$1,525,000
- 4
- beds
- 3 full · 1 half
- baths
- 3,742
- sqft
- 1985
- year built
- 4
- beds
- 3 full · 1 half
- baths
- 3,742
- sqft
- 1985
- year built
- Status:
- Pending
- MLS #:
- 931121
- Neighborhood:
- The Waterfront
- County:
- Franklin
- Listed By:
- DEBORAH F BERAN - DEB BERAN PROPERTIES
- Agent Email:
- Deb@DebBeranProperties.com
This lake home offers a rare sense of privacy and elevation, tucked into a park like setting while positioned within one of Smith Mountain Lake's premier golf and waterfront communities, The Waterfront Country Club. The setting is what truly distinguishes this property. Nestled in a quiet, deep water cove, the home enjoys 171 feet of protected shoreline where the water remains calm, peaceful, and ideal for swimming. With approximately 13 feet of water at full pond, slipping the boat in and out is effortless. No skiing, no wakeboarding--just quiet water, a naturalized lakeside yard, and a cove that feels like your own private swimming hole. Yet you are only minutes from a larger cove and then the main channel, offering a balance of serenity at home and convenience when you're ready to explore the lake. The home carries the charm of an original lake cottage with a modern, open feel. Built in 1985 and thoughtfully renovated in 2019 and 2022, the updates include opening the great room to highlight the wooded, treehouse like setting. Upon entering, the warm wooden ceiling frames the space, and views extend toward the Peaks of Otter--an uncommon vantage point that gives the home a sense of retreat and elevation rarely found at Smith Mountain Lake. Renovation highlights include engineered hickory flooring on both levels, fresh interior and exterior paint, and a beautifully updated kitchen featuring granite countertops, a new backsplash, and Bosch appliances. All bathrooms were fully renovated, including a standout primary suite with a copper soaking tub and a separate toilet room. The entry closet was removed to expand the great room, creating improved flow and stronger sightlines. In 2022, a mini split was added to heat and cool the side porch, and an Accessory Dwelling Unit was constructed above the utility/workshop garage. This private guest suite offers a bedroom, kitchen, full bath, and great room--ideal for extended family, multi generational living, or long term guests. The addition includes its own HVAC and water heater. Major systems include an approximate 2015 roof, 2016 shoreline riprap, a 26KW whole house generator, and the 2022 ADU with dedicated mechanicals. The Waterfront Country Club offers a private, amenity rich lifestyle at Smith Mountain Lake, blending championship golf, a welcoming 22,000 square foot clubhouse, tennis, fitness, dining, and a junior Olympic sized pool. Members enjoy a nearly 7,000 yard Fazio designed course, on site golf professionals, and a full calendar of events--all surrounded by the natural beauty and recreation of the lake. A premier community where golf, water, and lifestyle come together.
-
- Bedrooms
- 4
-
- Bathrooms
- 3 full · 1 half
-
- Year Built
- 1985
-
- Architectural Style
- Contemporary
-
- Construction Materials
- Wood Siding, Stone
-
- Parking Features
- Driveway, Paved, Garage Door Opener
-
- Living Area
- 3742.0
-
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s), Storage, In-Law Floorplan, Bookcases
-
- Appliances
- Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
-
- Flooring
- Tile, Wood
-
- Patio And Porch
- Deck, Porch, Front Porch
-
- Cooling
- Ceiling Fan(s), Heat Pump
-
- Heating
- Electric, Heat Pump
-
- Basement
- Full
-
- Acres
- 0.6
-
- Lot Features
- Wooded, Waterfront, Views
-
- Water Front
- Yes
-
- Area
- 0490 - SML Franklin County
-
- County
- Franklin
-
- City
- Moneta
-
- Neighborhood
- The Waterfront
-
- Zip Code
- 24121
-
- High School
- Franklin County
-
- Middle School
- Ben Franklin Middle
-
- Elementary School
- Dudley
-
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Estimated Value
$1,189,037
Estimated Sales Price Range:
$1,022,571 - $1,355,502
Source: Constellation Data Labs
Price History
| 09/11/2026 | Listed | $1,525,000 |
| Source: Roanoke Valley Association of REALTORS #931121 | ||
| 06/01/2018 | Sold | $595,000 |
| Source: Roanoke Valley Association of REALTORS #845678 | ||
| 03/04/2018 | Listed | $615,000 |
| Source: Roanoke Valley Association of REALTORS #845678 | ||
Source: MLS Data
Deed History
| 12/15/2022 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 06/01/2018 | Deed | $595,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 06/01/2018 | Credit Line (Revolving) / HELOC | $450,000 |
Source: Public records via Constellation Data Labs
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There are currently 29 properties available in Moneta, with 0 under contract to close soon. Properties in the city have an average sale price of $235,975 and typically spend 123 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $1,525,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Moneta, and can even get you in to see the property quickly.
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Yes! A virtual tour is available for 116 Clipper Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 116 Clipper Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 116 Clipper Cir at around $9,017. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 116 Clipper Cir?
In most cases, yes. Whether 116 Clipper Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Moneta's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
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What is the price per square foot for this home?
This home is listed at $1,525,000 with 3,742 sqft of space—that comes out to approximately $408 per square foot.
How long has this property been on the market?
116 Clipper Cir was listed on September 11, 2026, which means it's been on the market for 59 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1985, making it approximately 41 years old.
What is the lot size of this property?
116 Clipper Cir sits on a 0.6-acre lot, which is 26,136 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Dudley
- Middle: Ben Franklin Middle
- High: Franklin County
Want to see how these schools compare? Check out our Franklin County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 116 Clipper Cir?
The most recent public record shows annual property taxes for 116 Clipper Cir were approximately $4,063. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 116 Clipper Cir still available for sale?
This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.
Source: ez Home Search, MLS Data
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