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Excellent Location! Conveniently located with easy access to Downtown Charlottesville and Route 29 North, this attractive interior-unit townhome offers comfortable living with a versatile floor plan. The main level features an open-concept Living Room, Dining Area, and Kitchen with pre-finished hardwood flooring, creating a warm and inviting space for everyday living and entertaining. The well-appointed Kitchen offers granite countertops and a combination of stainless-steel and black appliances. Step outside from the Dining Area onto a private screened porch, an ideal spot for morning coffee, relaxing, or enjoying the outdoors. The finished basement adds valuable living space with a spacious Recreation Room, Great Storage, Laundry Area with a large utility sink, and a convenient third full bath. There is also an exterior patio off the Terrace Level. Community amenities include pool, tennis and basketball courts, playground, clubhouse, and two assigned parking spaces. With 3 bedrooms, 3 full baths, finished lower-level living space, and a private screened porch and patio, this townhome offers both comfort and convenience in a location close to all that Charlottesville has to offer.

Highlights

  • Residential
  • Townhouse
  • Built in 1990
  • $307/mo HOA
  • 48 days on Market

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    1990
  • Stories
    2.0
  • Construction Materials
    Fiber Cement
  • Foundation
    Slab
  • Parking Features
    Assigned
  • Living Area
    1720.0
  • Appliances
    Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer, Disposal
  • Flooring
    Ceramic Tile, Wood, Cork
  • Patio And Porch
    Patio, Porch, Screened
  • Pool Features
    Association
  • Cooling
    Heat Pump
  • Heating
    Heat Pump
  • Basement
    Finished, Full, Walk-Out Access, Interior Entry, Concrete

  • Utilities
    Cable Available
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 524 Whitcover Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 524 Whitcover Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 524 Whitcover Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $295,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Charlottesville, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 524 Whitcover Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 524 Whitcover Cir at around $1,913. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 524 Whitcover Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Albemarle County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 524 Whitcover Cir?

In most cases, yes. Whether 524 Whitcover Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Charlottesville's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 524 Whitcover Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Charlottesville and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $295,000 with 1,720 sqft of space—that comes out to approximately $172 per square foot.

How long has this property been on the market?

524 Whitcover Cir was listed on September 27, 2026, which means it's been on the market for 48 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1990, making it approximately 36 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Agnor
  • Middle: Burley
  • High: Albemarle

Want to see how these schools compare? Check out our Albemarle County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 524 Whitcover Cir?

The most recent public record shows annual property taxes for 524 Whitcover Cir were approximately $2,808. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $307 paid monthly.

This covers access to community features including: Playground, Clubhouse, Maintenance, Pool, Tennis Court(s), Basketball Court.

Is 524 Whitcover Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this site comes in part from the Broker Reciprocity/IDX program of Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS® does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Information deemed reliable but not guaranteed. Copyright © 2026 Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. All Rights Reserved.