$460,000
- 2
- beds
- 2 full · 1 half
- baths
- 1,936
- sqft
- 1995
- year built
- 2
- beds
- 2 full · 1 half
- baths
- 1,936
- sqft
- 1995
- year built
- Status:
- ACTIVE-BRIGHT
- MLS #:
- VALA2010864
- Neighborhood:
- CLEAR WATER
- County:
- Louisa
- Listed By:
- Ashley Hoffman - Lake Anna Island Realty
- Agent Phone:
- (540) 834-6417
- Agent Email:
- ashley@theashleyhoffmangroup.com
Sponsoring Broker: Jennifer Staats, ez Home Search, Inc.
Summer days, sunshine, boat rides, cozy fall and winter evenings, and a nostalgic backyard tire swing... this is what Lake Anna memories are made of! Welcome to your charming retreat, tucked away on 1.01 peaceful acres in the Clear Water community on the private side of Lake Anna with your own assigned boat slip! Imagine mornings on the boat, afternoons swimming at the neighborhood sandy beach, and evenings grilling on the back deck while the kids enjoy the good old-fashioned tire swing in the backyard. When the seasons change, picture crisp fall mornings surrounded by colorful leaves, chilly winter afternoons with a warm cup of coffee, and cozy evenings curled up beside the crackling wood-burning stove. Best of all, this home comes furnished, so you can start enjoying it from day one! Whether you're searching for a full-time home, weekend getaway, or short-term rental investment, this one has so much to love! Offering 1,936 square feet, 2 bedrooms, and 2.5 bathrooms, this inviting home features hardwood flooring and an open main-level layout connecting the living room, kitchen, and dining area. The wood-burning stove adds warmth and charm, while the kitchen is perfect for gathering with family and friends! You'll love the sleek Brazilian granite countertops, stainless steel appliances (all new appliances in 2021), stylish backsplash, center island with seating, and pendant lighting. A half bath and laundry room complete the main level. Upstairs, you'll find a versatile loft, covered balcony, two bedrooms, and two full baths. One bedroom features its own private bathroom with a heated jetted tub and separate tiled shower. Step outside to your peaceful, private backyard, where the partially covered rear deck with a ceiling fan is perfect for grilling, entertaining, or relaxing after a day on the water. And that charming tire swing? It's the kind of nostalgic touch that brings back memories of simpler times and carefree childhood summers! The lake is calling! Your assigned boat slip #14 is located at the neighborhood waterfront common area, complete with a boat ramp, covered picnic pavilion, and sandy beach! Spend your days cruising the private side, swimming, and soaking up the sunshine. There's plenty of room for your lake toys, too! The property includes an attached 14x24 garage, a 12x24 boat shelter, and a 12x24 storage shed with electricity. Additional highlights include high-speed Firefly fiber internet, an addition completed in 2010, roof and rear deck in 2012, and septic tank pumped in 2023. Conveniently located near restaurants, grocery shopping, The Lake Anna Taphouse, a veterinary clinic, ABC store, nail spa, and more! Short-term rentals are permitted, offering flexibility for personal enjoyment or investment potential. From carefree summer adventures and afternoons on the tire swing to cozy fall weekends and peaceful winter escapes, this is a retreat you'll love in every season! With the furnishings already in place, all that's left to do is pack your bags, bring your boat, and start making memories! *Discounted monthly payment with seller's preferred lender. Savings up to $290 per month. Contact listing agent or see MLS document section for more details.*
Highlights
- Residential
- Single Family Residence
- Built in 1995
- 1.01 Acre Lot
- $200/yr HOA
- 2 Car Garage
- 3 days on Market
-
- Bedrooms
- 2
-
- Bathrooms
- 2 full · 1 half
-
- Year Built
- 1995
-
- Stories
- 2.0
-
- Architectural Style
- Cottage, Transitional
-
- Construction Materials
- Vinyl Siding
-
- Foundation
- Block
-
- Garage Spaces
- 2.0
-
- Parking Features
- Gravel, Driveway, Attached, Garage, Detached, Detached Carport, Inside Entrance
-
- Living Area
- 1936.0
-
- Interior Features
- Ceiling Fan(s), Walk-In Closet(s), Kitchen Island, Recessed Lighting, Open Floorplan
-
- Appliances
- Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Cooktop, Oven, Electric Oven, Stainless Steel Appliance(s), Water Heater
-
- Flooring
- Hardwood, Vinyl, Wood
-
- Furnished
- Furnished
-
- Exterior Features
- Balcony
-
- Patio And Porch
- Patio, Deck, Porch
-
- Pool Features
- None
-
- Cooling
- Ceiling Fan(s), Central Air, Electric
-
- Heating
- Electric, Heat Pump, Wood Stove, Wood
-
- Acres
- 1.01
-
- Lot Features
- Level, Back Yard, Front Yard
-
- Water Front Features
- Lake
-
- View
- Trees/Woods
-
- Water
- Well
-
- County
- Louisa
-
- City
- Bumpass
-
- Neighborhood
- CLEAR WATER
-
- Zip Code
- 23024
-
- High School
- LOUISA COUNTY
-
- Middle School
- LOUISA COUNTY
-
- Elementary School
- JOUETT
-
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Estimated Value
$453,937
Estimated Sales Price Range:
$376,767 - $531,106
Source: Constellation Data Labs
Price History
| 11/03/2026 | Listed | $460,000 |
| Source: Bright #VALA2010864 | ||
Source: MLS Data
Deed History
| 09/14/2026 | Gift Deed | $0 |
| 01/02/2008 | Deed | $158,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 04/06/2018 | Conventional | $110,448 |
| 01/02/2008 | Conventional | $126,400 |
| 02/20/2007 | Conventional | $143,000 |
| 08/14/2006 | Unknown | $110,000 |
Source: Public records via Constellation Data Labs
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There are currently 116 properties available in Bumpass, with 7 under contract to close soon. Properties in the city have an average sale price of $794,886 and typically spend 101 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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How do I get more information about 189 Plum Tree Cir?
Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $460,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Bumpass, and can even get you in to see the property quickly.
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Yes! A virtual tour is available for 189 Plum Tree Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 189 Plum Tree Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 189 Plum Tree Cir at around $2,739. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 189 Plum Tree Cir?
In most cases, yes. Whether 189 Plum Tree Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Bumpass's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
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What is the price per square foot for this home?
This home is listed at $460,000 with 1,936 sqft of space—that comes out to approximately $238 per square foot.
How long has this property been on the market?
189 Plum Tree Cir was listed on November 03, 2026, which means it's been on the market for 3 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1995, making it approximately 31 years old.
What is the lot size of this property?
189 Plum Tree Cir sits on a 1.01-acre lot, which is 43,996 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: JOUETT
- Middle: LOUISA COUNTY
- High: LOUISA COUNTY
Want to see how these schools compare? Check out our Louisa County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 189 Plum Tree Cir?
The most recent public record shows annual property taxes for 189 Plum Tree Cir were approximately $2,942. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $200 paid annually.
This covers access to community features including: Picnic Area, Boat Dock, Beach Access, Boating, Boat Slip, Powered Boats Allowed.
Is 189 Plum Tree Cir still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.
Last Updated: November 06, 2026 at 08:57AM | Source: Bright | MLS#: VALA2010864
