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Welcome to this immaculately maintained, move-in ready 3-bedroom, 2-bath ranch home, just 8 years old and in exceptional condition! The home features a spacious living room, a large kitchen offering white soft-close cabinetry with matte black hardware, stainless steel appliances, luxury vinyl plank flooring, and an adjoining dining area. Privately situated at the rear of the home, the primary suite features a walk-in closet, additional closet, and full bath. Two additional bedrooms, a hall bath, and laundry closet complete the layout. Designed for comfort and energy efficiency, the home features recessed lighting throughout, soundproof insulation in the interior walls, and 30 inches of attic insulation, helping keep electric bills low year-round. Exterior features include a covered front porch, 12x12 rear deck with privacy wall, patio, and storage shed. An open field behind the property provides peaceful views and frequent wildlife sightings. Located in the golf cart-friendly community of Placid Bay Estates, residents can enjoy the pavilion area, lakes for swimming, fishing, and kayaking, along with a community boat ramp, dock, and parking area on Mattox Creek.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2018
  • 0.24 Acre Lot
  • 2 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2018
  • Architectural Style
    Ranch/Rambler
  • Construction Materials
    Vinyl Siding
  • Parking Features
    Gravel, Driveway
  • Living Area
    1392.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Recessed Lighting
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Electric Oven, Stainless Steel Appliance(s), Water Heater
  • Flooring
    Vinyl, Carpet
  • Exterior Features
    Lighting, Rain Gutters
  • Patio And Porch
    Patio, Deck
  • Pool Features
    None
  • Security Features
    Smoke Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating
    Electric, Heat Pump
  • Basement
    Crawl Space

  • Acres
    0.24
  • Lot Features
    Back Yard, Front Yard
  • Water Front Features
    Lake
  • Utilities
    Electricity Available

  • County
    Westmoreland
  • City
    Colonial Beach
  • Neighborhood
    PLACID BAY ESTATES
  • Zip Code
    22443

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Frequently Asked Questions

How do I schedule a tour of 196 Circle Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 196 Circle Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 196 Circle Ln?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $315,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Colonial Beach, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 196 Circle Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 196 Circle Ln at around $1,919. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 196 Circle Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Westmoreland County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 196 Circle Ln?

In most cases, yes. Whether 196 Circle Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Colonial Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 196 Circle Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Colonial Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $315,000 with 1,392 sqft of space—that comes out to approximately $226 per square foot.

How long has this property been on the market?

196 Circle Ln was listed on November 13, 2026, which means it's been on the market for 2 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2018, making it approximately 8 years old.

What is the lot size of this property?

196 Circle Ln sits on a 0.24-acre lot, which is 10,454 square feet.

What are the property taxes for 196 Circle Ln?

The most recent public record shows annual property taxes for 196 Circle Ln were approximately $1,518. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 196 Circle Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 15, 2026 at 02:37PM | Source: Bright | MLS#: VAWE2012496