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Looking for privacy, convenience, and one level living? This charming 3-bedroom, 1-bath home checks all the boxes! Nestled in a peaceful setting on a quiet dead-end road, this move-in-ready home offers comfortable living with plenty of privacy. Enjoy the tranquility of country-style living while still being conveniently located near shopping, dining, and everyday necessities. With low Amherst County taxes and the potential to qualify for 100% financing for eligible buyers, homeownership may be more affordable than you think! Perfect for a first-time buyer, downsizer, or anyone looking for a cozy place to call Home Sweet Home!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1977
  • 0.42 Acre Lot
  • 61 days on Market

  • Bedrooms
    3
  • Bathrooms
    1
  • Year Built
    1977
  • Stories
    1.0
  • Architectural Style
    Ranch
  • Construction Materials
    Vinyl Siding
  • Parking Features
    Off Street
  • Living Area
    960.0
  • Appliances
    Electric Range, Electric Water Heater, Refrigerator
  • Flooring
    Hardwood, Vinyl, Wood
  • Exterior Features
    Garden
  • Security Features
    Smoke Detector(s)
  • Heating
    Heat Pump
  • Basement
    Crawl Space

  • Acres
    0.42
  • Utilities
    Cable Available
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 120 Willow Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 120 Willow Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 120 Willow Ln?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $199,500. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Madison Heights, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 120 Willow Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 120 Willow Ln at around $1,212. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 120 Willow Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Amherst County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 120 Willow Ln?

In most cases, yes. Whether 120 Willow Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Madison Heights's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 120 Willow Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Madison Heights and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $199,500 with 960 sqft of space—that comes out to approximately $208 per square foot.

How long has this property been on the market?

120 Willow Ln was listed on September 14, 2026, which means it's been on the market for 61 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1977, making it approximately 49 years old.

What is the lot size of this property?

120 Willow Ln sits on a 0.42-acre lot, which is 18,295 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Madison Heights Elem
  • Middle: Monelison Midl
  • High: Amherst High

Want to see how these schools compare? Check out our Amherst County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 120 Willow Ln?

The most recent public record shows annual property taxes for 120 Willow Ln were approximately $918. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 120 Willow Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Lynchburg Association of REALTORS. All rights reserved.

Last Updated: November 14, 2026 at 03:10PM | Source: Lynchburg Association of REALTORS | MLS#: 369210