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BIG ON SPACE, FULL OF POSSIBILITIES & PACKED WITH UNEXPECTED EXTRAS! Welcome to 103 Ridgewood Circle! Offering approximately 1,900 sq. ft., 4 BEDROOMS, 2 FULL BATHS and an ATTACHED 2-CAR GARAGE, this attractive brick and vinyl home in the desirable Valley Ridge neighborhood has MORE TO OFFER THAN MEETS THE EYE! Three oversized, nearly floor-to-ceiling living room windows frame beautiful seasonal mountain views, while the HUGE, RARELY FOUND PATIO ABOVE THE GARAGE offers a fantastic outdoor space for relaxing, entertaining and enjoying the sunsets! The upper level features an open kitchen, living and dining area, 3 bedrooms and a full bath with a walk-in shower. Downstairs offers a family room, 4th bedroom, full bath, spacious laundry/utility room and a charming office/bonus room with custom built-ins, an oversized cushioned seating nook and hidden storage! OVER $46,244 IN SELLER IMPROVEMENTS SINCE 2024, including 11 Renewal by Andersen windows, a regraded and paved driveway, upgraded 200-amp electrical service, walk-in shower conversion, kitchen flooring and updated appliances! Additional highlights include a newer architectural shingle roof, hardwood floors beneath upstairs carpeting, propane forced-air heat, public water and sewer, and high-speed internet availability. AND NOW COMES THE FUN PART! With the major improvements already completed, what's left is the opportunity to choose your own colors, finishes and cosmetic touches to make this home uniquely YOURS! Convenient to I-64, Covington, Clifton Forge, the local hospital and the outdoor recreation the Alleghany Highlands is known for! TOO MANY UPDATES TO MENTION HERE! Ask your REALTOR® for the detailed Agent Notes for a complete list of improvements. There's so much more to discover! YOUR NEXT CHAPTER AWAITS! SCHEDULE YOUR SHOWING TODAY! Mountain View Elementary, Covington Middle, AHS. QAULIFIED FOR ALL TYPES OF FINANCING!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1968
  • 0.3 Acre Lot
  • 1 day on Market

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    1968
  • Architectural Style
    Raised Ranch
  • Construction Materials
    Vinyl Siding, Brick
  • Foundation
    Slab
  • Parking Features
    Driveway, Paved
  • Living Area
    1900.0
  • Interior Features
    Ceiling Fan(s), Bookcases
  • Appliances
    Dryer, Dishwasher, Electric Range, Microwave, Refrigerator
  • Flooring
    Vinyl, Carpet, Wood
  • Patio And Porch
    Patio, Other
  • Cooling
    Ceiling Fan(s), None
  • Heating
    Propane

  • Acres
    0.3
  • Lot Features
    Wooded, Views
  • View
    Mountain(s)
  • Water
    Public

  • Area
    2700 - Alleghany County
  • County
    Alleghany
  • City
    Covington
  • Neighborhood
    N/A
  • Zip Code
    24426
  • High School
    Other - See Remarks
  • Middle School
    Other - See Remarks
  • Elementary School
    Other - See Remarks

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Frequently Asked Questions

How do I schedule a tour of 103 Ridgewood Circle Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 103 Ridgewood Circle Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 103 Ridgewood Circle Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $223,500. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Covington, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 103 Ridgewood Circle Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 103 Ridgewood Circle Cir at around $1,305. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 103 Ridgewood Circle Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Alleghany County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 103 Ridgewood Circle Cir?

In most cases, yes. Whether 103 Ridgewood Circle Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Covington's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 103 Ridgewood Circle Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Covington and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $223,500 with 1,900 sqft of space—that comes out to approximately $118 per square foot.

How long has this property been on the market?

103 Ridgewood Circle Cir was listed on November 05, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1968, making it approximately 58 years old.

What is the lot size of this property?

103 Ridgewood Circle Cir sits on a 0.3-acre lot, which is 13,068 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Other - See Remarks
  • Middle: Other - See Remarks
  • High: Other - See Remarks

Want to see how these schools compare? Check out our Alleghany County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 103 Ridgewood Circle Cir?

The most recent public record shows annual property taxes for 103 Ridgewood Circle Cir were approximately $1,123. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 103 Ridgewood Circle Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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