Searching ...

2 Holly Cir , Palmyra, VA 22963

$459,900

5
beds
2
baths
2,528
sqft
2005
year built

Welcome to 2 Holly Circle, a spacious 2,528-square-foot home situated on a 0.38-acre lot in the desirable non-gated section of Lake Monticello! Offering rare 5-bedroom accommodations, this residence features glowing hardwoods, plush carpet, and a cozy wood-burning fireplace in the main living space. The fully equipped kitchen comes complete with all conveying appliances, while all five bedrooms, including the private primary suite, are situated upstairs for effortless daily living. Enjoy outdoor relaxation from the front porch or private rear deck, complemented by an attached 2-car garage and paved driveway. Complete with central heat pump HVAC, public water and sewer, and access to Lake Monticello's premier amenities—including beaches, pool, golf, clubhouse, and tennis—this move-in-ready home zoned for Fluvanna County schools is an extraordinary find!

  • Bedrooms
    5
  • Bathrooms
    2
  • Year Built
    2005
  • Stories
    2.0
  • Architectural Style
    Traditional
  • Construction Materials
    Vinyl Siding
  • Foundation
    Brick/Mortar
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage
  • Living Area
    2528.0
  • Interior Features
    Master Downstairs
  • Appliances
    Dryer, Dishwasher, Refrigerator, Washer
  • Flooring
    Carpet, Wood
  • Patio And Porch
    Deck, Porch
  • Pool Features
    Association
  • Cooling
    Central Air, Heat Pump
  • Heating
    Electric, Heat Pump

  • Acres
    0.38
  • Utilities
    Other
  • Water
    Public

  • County
    Fluvanna
  • City
    Palmyra
  • Neighborhood
    LAKE MONTICELLO
  • Zip Code
    22963
  • High School
    Fluvanna
  • Middle School
    Fluvanna
  • Elementary School
    West Central Primary

Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 2 Holly Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2 Holly Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2 Holly Cir?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 2 bath, listed for $459,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Palmyra, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 2 Holly Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 2 Holly Cir at around $2,739. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2 Holly Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Fluvanna County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2 Holly Cir?

In most cases, yes. Whether 2 Holly Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Palmyra's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2 Holly Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Palmyra and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $459,900 with 2,528 sqft of space—that comes out to approximately $182 per square foot.

How long has this property been on the market?

2 Holly Cir was listed on November 11, 2026, which means it's been on the market for -5 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2005, making it approximately 21 years old.

What is the lot size of this property?

2 Holly Cir sits on a 0.38-acre lot, which is 16,553 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: West Central Primary
  • Middle: Fluvanna
  • High: Fluvanna

Want to see how these schools compare? Check out our Fluvanna County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 2 Holly Cir?

The most recent public record shows annual property taxes for 2 Holly Cir were approximately $2,947. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $100 paid monthly.

This covers access to community features including: Picnic Area, Clubhouse, Fitness Center, Pool, Tennis Court(s), Basketball Court.

Is 2 Holly Cir still available for sale?

Source: ez Home Search, MLS Data

Popular Home Searches in Palmyra, VA


Search Nearby Cities


Search Nearby Counties


Search Nearby Postal Codes

The data relating to real estate for sale on this site comes in part from the Broker Reciprocity/IDX program of Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS® does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Information deemed reliable but not guaranteed. Copyright © 2026 Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. All Rights Reserved.