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Townhomes on Ashmeade are a rare find, tucked within the coveted Bernards Landing community, one of Smith Mountain Lake's premier resort destinations. From this vantage point, an unobstructed three mile view of Smith Mountain becomes your everyday backdrop, framed by a peaceful no wake cove ideal for floating, paddling, or simply unwinding at the water's edge. Positioned directly across from the Clubhouse, pool, and just minutes from the beach area, this townhome offers effortless access to all the amenities that make Bernards Landing so special. Inside, the open living and dining area welcomes you with a soaring cathedral ceiling, gas log fireplace, & LVP flooring that blends style with durability. An updated Trex deck on the main level a lower-level patio invite you to savor those panoramic lake views from sunrise to sunset. The kitchen features granite countertops, stainless appliances, and an island with a cooktop that seamlessly connects to the living space. The main level includes a comfortable bedroom and full bath. Upstairs, a loft seating area overlooks the great room, and a spacious bedroom with a large walk-in closet and a bath with a jetted tub for end-of-day relaxation. (HVAC updated UL) The lower level offers exceptional flexibility--perfect as a family room or additional bedroom--complete with a built-in Murphy bed, a second gas-log fireplace, walkout access to the patio, a full bath, laundry, and generous storage. Bernard's Landing offers resort style living with three pools (two outdoor, one indoor with spa), clubhouse with sauna, fitness room, library, mail center, social spaces, and upper deck. Conference Center provides additional event and meeting space. Community recreation includes tennis and pickleball courts, a basketball court, a sandy beach, and multiple boat docks. Seasonal boat rentals available through Bridgeport Marina; SUPS 2 GO provides paddleboard, bicycle, and lake toy rentals with delivery. On-site amenities include marina slip rentals, a bridal shop, award-winning Napoli By The Lake restaurant, and the popular 'Cheers at Smith Mountain Lake' bar. Full time security, landscaping, and maintenance teams support the property year-round. HOA covers amenities, water, and internet; owners pay for electricity only. For golfers, a premier private club is just ten minutes away at The Waterfront Country Club (WFCC). The nearly 7,000 yard, 18 hole PGA Championship course--designed by George Dillon of the Fazio Group--was the first course established at Smith Mountain Lake. Its distinctive layout traverses rolling terrain, offering a stimulating experience for advanced players while remaining enjoyable for higher-handicap golfers. Members benefit from on-site golf professionals, a driving range, and regular competitions, events, and groups. The Waterfront's 22,000 square foot clubhouse serves as a community hub with a pro shop, fitness center, 19th Hole Lounge, locker rooms, banquet center, and fine dining restaurant. Additional amenities include two outdoor tennis courts and a junior Olympic sized pool for summer enjoyment. Ask the listing agent about membership opportunities at WFCC.

Highlights

  • Residential
  • Townhouse
  • Built in 1982
  • 0.04 Acre Lot
  • $627/mo HOA
  • Waterfront
  • 108 days on Market

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    1982
  • Construction Materials
    Wood Siding
  • Living Area
    2639.0
  • Interior Features
    Cathedral Ceiling(s), Walk-In Closet(s)
  • Appliances
    Dryer, Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer
  • Flooring
    Tile, Vinyl
  • Furnished
    Furnished
  • Exterior Features
    Other, Tennis Court(s)
  • Pool Features
    In Ground
  • Cooling
    Heat Pump
  • Heating
    Electric, Heat Pump
  • Basement
    Walk-Out Access

  • Acres
    0.04
  • Lot Features
    Waterfront, Views, Gentle Sloping
  • Water Front Features
    Beach Front
  • Water Front
    Yes
  • View
    Mountain(s), Lake

  • Area
    0490 - SML Franklin County
  • County
    Franklin
  • City
    Moneta
  • Neighborhood
    Bernards Landing
  • Zip Code
    24121
  • High School
    Franklin County
  • Middle School
    Ben Franklin Middle
  • Elementary School
    Dudley

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Frequently Asked Questions

How do I schedule a tour of 897 Ashmeade Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 897 Ashmeade Rd.

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How do I get more information about 897 Ashmeade Rd?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $1,185,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Moneta, and can even get you in to see the property quickly.

How do I get a virtual tour of 897 Ashmeade Rd?

Yes! A virtual tour is available for 897 Ashmeade Rd. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 897 Ashmeade Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 897 Ashmeade Rd at around $7,121. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 897 Ashmeade Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Franklin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 897 Ashmeade Rd?

In most cases, yes. Whether 897 Ashmeade Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Moneta's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 897 Ashmeade Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Moneta and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,185,000 with 2,639 sqft of space—that comes out to approximately $449 per square foot.

How long has this property been on the market?

897 Ashmeade Rd was listed on July 28, 2026, which means it's been on the market for 108 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1982, making it approximately 44 years old.

What is the lot size of this property?

897 Ashmeade Rd sits on a 0.04-acre lot, which is 1,742 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Dudley
  • Middle: Ben Franklin Middle
  • High: Franklin County

Want to see how these schools compare? Check out our Franklin County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 897 Ashmeade Rd?

The most recent public record shows annual property taxes for 897 Ashmeade Rd were approximately $4,532. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $627 paid monthly.

Is 897 Ashmeade Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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