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ORIGINAL-OWNER HOME IN MILL CREEK WITH BEAUTIFULLY LANDSCAPED YARD! Lovingly maintained by its original owners, this 4-bedroom, 2.5-bath home offers 2,034 square feet of comfortable living space in the desirable Mill Creek community. The open, well-equipped kitchen provides an inviting space for everyday living and entertaining. The living room features a brick fireplace and opens directly to the patio, creating an easy connection to the beautifully landscaped yard, where mature trees provide a lovely backdrop. The spacious primary suite includes both a tub and separate shower, while the heated 2-car garage provides added convenience and year-round functionality. With its well-cared-for interior, established landscaping, and desirable Mill Creek location, 227 Flagstone Terrace is a wonderful place to call home.

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    1992
  • Stories
    2.0
  • Construction Materials
    Cedar
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Garage Faces Front, Heated Garage
  • Living Area
    2034.0
  • Patio And Porch
    Patio, Deck, Porch, Front Porch
  • Pool Features
    None
  • Cooling
    Central Air
  • Heating
    Heat Pump
  • Basement
    Concrete

  • Acres
    0.35
  • Utilities
    Cable Available
  • Water
    Public

  • County
    Albemarle
  • City
    Charlottesville
  • Neighborhood
    MILL CREEK
  • Zip Code
    22902
  • High School
    Monticello
  • Middle School
    Walton
  • Elementary School
    Mountain View

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Frequently Asked Questions

How do I schedule a tour of 227 Flagstone Ter?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 227 Flagstone Ter.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 227 Flagstone Ter?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $615,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Charlottesville, and can even get you in to see the property quickly.

How do I get a virtual tour of 227 Flagstone Ter?

Yes! A virtual tour is available for 227 Flagstone Ter. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 227 Flagstone Ter?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 227 Flagstone Ter at around $3,889. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 227 Flagstone Ter?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Albemarle County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 227 Flagstone Ter?

In most cases, yes. Whether 227 Flagstone Ter is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Charlottesville's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 227 Flagstone Ter?

We can handle that for you. Our preferred local agent specializes in residentials in Charlottesville and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $615,000 with 2,034 sqft of space—that comes out to approximately $302 per square foot.

How long has this property been on the market?

227 Flagstone Ter was listed on September 17, 2026, which means it's been on the market for 56 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1992, making it approximately 34 years old.

What is the lot size of this property?

227 Flagstone Ter sits on a 0.35-acre lot, which is 15,246 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Mountain View
  • Middle: Walton
  • High: Monticello

Want to see how these schools compare? Check out our Albemarle County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 227 Flagstone Ter?

The most recent public record shows annual property taxes for 227 Flagstone Ter were approximately $4,665. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $123 paid annually.

This covers access to community features including: None.

Is 227 Flagstone Ter still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this site comes in part from the Broker Reciprocity/IDX program of Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS® does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Information deemed reliable but not guaranteed. Copyright © 2026 Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. All Rights Reserved.