I negotiate the asking price for 778 Jefferson Dr?
In most cases, yes. Whether 778 Jefferson Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Palmyra's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 778 Jefferson Dr?
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You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $650,000 with 2,886 sqft of space—that comes out to approximately $225 per square foot.
How long has this property been on the market?
778 Jefferson Dr was listed on November 06, 2026, which means it's been on the market for 3 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2003, making it approximately 23 years old.
What is the lot size of this property?
778 Jefferson Dr sits on a 0.4-acre lot, which is 17,424 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Want to see how these schools compare? Check out our Fluvanna County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 778 Jefferson Dr?
The most recent public record shows annual property taxes for 778 Jefferson Dr were approximately $3,325. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $1,425 paid annually.
This covers access to community features including: Maintenance, Water, Beach Rights.
Is 778 Jefferson Dr still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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The data relating to real estate for sale on this site comes in part from the Broker Reciprocity/IDX program of Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS® does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Information deemed reliable but not guaranteed. Copyright © 2026 Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. All Rights Reserved.