$1,979,000
- 5
- beds
- 4 full · 1 half
- baths
- 4,661
- sqft
- 2025
- year built
- 5
- beds
- 4 full · 1 half
- baths
- 4,661
- sqft
- 2025
- year built
- Status:
- ACTIVE-BRIGHT
- MLS #:
- VALA2010084
- Neighborhood:
- MILL RUN
- County:
- Louisa
- Listed By:
- Grayson Hoffman - Lake Anna Island Realty
- Agent Phone:
- (202) 365-3388
- Agent Email:
- grayson@theashleyhoffmangroup.com
Sponsoring Broker: Jennifer Staats, ez Home Search, Inc.
*DISCOUNTED MONTHLY PAYMENT AVAILABLE* Recently constructed in the highly-coveted lakeside Mill Run community, this fully-furnished and thriving waterfront short-term rental sits on over 200 feet of shoreline within the exclusive private side of Lake Anna. Here, you can start welcoming your guests (and depositing dollars) the moment you close. Generating strong rental income from day one with zero setup required, this stunning fully-equipped waterfront retreat is nestled in a peaceful cove offering exceptional water views and over 4,800 square feet of thoughtfully designed living space in a beautiful Craftsman-style home, featuring 5 large bedrooms, a loft, large finished basement and 4.5 baths. Showcasing over 200 feet of shoreline, this exceptional property is designed to maximize lake views, luxurious comfort, and unforgettable gatherings. Enjoy outdoor living from an expansive lakeside deck, a double-decker boathouse, or a hot tub overlooking the water, creating the perfect setting for relaxing after a day on the lake. Inside, the open and airy floor plan is thoughtfully designed for both everyday living and effortless entertaining. At the heart of the main level is a breathtaking great room with soaring high-vaulted ceilings and dramatic floor-to-ceiling glass that frames sweeping water views of Lake Anna — flooding the space with natural light and bringing the beauty of the water indoors at every turn. A stunning stone fireplace anchors the room, adding warmth and elegance whether you’re hosting a crowd or enjoying a quiet evening alone. Flowing seamlessly from the great room, the enormous chef’s kitchen is a showstopper in its own right, featuring quartz countertops and high-end upgrades throughout, and an open layout that connects effortlessly to the living area — making it the perfect hub for entertaining, family gatherings, and everything in between. The main floor is further complemented by a luxurious primary bedroom suite — a true retreat unto itself — featuring direct deck access, a generous walk-in closet and a spa-inspired en suite bathroom complete with a freestanding soaking tub, double vanities, quartz countertops, and an elegant tile walk-in shower. A guest bedroom is also available on the main level. Upstairs, a versatile loft area provides the perfect flex space for a lounge, home office, or reading nook, accompanied by two additional well-appointed guest bedrooms ideal for family and visitors. Downstairs, the expansive finished basement takes entertaining to the next level, offering a full-sized wet bar, large recreation area, games, full-blown movie theater, and an additional oversized bedroom with bunks — giving everyone in the group their own comfortable space to unwind. Modern conveniences include a Tesla Universal EV charger in the oversized two-car attached garage, high-speed fiber internet access, a full-size washer and dryer and mudroom. Every detail — right down to the furnishings and décor — has been curated to create a welcoming and luxurious waterfront experience that guests return to again and again. Whether you’re looking to expand your investment portfolio, secure a luxury vacation home that pays for itself, or settle into a full-time waterfront residence, this property checks every box. Short-term rentals are not only permitted but already proven here, offering outstanding income potential in one of Lake Anna’s most desirable waterfront locations. Enjoy the tranquility of private-side lake living, breathtaking water views, and direct lake access from your own backyard — and step into a fully furnished, established rental business while creating memories that will last for generations. *Discounted monthly payment with seller's preferred lender. Savings up to $1,084 per month. Contact listing agent or see document section for more details.*
Highlights
- Residential
- Single Family Residence
- Built in 2025
- 1.24 Acre Lot
- $475/yr HOA
- Waterfront
- 2 Car Garage
- 143 days on Market
-
- Bedrooms
- 5
-
- Bathrooms
- 4 full · 1 half
-
- Year Built
- 2025
-
- Stories
- 3.0
-
- Architectural Style
- Craftsman
-
- Construction Materials
- Vinyl Siding, Asphalt, Concrete
-
- Foundation
- Concrete Perimeter
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Attached, Oversized, Garage Door Opener, Asphalt, Garage
-
- Living Area
- 4661.0
-
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s), Walk-In Closet(s), Bar, Kitchen Island, Recessed Lighting, High Ceilings, Open Floorplan, Tray Ceiling(s), Soaking Tub
-
- Appliances
- Microwave, Refrigerator, Gas Range, Tankless Water Heater, Oven, Gas Oven, Range Hood, Stainless Steel Appliance(s), Ice Maker, Exhaust Fan, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Appliances, Instant Hot Water
-
- Flooring
- Vinyl, Carpet, Ceramic Tile
-
- Furnished
- Furnished
-
- Exterior Features
- Rain Gutters
-
- Patio And Porch
- Deck, Porch
-
- Pool Features
- None
-
- Security Features
- Security Lights
-
- Cooling
- Ceiling Fan(s), Central Air, Electric
-
- Heating
- Forced Air, Heat Pump, Zoned, Propane, Exhaust Fan
-
- Basement
- Finished, Full, Walk-Out Access, Daylight, Sump Pump, Interior Entry, Exterior Entry
-
- Acres
- 1.24
-
- Lot Features
- Cleared, Waterfront, Cul-De-Sac
-
- Water Front Features
- Lake
-
- Water Front
- Yes
-
- View
- Trees/Woods, Lake, Water, Garden, Scenic
-
- Utilities
- Cable Available, Underground Utilities, Propane
-
- Water
- Well
-
- County
- Louisa
-
- City
- Bumpass
-
- Neighborhood
- MILL RUN
-
- Zip Code
- 23024
-
- High School
- LOUISA COUNTY
-
- Middle School
- LOUISA COUNTY
-
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Price History
| 06/18/2026 | Listed | $1,979,000 |
| Source: Bright #VALA2010084 | ||
| 06/11/2026 | Off Market | — |
| Source: Charlottesville Area Association of REALTORS #VALA2010084 | ||
| 10/15/2025 | Off Market | — |
| Source: Bright #VALA2008716 | ||
| 10/13/2025 | Off Market | — |
| Source: Charlottesville Area Association of REALTORS #VALA2008716 | ||
| 06/25/2018 | Off Market | — |
| Source: Charlottesville Area Association of REALTORS #1001938438 | ||
Source: MLS Data
Deed History
| 12/04/2023 | Bargain and Sale Deed | $275,500 |
Source: Public records via Constellation Data Labs
Mortgage History
| 03/11/2025 | Building or Construction Loan | $4,387,500 |
| 06/10/2024 | Commercial | $1,002,008 |
| 12/04/2023 | Commercial | $158,620 |
Source: Public records via Constellation Data Labs
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Frequently Asked Questions
How do I schedule a tour of 44 Deep Creek Cir?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 44 Deep Creek Cir.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 44 Deep Creek Cir?
Click Ask a Question to talk with our team. You already know it is a 5 bed, 4 bath, listed for $1,979,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Bumpass, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 44 Deep Creek Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 44 Deep Creek Cir at around $11,124. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 44 Deep Creek Cir?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Louisa County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 44 Deep Creek Cir?
In most cases, yes. Whether 44 Deep Creek Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Bumpass's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 44 Deep Creek Cir?
We can handle that for you. Our preferred local agent specializes in residentials in Bumpass and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $1,979,000 with 4,661 sqft of space—that comes out to approximately $425 per square foot.
How long has this property been on the market?
44 Deep Creek Cir was listed on June 18, 2026, which means it's been on the market for 143 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2025, making it approximately 1 years old.
What is the lot size of this property?
44 Deep Creek Cir sits on a 1.24-acre lot, which is 54,014 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Middle: LOUISA COUNTY
- High: LOUISA COUNTY
Want to see how these schools compare? Check out our Louisa County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 44 Deep Creek Cir?
The most recent public record shows annual property taxes for 44 Deep Creek Cir were approximately $4,723. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $475 paid annually.
This covers access to community features including: Picnic Area, Boat Dock, Boating, Boat Slip, Powered Boats Allowed.
Is 44 Deep Creek Cir still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.
Last Updated: November 08, 2026 at 03:48AM | Source: Bright | MLS#: VALA2010084
