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Coastal luxury meets effortless living at 120 Old Course Loop! This beautifully upgraded 3-bedroom, 2-bath condo in Bay Creek is the perfect blend of relaxed beachside living and refined comfort, complete with an oversized 2-car garage. From the moment you step inside, natural light, fresh finishes, and thoughtful upgrades create an inviting, elevated atmosphere. Beautiful new engineered hardwood flooring flows throughout, complemented by new appliances, washer and dryer, hot water heater, lighting fixtures, faucets, stylish shiplap accents, a water softener, and more. Every detail has been thoughtfully refreshed, creating a truly move-in-ready retreat where the hard work is already done. The oversized 2-car garage is an exceptional bonus, offering generous room for vehicles, bikes, beach gear, golf carts, and all the extras that come with enjoying the coastal lifestyle. And then there's Bay Creek where every day feels a little more like vacation. Enjoy access to resort-style amenities including a private beach, sparkling pools, brand-new pickleball courts, fitness room, and the highly anticipated indoor pool, cold plunge, and spa area. Whether your ideal day is lounging poolside, enjoying the beach, a round of pickleball, or unwinding on the deck, this is coastal living designed to be enjoyed. With its beautiful upgrades, spacious garage, and enviable resort-style setting, 120 Old Course Loop delivers the perfect combination of coastal charm, modern luxury, and effortless living. Pack your beach bag, leave the renovation list behind, and start enjoying the Bay Creek lifestyle from day one. Call today for a tour!

Highlights

  • Residential
  • Condominium
  • Built in 2005
  • 2 Car Garage
  • 29 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2005
  • Stories
    2.0
  • Architectural Style
    Condo
  • Construction Materials
    Other
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1548.0
  • Interior Features
    Other
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Disposal, Range Hood, Water Purifier
  • Flooring
    Hardwood
  • Exterior Features
    Other
  • Cooling
    Central Air
  • Heating
    Heat Pump

  • Water Front Features
    Waterfront Access
  • Water
    Public

  • County
    Northampton
  • City
    Cape Charles
  • Neighborhood
    Bay Creek - Fairways
  • Zip Code
    23310

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Frequently Asked Questions

How do I schedule a tour of 120 Course Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 120 Course Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 120 Course Loop?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $520,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Cape Charles, and can even get you in to see the property quickly.

How do I get a virtual tour of 120 Course Loop?

Yes! A virtual tour is available for 120 Course Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 120 Course Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 120 Course Loop at around $2,820. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 120 Course Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Northampton County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 120 Course Loop?

In most cases, yes. Whether 120 Course Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cape Charles's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 120 Course Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Cape Charles and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $520,000 with 1,548 sqft of space—that comes out to approximately $336 per square foot.

How long has this property been on the market?

120 Course Loop was listed on October 08, 2026, which means it's been on the market for 29 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2005, making it approximately 21 years old.

Is 120 Course Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Eastern Shore Association of REALTORS. All rights reserved.

Last Updated: November 06, 2026 at 07:23PM | Source: Eastern Shore Association of REALTORS | MLS#: 72327