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Sunrise over Lancaster Creek, sunset over the Rappahannock River—and a waterfront cottage on Pearson Island to make your own. With Lancaster Creek in your backyard and views of both the river and creek from the screened front and side porch, there’s plenty of reason to pull up a chair and stay awhile. Picture morning coffee with the water in view and evenings watching the sky change colors over the Rappahannock. A private dock and boathouse put boating and fishing just steps from your door. Head out on Lancaster Creek right from your backyard, cast a line close to home, or settle in by the water after a day on the boat. The dock has had recent repairs, adding to the appeal of this waterfront setting. The older cottage has the feel of a longtime fishing retreat, with the opportunity to bring your own ideas and make it a weekend getaway. For someone ready to take on renovations, imagine days spent on the water, supper after a day of fishing, and time to unwind on the screened porch. Looking for another waterfront opportunity nearby? Neighboring 3087 Simonson Rd is also offered for sale separately. There is currently no running water. The well pump may need replacement. Property is being sold AS-IS, WHERE-IS. Buyer to verify water depth.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1940
  • 0.23 Acre Lot
  • Waterfront
  • 9 days on Market

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    1940
  • Stories
    1.0
  • Architectural Style
    Cottage
  • Construction Materials
    Wood Siding, Aluminum Siding
  • Foundation
    Block
  • Parking Features
    Attached, Attached Carport
  • Living Area
    802.0
  • Appliances
    Electric Range, Electric Water Heater, Refrigerator, Electric Oven, Water Heater
  • Flooring
    Hardwood
  • Patio And Porch
    Porch, Screened
  • Pool Features
    None
  • Cooling
    Electric, Window Unit(s)
  • Heating
    Baseboard, Electric
  • Basement
    Crawl Space

  • Acres
    0.23
  • Lot Features
    Waterfront
  • Water Front Features
    Creek
  • Water Front
    Yes
  • View
    Water, River, Creek/Stream
  • Utilities
    Electricity Available
  • Water
    Well

  • County
    Richmond
  • City
    Farnham
  • Neighborhood
    NONE
  • Zip Code
    22460

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Frequently Asked Questions

How do I schedule a tour of 3103 Simonson Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3103 Simonson Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3103 Simonson Rd?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $229,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Farnham, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3103 Simonson Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3103 Simonson Rd at around $1,370. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3103 Simonson Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Richmond County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3103 Simonson Rd?

In most cases, yes. Whether 3103 Simonson Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Farnham's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3103 Simonson Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Farnham and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $229,000 with 802 sqft of space—that comes out to approximately $286 per square foot.

How long has this property been on the market?

3103 Simonson Rd was listed on October 30, 2026, which means it's been on the market for 9 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1940, making it approximately 86 years old.

What is the lot size of this property?

3103 Simonson Rd sits on a 0.23-acre lot, which is 10,019 square feet.

What are the property taxes for 3103 Simonson Rd?

The most recent public record shows annual property taxes for 3103 Simonson Rd were approximately $798. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 3103 Simonson Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 08, 2026 at 08:07PM | Source: Bright | MLS#: VARV2000676