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This charming 3-bedroom, 2-bathroom, 1,548-square-foot home in Troy, Texas, offers the perfect blend of modern comfort and small-town living. Designed with an efficient, open-concept layout, the spacious living area seamlessly connects to the kitchen and dining spaces, making it ideal for both daily living and entertaining. Spacious Living: 1,548 sq. ft. thoughtfully designed to maximize natural light and functional space. Kitchen & Dining: Well-equipped kitchen featuring ample counter space and cabinet storage, opening directly to the main dining and living areas. Outdoor Space: Enjoy Texas evenings in your private backyard—perfect for gardening, relaxing, or hosting outdoor gatherings. Location: Nestled in the growing, friendly community of Troy with easy access to I-35, putting Temple and Belton just minutes away for convenient dining, shopping, and commuting. Whether you're looking for your first home or downsizing without compromising on features, this property delivers Texas warmth and everyday comfort in a peaceful setting.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2022
  • 0.1418 Acre Lot
  • $240/yr HOA
  • 2 Car Garage
  • 67 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2022
  • Stories
    1.0
  • Architectural Style
    Traditional
  • Construction Materials
    Brick, HardiPlank Type
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Garage Faces Front
  • Living Area
    1548.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Pantry, Kitchen Island, Double Vanity, Recessed Lighting, Open Floorplan
  • Appliances
    Dishwasher, Electric Range, Microwave, Disposal, Oven, Water Heater
  • Flooring
    Carpet, Ceramic Tile
  • Exterior Features
    Private Yard
  • Patio And Porch
    Covered, Patio
  • Pool Features
    None
  • Security Features
    Security System Leased, Prewired
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Central

  • Acres
    0.1418
  • Lot Features
    City Lot
  • View
    None
  • Water
    Public

  • County
    Bell
  • City
    Troy
  • Zip Code
    76579
  • High School
    Troy High School
  • Middle School
    Raymond Mays Middle School
  • Elementary School
    Mays Elementary School

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Frequently Asked Questions

How do I schedule a tour of 1173 Ottoman Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1173 Ottoman Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1173 Ottoman Loop?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $245,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Troy, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1173 Ottoman Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 1173 Ottoman Loop at around $1,664. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1173 Ottoman Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bell County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1173 Ottoman Loop?

In most cases, yes. Whether 1173 Ottoman Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Troy's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1173 Ottoman Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Troy and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $245,000 with 1,548 sqft of space—that comes out to approximately $158 per square foot.

How long has this property been on the market?

1173 Ottoman Loop was listed on August 30, 2026, which means it's been on the market for 67 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2022, making it approximately 4 years old.

What is the lot size of this property?

1173 Ottoman Loop sits on a 0.14-acre lot, which is 6,098 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Mays Elementary School
  • Middle: Raymond Mays Middle School
  • High: Troy High School

Want to see how these schools compare? Check out our Bell County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 1173 Ottoman Loop?

The most recent public record shows annual property taxes for 1173 Ottoman Loop were approximately $4,023. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $240 paid annually.

Is 1173 Ottoman Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Central Texas MLS (CTXMLS). All rights reserved.

Last Updated: November 05, 2026 at 06:17PM | Source: Central Texas MLS (CTXMLS) | MLS#: 623301