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Amazing opportunity for investors, or someone who wants to have passive income while living in one unit and renting out the other! Almost new duplex on a quiet Waco street includes two identical units each with three bedrooms, two baths and modern amenities throughout. Energy-efficient features and appliances that are difficult to find in other properties in the area. Efficient floorplan with a large living area and open kitchen. Earn additional income or let someone else pay a portion of your house payment - take a look today!

Highlights

  • Residential Income
  • Duplex
  • Built in 2020
  • 0.161 Acre Lot
  • 143 days on Market

  • Bedrooms
    6
  • Bathrooms
    4
  • Year Built
    2020
  • Foundation
    Slab
  • Parking Features
    Driveway
  • Interior Features
    Eat-in Kitchen
  • Appliances
    Dishwasher, Electric Range, Microwave, Refrigerator
  • Flooring
    Vinyl
  • Cooling
    Central Air
  • Heating
    Electric

  • Acres
    0.161
  • Water
    Public

  • County
    McLennan
  • City
    Waco
  • Neighborhood
    Monmouth Heights
  • Zip Code
    76708
  • High School
    Waco
  • Middle School
    GW Carver
  • Elementary School
    Cedar Ridge

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Frequently Asked Questions

How do I schedule a tour of 3206 N 20 A St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3206 N 20 A St.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3206 N 20 A St?

Click Ask a Question to talk with our team. You already know it is a 6 bed, 4 bath, listed for $259,900. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Waco, and can even get you in to see the property quickly.

How do I get a virtual tour of 3206 N 20 A St?

Yes! A virtual tour is available for 3206 N 20 A St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 3206 N 20 A St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3206 N 20 A St at around $1,927. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3206 N 20 A St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in McLennan County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3206 N 20 A St?

In most cases, yes. Whether 3206 N 20 A St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Waco's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3206 N 20 A St?

We can handle that for you. Our preferred local agent specializes in residential incomes in Waco and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $259,900 with 1,438 sqft of space—that comes out to approximately $181 per square foot.

How long has this property been on the market?

3206 N 20 A St was listed on June 19, 2026, which means it's been on the market for 143 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2020, making it approximately 6 years old.

What is the lot size of this property?

3206 N 20 A St sits on a 0.16-acre lot, which is 6,970 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Cedar Ridge
  • Middle: GW Carver
  • High: Waco

Want to see how these schools compare? Check out our McLennan County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 3206 N 20 A St?

The most recent public record shows annual property taxes for 3206 N 20 A St were approximately $5,374. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 3206 N 20 A St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, North Texas Real Estate Information Systems (NTREIS). All rights reserved.

Last Updated: November 09, 2026 at 12:47AM | Source: North Texas Real Estate Information Systems (NTREIS) | MLS#: 21306739