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Incredible views and sunsets from a very well-maintained 3 bedroom 2 bath home in one of the NNK's Best Neighborhoods. This home has a neat, open floorplan that needs to be seen to appreciate! Don't let the size on paper fool you as this home feels much larger because of the cathedral ceilings and lots of glass. Interior highlights include: Huge Great Room with cathedral ceilings and recessed lights, Bright Open Kitchen great for entertaining, the Sun-room has walls of glass for stellar views, Beautiful wood Flooring throughout in excellent condition, Recessed Lights, Ceiling fans throughout, Waterside primary Suite with Walk In Closet plus vaulted ceilings and much more. The Exterior highlights are: low maintenance vinyl Siding, Covered Front Porch with composite decking, Waterside Deck, Gravel Driveway, Nice Mature Shade Trees, 2 large sheds and an outdoor shower! The parcel of land across the street and would be a great location for Boat storage or extra parking. Enjoy swimming, boating and getting dinner from your private pier complex with 2 jetski lifts, a boat lift and a observation section of pier great for watching wildlife. Located in a popular neighborhood with wonderful amenities including: large sandy beach, boat launch & pier, clubhouse & pool with Potomac River views & more! High Speed Internet "Breezeline" is available in this neighborhood. Start your Summer off right with 85 Circle Drive in Bay Quarter Shores !

Highlights

  • Residential
  • Single Family Residence
  • Built in 2007
  • 0.65 Acre Lot
  • $790/yr HOA
  • Waterfront
  • 103 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2007
  • Architectural Style
    Ranch/Rambler
  • Construction Materials
    Vinyl Siding
  • Parking Features
    Driveway
  • Living Area
    1438.0
  • Appliances
    Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Electric Oven
  • Flooring
    Wood
  • Pool Features
    Community
  • Cooling
    Central Air, Electric
  • Heating
    Electric, Heat Pump
  • Basement
    Crawl Space

  • Acres
    0.65
  • Lot Features
    Waterfront
  • Water Front Features
    River Front
  • Water Front
    Yes
  • View
    Water

  • County
    Northumberland
  • City
    Heathsville
  • Neighborhood
    BAY QUARTER SHORES
  • Zip Code
    22473

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Frequently Asked Questions

How do I schedule a tour of 85 Circle Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 85 Circle Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 85 Circle Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $535,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Heathsville, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 85 Circle Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 85 Circle Dr at around $3,264. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 85 Circle Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Northumberland County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 85 Circle Dr?

In most cases, yes. Whether 85 Circle Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Heathsville's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 85 Circle Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Heathsville and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $535,000 with 1,438 sqft of space—that comes out to approximately $372 per square foot.

How long has this property been on the market?

85 Circle Dr was listed on August 03, 2026, which means it's been on the market for 103 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2007, making it approximately 19 years old.

What is the lot size of this property?

85 Circle Dr sits on a 0.65-acre lot, which is 28,314 square feet.

What are the property taxes for 85 Circle Dr?

The most recent public record shows annual property taxes for 85 Circle Dr were approximately $2,634. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $790 paid annually.

This covers access to community features including: Boat Dock, Boat Slip.

Is 85 Circle Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 14, 2026 at 07:36AM | Source: Bright | MLS#: VANV2002212