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*DISCOUNTED MONTHLY PAYMENT AVAILABLE* Enjoy beautiful lake-access living on the public side of Lake Anna with assigned boat slip #36 just a short walk from the home, high-speed FiberLync internet, and gorgeous seasonal glimpses of the lake. Exceptionally well-maintained and move-in ready, this charming one-level home offers the perfect combination of comfort, convenience, and the laid-back lifestyle that makes Lake Anna such a special place to call home. Inside, you'll find 1,440 square feet of inviting living space featuring an open floor plan designed for easy everyday living and entertaining. The spacious family room flows seamlessly into the dining area and kitchen, creating a welcoming gathering space for family and friends. A separate living room offers additional flexibility for a second sitting area, home office, hobby space, or game room. The split-bedroom floor plan provides privacy, with 3 bedrooms and 2 full bathrooms thoughtfully positioned throughout the home. Step outside and enjoy peaceful mornings on the covered front porch as the sun rises over the countryside. The beautifully maintained yard showcases attractive landscaping, garden beds, and a stamped concrete sidewalk that adds to the home's curb appeal. The paved driveway, installed in 2022 and freshly sealed in June 2026, provides plenty of parking for guests, boats, and trailers. Multiple storage sheds offer incredible versatility, including one with heat and air conditioning and another with a wall-mounted heater, making them ideal for workshops, hobbies, storage, or creative spaces. A generator hookup is already in place. This home has been lovingly cared for, with major updates already completed, including a brand new HVAC system and hot water heater in August 2026, new roof in 2025, back porch painted 2026, and the septic system pumped in September 2025. The location is hard to beat. Take a short stroll to your assigned boat slip and spend your days cruising the lake. By water, you're just minutes from popular waterfront restaurants, marinas, coffee shops, ice cream stops, and The Lake Anna Taphouse. By land, you'll appreciate the convenient access to groceries, dining, fast food, a veterinary clinic, the ABC store, and everyday essentials. Less than two hours from Washington, D.C., and convenient to both Orange and Fredericksburg, this property makes an ideal full-time residence, weekend getaway, or lake retreat. Peaceful views, a dedicated boat slip, one-level living, and an unbeatable Lake Anna location makes this the kind of property that lets you truly enjoy everything Lake Anna has to offer. All outdoor furniture and the storage buildings convey. Furniture and decor in the finished shed conveys. Drapery and blinds in the home and the A/C units in shed convey! Boat and other items can be purchased separately! *Discounted monthly payment with seller's preferred lender. Savings up to $264 per month. Contact listing agent or see document section for more details.*

Highlights

  • Residential
  • Single Family Residence
  • Built in 2019
  • 0.93 Acre Lot
  • $400/yr HOA
  • 86 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2019
  • Architectural Style
    Raised Ranch/Rambler
  • Construction Materials
    Vinyl Siding
  • Foundation
    Concrete Perimeter
  • Parking Features
    Driveway, Asphalt
  • Living Area
    1440.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Pantry, Open Floorplan, Crown Molding, Soaking Tub
  • Appliances
    Dishwasher, Electric Water Heater, Refrigerator, Cooktop, Washer/Dryer Stacked
  • Flooring
    Vinyl, Carpet
  • Exterior Features
    Lighting
  • Patio And Porch
    Patio, Porch
  • Pool Features
    None
  • Cooling
    Electric, Heat Pump
  • Heating
    Electric, Heat Pump
  • Basement
    Crawl Space

  • Acres
    0.93
  • Lot Features
    Cleared, Back Yard, Front Yard
  • Water Front Features
    Lake
  • View
    Trees/Woods, Lake, Water
  • Water
    Well

  • County
    Orange
  • City
    Orange
  • Neighborhood
    FRAZERS LANDING
  • Zip Code
    22960

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Frequently Asked Questions

How do I schedule a tour of 26476 Pennfields Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 26476 Pennfields Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 26476 Pennfields Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $439,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Orange, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 26476 Pennfields Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 26476 Pennfields Dr at around $2,668. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 26476 Pennfields Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Orange County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 26476 Pennfields Dr?

In most cases, yes. Whether 26476 Pennfields Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Orange's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 26476 Pennfields Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Orange and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $439,000 with 1,440 sqft of space—that comes out to approximately $305 per square foot.

How long has this property been on the market?

26476 Pennfields Dr was listed on August 21, 2026, which means it's been on the market for 86 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2019, making it approximately 7 years old.

What is the lot size of this property?

26476 Pennfields Dr sits on a 0.93-acre lot, which is 40,511 square feet.

What are the property taxes for 26476 Pennfields Dr?

The most recent public record shows annual property taxes for 26476 Pennfields Dr were approximately $2,042. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $400 paid annually.

This covers access to community features including: Picnic Area, Boat Dock, Boating, Boat Slip, Powered Boats Allowed.

Is 26476 Pennfields Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 15, 2026 at 01:47PM | Source: Bright | MLS#: VAOR2015036