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NEW & IMPROVED PRICE — MORE LAKE ANNA, MORE POSSIBILITY. Situated on one of the most desirable stretches of Lake Anna’s public side, 54 Tara Circle is a 4-bedroom, 3.5-bath, three-story waterfront home offering roughly 4,000 square feet of thoughtfully finished living space, a private dock, and the kind of waterfront setting that makes Lake Anna living so special. This is where summer mornings start on the dock, afternoons are spent boating, swimming, kayaking, and exploring the lake, and evenings end back at the water. With direct access to Lake Anna’s public side, waterfront dining, marinas, and full-lake recreation are all within reach by boat. Whether you’re searching for a full-time home, weekend escape, or investment property, this home offers room to enjoy Lake Anna now with even more possibilities ahead. Arrive via a paved driveway with ample guest parking. Step inside to a foyer that immediately sets the tone, where soaring windows frame the lake like a painting and a striking stone fireplace anchors the main living room with warmth and presence. The open layout flows into the dining area and a generously appointed kitchen with abundant cabinetry and a perfectly positioned window framing the water while filling the space with natural light. A second living space just off the main area features custom built-in cabinetry, ideal for a media room, game space, or quiet gathering spot. An enclosed indoor-outdoor room extends the seasons and gives you the feeling of being outside while enjoying the comfort of the home. Laundry is conveniently located on this level. Also on the main level is a versatile bedroom, perfect for guests or a dedicated office, along with the primary suite featuring private lakefront views and a spacious en-suite bath. Upstairs, two additional bedrooms and a full bath are beautifully finished and full of character. The oversized landing overlooks both the main level and the lake beyond, creating a natural spot for a reading nook or home office. A bonus room and unfinished expansion space complete this level, offering even more opportunity to make the home your own. The walkout lower level was made for entertaining, with a bar, custom built-ins, a full bath, and direct access to the attached garage and backyard, creating an easy flow from indoor living to the outdoors and straight to the water. And then there’s the reason you come to Lake Anna: the waterfront. Your private dock sits along some of the most coveted shoreline on the public side of Lake Anna. Launch the boat for a day on the water, kayak the cove, fish from the pier at sunrise, swim from your own shoreline, or settle into a chair at the water’s edge and stay awhile. This is the space for boat days, long weekends, family gatherings, summer memories, and all the possibilities that come with owning your own piece of Lake Anna. Conveniently located approximately 1.5 hours from Washington, D.C. and about 1 hour from Richmond, with Food Lion, restaurants, marinas, shopping, and Lake Anna’s commercial amenities just a short drive away. Investors: Short-term rentals are allowed. POA guidelines are uploaded in the MLS for review. Other community amenities are also available such as a boat ramp and more in the common area. High-speed internet available. Move-in ready. NEW PRICE. PRIVATE DOCK. PUBLIC-SIDE WATERFRONT. Schedule your private tour today and watch the video tour to see 54 Tara Circle and the waterfront lifestyle come to life.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1990
  • 0.92 Acre Lot
  • $350/yr HOA
  • Waterfront
  • 2 Car Garage
  • 252 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    1990
  • Stories
    3.0
  • Architectural Style
    Cape Cod
  • Construction Materials
    Other
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Paved, Asphalt, Garage, Basement, Circular Driveway
  • Living Area
    4002.0
  • Interior Features
    Bar, Other, Beamed Ceilings, Built-in Features
  • Appliances
    Electric Water Heater
  • Flooring
    Carpet, Ceramic Tile
  • Pool Features
    None
  • Cooling
    Central Air, Electric
  • Heating
    Forced Air, Electric, Central, Other
  • Basement
    Finished, Full, Walk-Out Access, Daylight, Interior Entry, Exterior Entry

  • Acres
    0.92
  • Lot Features
    Waterfront, Private
  • Water Front Features
    Lake
  • Water Front
    Yes
  • View
    Lake, Water
  • Water
    Well

  • County
    Louisa
  • City
    Bumpass
  • Neighborhood
    TARA WOODS
  • Zip Code
    23024

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Frequently Asked Questions

How do I schedule a tour of 54 Tara Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 54 Tara Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 54 Tara Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $945,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Bumpass, and can even get you in to see the property quickly.

How do I get a virtual tour of 54 Tara Cir?

Yes! A virtual tour is available for 54 Tara Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 54 Tara Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 54 Tara Cir at around $6,130. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 54 Tara Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Louisa County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 54 Tara Cir?

In most cases, yes. Whether 54 Tara Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Bumpass's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 54 Tara Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Bumpass and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $945,000 with 4,002 sqft of space—that comes out to approximately $236 per square foot.

How long has this property been on the market?

54 Tara Cir was listed on March 01, 2026, which means it's been on the market for 252 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1990, making it approximately 36 years old.

What is the lot size of this property?

54 Tara Cir sits on a 0.92-acre lot, which is 40,075 square feet.

What are the property taxes for 54 Tara Cir?

The most recent public record shows annual property taxes for 54 Tara Cir were approximately $9,022. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $350 paid annually.

This covers access to community features including: Boating, Boat Slip.

Is 54 Tara Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 08, 2026 at 11:21PM | Source: Bright | MLS#: VALA2009310