- Status:
- Active
- MLS #:
- 368293
- Neighborhood:
- VILLAGES AT EMERALD BAY
- County:
- Franklin
- Listed By:
- Teresa Grant - Keller Williams
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Build your dream home in Emerald Bay, a quiet, gated waterfront community in the heart of Smith Mountain Lake. This .651-acre homesite offers access to a day dock, trailer storage lot, and beautifully maintained common areas featuring landscaped garden beds, open grassy spaces, and paved walking trails. Enjoy a peaceful lake community setting with protective HOA covenants designed to preserve the neighborhood's appearance and value. Conveniently located near Westlake, with easy access to shopping, grocery stores, restaurants, golf, and everyday amenities. Public water is available; buyer to install septic. Minimum home size is 1,600 square feet. A wonderful opportunity to create your own retreat while enjoying attractive shared spaces and a desirable location at Smith Mountain Lake.
Highlights
- Land
- Unimproved Land
- 0.651 Acre Lot
- $200/mo HOA
- 105 days on Market
-
- Acres
- 0.651
-
- Lot Features
- Waterfront
-
- Water Front Features
- Waterfront, Waterfront Access
-
- County
- Franklin
-
- City
- Moneta
-
- Neighborhood
- VILLAGES AT EMERALD BAY
-
- Zip Code
- 24121
-
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Frequently Asked Questions
How do I schedule a tour of 0 Emerald Bay Dr #LOT 3A?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 0 Emerald Bay Dr #LOT 3A.
They know lands in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 0 Emerald Bay Dr #LOT 3A?
Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $60,000. We can talk through recent upgrades, potential seller motivation, how this unimproved land compares to others in Moneta, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 0 Emerald Bay Dr #LOT 3A?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 0 Emerald Bay Dr #LOT 3A at around $359. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 0 Emerald Bay Dr #LOT 3A?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Franklin County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 0 Emerald Bay Dr #LOT 3A?
In most cases, yes. Whether 0 Emerald Bay Dr #LOT 3A is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Moneta's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 0 Emerald Bay Dr #LOT 3A?
We can handle that for you. Our preferred local agent specializes in lands in Moneta and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
How long has this property been on the market?
0 Emerald Bay Dr #LOT 3A was listed on July 27, 2026, which means it's been on the market for 105 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
What is the lot size of this property?
0 Emerald Bay Dr #LOT 3A sits on a 0.65-acre lot, which is 28,314 square feet.
What are the property taxes for 0 Emerald Bay Dr #LOT 3A?
The most recent public record shows annual property taxes for 0 Emerald Bay Dr #LOT 3A were approximately $212. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $200 paid monthly.
This covers access to community features including: Other.
Is 0 Emerald Bay Dr #LOT 3A still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Lynchburg Association of REALTORS. All rights reserved.
Last Updated: November 09, 2026 at 11:13PM | Source: Lynchburg Association of REALTORS | MLS#: 368293